Meemic Insurance v. Hewlett-Packard Co.

717 F. Supp. 2d 752, 2010 U.S. Dist. LEXIS 46990, 2010 WL 1949750
CourtDistrict Court, E.D. Michigan
DecidedMay 13, 2010
DocketCase 09-10155
StatusPublished
Cited by20 cases

This text of 717 F. Supp. 2d 752 (Meemic Insurance v. Hewlett-Packard Co.) is published on Counsel Stack Legal Research, covering District Court, E.D. Michigan primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Meemic Insurance v. Hewlett-Packard Co., 717 F. Supp. 2d 752, 2010 U.S. Dist. LEXIS 46990, 2010 WL 1949750 (E.D. Mich. 2010).

Opinion

OPINION AND ORDER GRANTING DEFENDANTS MOTION FOR SUMMARY JUDGMENT [18]

NANCY G. EDMUNDS, District Judge.

This dispute comes before the Court on Defendant’s motion for summary judgment pursuant to Federal Rule of Civil Procedure 56. For the reasons set forth below, Defendant’s motion is GRANTED.

I. Facts

Plaintiff Meemic Insurance Company filed suit against Defendant Hewlett-Pack *755 ard Company alleging claims of “Negligence / Products Liability / Breach of Implied Warranty” arising out of a house fire that occurred on January 7, 2008 in Metamora, Michigan. Plaintiff insured the home and filed this subrogation action in an attempt to recoup monies paid to cover the loss it sustained. Plaintiffs claims are based on its assertion that the fire started due to an unknown defect in the AC power adapter for a printer manufactured by Defendant.

A. Hewlett-Packard Printer and its AC Power Adapter

Plaintiffs insureds, Gary and Candace Keinath, purchased a Hewlett-Packard printer, Model No. C8970A, with an AC power adapter, 1 Model No. 097-2105, in August 2007. (Candace Keinath Dep., Def.’s Mot., Ex. A at 23.) Candace used the printer for at-home projects and went through approximately one ream of paper every six to eight weeks. (Id. at 24-25.) The printer was located on an oak roll-top desk in their living room. (Id. at 26, 32.) The printer was connected to the AC power adapter which, along with the computer desktop and monitor, was plugged into a power strip/surge protector. (Gary Keinath Dep., Def.’s Mot., Ex. B at 17-18.) The power strip was plugged into an outlet in the living room near the desk. (Candace Keinath Dep., Def.’s Mot., Ex. A at 32.)

The Keinaths never experienced any issues with the printer. (Candace Keinath Dep., Def.’s Mot., Ex. A at 30; Gary Keinath Dep., Def.’s Mot., Ex. B at 17.) They never smelled or viewed anything that would indicated overheating or burning from the printer or the AC power adapter. (Candace Keinath Dep., Defi’s Mot., Ex. A at 30; Gary Keinath Dep., Def.’s Mot., Ex. B at 20-22.) And, neither the printer nor the AC power adapter was ever noticeably warm to the touch. 2 (Candace Keinath Dep., Def.’s Mot., Ex. A at 30; Gary Keinath Dep., Def.’s Mot., Ex. B at 20.)

The printer was last used by Candace approximately 4 to 7 days prior to the fire. (Candace Keinath Dep., Def.’s Mot., Ex. A at 53.) After she was done using the printer, she turned it off and never turned it on again. (Id.) There is no record of anyone using the printer after that time.

B. Keinath’s Home Fire

On January 7, 2008, Candace came home from work to find her house on fire. (Candace Keinath Dep., Def.’s Mot., Ex. A at 57-58.) The Metamora Township Fire Department responded to Candace’s 911 call and extinguished the fire. The fire department reported that “[t]he fire was contained to the living room, kitchen, and basement area.” (Def.’s Mot., Ex. C at 2.)

The fire appeared to start along the South wall of the house. Located in the South end of the house is the kitchen and living room. Separating the two rooms is a half wall. On the East side of the half wall is the kitchen and on the West side of the wall is the living room. The fire originated in the area of where the half wall meets the South wall of the *756 house. The fire started down low around floor level, possible [sic] in one of the walls. The fire then burnt [sic] up the South wall. On the South wall I seen were [sic] the dry wall and 2x4 studs had been burnt up. The half wall had burnt up about 2 feet out from the South wall.
... On the living room side of the half wall there were two electrical out lets. The one to the South had been damaged by fire, however the one to the North was not damaged by fire.
Along the South wall was a computer desk. On this desk was a computer, monitor, and a printer. All three of these items were plugged into a power strip. The power strip was plugged into an out let that was behind the computer desk. I later found the power strip and it was still plugged into the out let. The power strip had minor damage from the fire. The power strip was found laying on the floor along the South wall about 3 feet West of the area of origin. Also along the South wall in the area of origin was what appeared to be a cable and phone box.

(Def.’s Mot., Ex. C at 2.) When the fire department made contact with Candace, she informed them that, after she left for work, her daughter was on the computer and most likely left the computer on. Candace also told them that the power strip “was always on.” (Def.’s Mot., Ex. C at 2.)

The fire department determined the “cause of the fire is unknown and undetermined, but possibly electrical.” (Def.’s Mot., Ex. C at 2.) The fire department then called in Sergeant Bush of the Michigan State Police. Bush “looked through the house,” performed an investigation, and stated that “he believed that it was probably electrical but he said that he was going to leave the cause undetermined at this time.” (Id.)

C. Investigation to Determine Cause of the Fire

Plaintiff and Defendant dispute the origin and cause of the fire. Each party had two independent experts investigate the fire: a cause and origin expert and an electrical engineering expert. A summary of the four investigations follow.

1. Cause and Origin Experts

Cause and origin experts were retained to determine the exact location in the home that the fire originated and also to subsequently identify the specific cause of the fire.

a. Plaintiff: Gary Kraft

Gary Kraft of Herndon & Associates was retained by Plaintiff to investigate the cause and origin of the fire. Kraft concluded “that the fire originat[ed] within the living room, at the northeast corner. Specifically, the origin is identified as the area of the position of the wood roll top desk.” (Pl.’s Mot., Ex. 3 at 12.)

It was the findings of the inspection that there was evidence of fire originating in the area of the north side of the living room....
This Investigator, after complete examination and inspection of the structure, focused the fire investigation at the north end of the living room, at the northeast corner. It is further identified as the position of the wood roll top desk which housed the computer and components. The area was identified for origin as a result of the destruction to the floor assembly and the side walls destruction....
The fire investigation determined that there was fire damage and destruction to the floor at the north end of the desk, within the northeast corner.

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Bluebook (online)
717 F. Supp. 2d 752, 2010 U.S. Dist. LEXIS 46990, 2010 WL 1949750, Counsel Stack Legal Research, https://law.counselstack.com/opinion/meemic-insurance-v-hewlett-packard-co-mied-2010.