McCoy v. MARCorp Financial, LLC

2025 IL App (3d) 240357-U
CourtAppellate Court of Illinois
DecidedJune 11, 2025
Docket3-24-0357
StatusUnpublished
Cited by1 cases

This text of 2025 IL App (3d) 240357-U (McCoy v. MARCorp Financial, LLC) is published on Counsel Stack Legal Research, covering Appellate Court of Illinois primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
McCoy v. MARCorp Financial, LLC, 2025 IL App (3d) 240357-U (Ill. Ct. App. 2025).

Opinion

NOTICE: This order was filed under Supreme Court Rule 23 and is not precedent except in the limited circumstances allowed under Rule 23(e)(1).

2025 IL App (3d) 240357-U

Order filed June 11, 2025 ____________________________________________________________________________

IN THE

APPELLATE COURT OF ILLINOIS

THIRD DISTRICT

MAUREEN E. MCCOY, as Independent ) Appeal from the Circuit Court Representative of the Estate of Jeffrey McCoy, ) of the 18th Judicial Circuit, ) Du Page County, Illinois, Plaintiff-Appellee, ) ) Appeal No. 3-24-0357 v. ) Circuit No. 19-L-1299 ) ) Honorable MARCORP FINANCIAL, LLC, a Delaware ) Neal W. Cerne, Limited Liability Company, SERVICES ) Judge, Presiding. CAPITAL, LLC, an Illinois Limited Liability ) Company, and MICHAEL FAZIO, an ) Individual, ) ) Defendants-Appellants. ) ____________________________________________________________________________

JUSTICE BERTANI delivered the judgment of the court. Presiding Justice Brennan and Justice Anderson concurred in the judgment. ____________________________________________________________________________

ORDER

¶1 Held: We affirm the circuit court’s findings on plaintiff’s breach of contract and Illinois Wage Payment and Collection Act claims and defendant’s breach of fiduciary duty claims; we reverse the court’s denial of prejudgment interest on defendant’s loan claim and the granting of attorney fees for plaintiff. ¶2 This matter arises out of plaintiff Jeffrey McCoy’s employment relationship with defendant

MARCorp Financial, LLC (MARCorp). McCoy brought suit against MARCorp and defendant

Michael Fazio, MARCorp’s cofounder, for failure to pay a discretionary bonus that Fazio claimed

was contingent on McCoy’s continued employment. MARCorp filed a counterclaim alleging

McCoy owed money on a loan and that he breached his fiduciary duties to the corporation while

he was both an employee and officer by investing in a corporate opportunity and orchestrating the

mass resignation of several members of the management team. After a bench trial, the circuit court

found in McCoy’s favor on the unpaid bonus and breach of fiduciary duty claims and in

MARCorp’s favor for the loan. After posttrial motions, MARCorp appealed the court’s decisions

on the unpaid bonus claims, breach of fiduciary duty claims, the award of attorney fees, and its

denial of prejudgment interest on its loan claim. We affirm in part, reverse in part, and remand for

further proceedings.

¶3 I. BACKGROUND

¶4 McCoy filed suit against MARCorp on November 18, 2019, for payment of his deferred

bonus under breach of contract and the Illinois Wage Payment and Collection Act (Wage Act)

theories. 820 ILCS 115 et seq. (West 2022). In response, MARCorp filed a counterclaim for

repayment of a $200,000 loan it gave McCoy in February 2018, and breach of fiduciary duty for

investing in a business opportunity while employed at MARCorp and for organizing the

resignations of other members of the management team. Regarding the loan claim, MARCorp

alleged that McCoy agreed that interest would accrue on the loan at a rate of 2% interest per year.

MARCorp’s answer also included an affirmative defense under the same breach of fiduciary duty

theories as the counterclaim. After McCoy passed away, his wife, Maureen E. McCoy, continued

the litigation as the independent representative of his estate.

2 ¶5 The case proceeded to bench trial in March 2024. During trial, the evidence established

that Fazio and McCoy founded MARCorp in 2012. MARCorp’s purpose was to invest in other

businesses through loans. McCoy was employed as president of MARCorp and owned a 1%

interest in the company. A trust controlled by Fazio owned the remainder. Both acted as

MARCorp’s managers. McCoy acted as the local manager and ran the day-to-day business. Section

3.4 of the MARCorp operating agreement signed by Fazio and McCoy provided that the

designation of managers and amendments to the operating agreement would be in accord with the

weighted votes of the members based on their percentage of ownership. Section 4.2(b) of the

agreement provided that they made business decisions together. In practice, however, McCoy and

Fazio would discuss bonuses, and Fazio alone made the ultimate decision. The “management

team” consisted of McCoy as president, Michele McBain as CFO, and Joseph Lyons as contract

counsel.

¶6 No one on the management team had a written employment contract when hired. Fazio set

the compensation for the management team, though he discussed those decisions with McCoy.

The understanding reached with each employee was they would receive a base salary plus annual

bonuses that were primarily determined by how much MARCorp profited during the year as well

as each employee’s individual performance. The bonuses were discretionary. When determining

bonus amounts, Fazio assessed the prior year’s performance at the start of the succeeding calendar

year. He distributed the resulting bonuses for the prior year in February.

¶7 On February 8, 2017, Fazio sent an email to McCoy that included a spreadsheet indicating

McCoy would receive a $1.3 million bonus immediately and an additional deferred bonus of

$600,000. There was no mention on the spreadsheet that continued employment was a requirement

to receive the remaining $600,000. Though given lesser amounts, the bonuses to McBain and

3 Lyons were structured in the same manner. Bonuses had never been deferred prior to the 2016

bonus distribution. McBain testified that when she asked Fazio the reason for deferring bonuses,

he told her he was waiting for profits to come in on an investment that MARCorp would not receive

until later in the year. MARCorp would pay the deferred bonus when it received payment for its

investment. There was no mention that continued employment would be required to receive the

deferred bonus at that time.

¶8 In 2018, Fazio again deferred part of the 2017 calendar year bonus payments. The

remainder was to be paid to each employee over a three-year period. Emails from Fazio to McCoy

during 2017 and 2018 advised McCoy that deferrals would not be paid unless the recipient

remained employed until February of the next year when the next bonus was distributed. These

emails establish that McCoy was not in agreement with the deferment proposed by Fazio. In fact,

McCoy appended a compensation spreadsheet in a June 21, 2018, email to Fazio stating, “I think

this captures your thoughts.” That spreadsheet provided for a continued employment contingency

for an employee for “carried interest,” but included no such contingency for bonuses. Fazio

responded minutes later specifically indicating that bonus deferrals conditioned upon continued

employment remained an “open” item between them, specifically stating, “open items ***

Deferred comp goes away if employee opts to leave or is fired for cause.” No writing was

submitted into evidence during trial that suggested this open item was ever resolved.

¶9 The management team requested that their compensation agreements be reduced to writing

after they received the initial portions of their 2017 bonuses. In response, Fazio gave Lyons and

McBain a “stay bonus” to continue their employment for ninety days while he created a written

agreement. Fazio never presented a written proposal to the management team.

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