McClendon v. Fire Association of Philadelphia

278 S.W.2d 447, 1954 Tex. App. LEXIS 2421
CourtCourt of Appeals of Texas
DecidedOctober 4, 1954
Docket6429
StatusPublished
Cited by2 cases

This text of 278 S.W.2d 447 (McClendon v. Fire Association of Philadelphia) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
McClendon v. Fire Association of Philadelphia, 278 S.W.2d 447, 1954 Tex. App. LEXIS 2421 (Tex. Ct. App. 1954).

Opinions

NORTHCUTT, Justice.

This is an action by Raymond McClendon as plaintiff against Fire Association of Philadelphia, a corpor'ation, and Tom Long, Roy L. Suddarth and A. D. Suddarth as defendants. The style of the case, however, lists "Ray McClendon'as plaintiff but, for the purpose of this opinion, it will be considered that Ray and Raymond are thé same person. The parties at this .point of the opinion will be designated as they were in the trial court. Tom Long, Roy L. Suddarth and A. D. Suddarth will not be considered any further herein. In referring to the defendant, we will have •reference only to the Fire Association of ■Philadelphia.

Plaintiff alleged that he had been the owner of the property in question since about September 14, 1949 and, on that date, defendant insured said risk in the sum of $3,000, under policy Not F-S397, with total coverage of $2,500 on. the building and $500 on the contents of said building. Plaintiff alleged that said property was destroyed by fire on or about April 24, 1950. and alleged the reasonable market value of the contents of the building was $500. Plaintiff . further alleged that the policy provided, in the event of total loss of said building by fire, that said policy becomes a liquidated demand for the face of the same and then alleges total loss and liquidated demand and seeks judgment for $3,000 with six per cent interest from April 24, 1950.

Defendant answered-and denied that it had any contract of fire insurance with the plaintiff on April 24, 1950, or at any time prior thereto and, since it had no contract with the plaintiff at the time of the alleged loss or any other time, it was without liability to the plaintiff. Defendant further answered that if there was ever any contract of insurance between the plaintiff and the defendant in the amount covering the property in question, that the said contract or policy of insurance was 'cancelled long prior to April 24, 1950 and that the cancellation was well-known to the plaintiff or his agents, servants, employees or associates. Defendant presented other pleadings not necessary to mention here.

After- the plaintiff had announced he would rest, the defendant, by a motion duly filed; requested the court to instruct, the jury to return a verdict in favor of. the defendant or, in the alternative,- to withdraw the case from the consideration of the jury and to render judgment,in its favor. As grounds for such request, appellee alleged in effect that there was no evidence to prove or tending to prove-the issuance of a fire insurance policy to plaintiff by defendant in any sum to cover 'premises [449]*449known as Archway Club or that the evidence was, at least, insufficient to require the submission of' an issue on such a matt.er ; that there was no evidence to show that such a policy, if issued, was in effect on the date of the alleged fire; that such proof as may have been heard concerning the issuance of a policy was at variance with and materially different from the policy pleaded by plaintiff, that there was no evidence showing plaintiff had given notice or filed a proper proof of loss if a valid policy did exist. The court granted defendant’s motion and withdrew the case from the consideration of the jury and rendered judgment that the plaintiff recover nothing of and from- the defendant and that the defendant go hence without its costs and that plaintiff pay all costs. To which action of the court, the plaintiff excepted and has perfected this appeal. Hereafter, plaintiff will be referred to as appellant and defendant as appellee.

Appellant presents this appeal upon two points of error as follows:

“Point I
“The trial court erred in refusing to allow the appellant to secure the possession of policy No. F-5397 from appel-lee’s attorney, Mr. R. B. Cousins, III by subpoena duces tecum.
“Point II
“The trial court erred in refusing to allow appellant to prove insurance policy No. F-5397 by secondary evidence.”

Concerning appellant’s first point of error wherein he complains of the action of the court in refusing to allow the appellant to secure possession of policy No. F-5397 from appellee’s attorney, Mr. Cousins; by subpoena duces tecum, we cannot agree that the court so held. Both of appellant’s points of error will be discussed jointly.

Appellant brought this action to recover upon policy No. F-5397 dated September 14, 1949. He did not plead that a policy was issued to him and that he did not have the same in his possession and could, not describe the policy nor did he give any notice for the appellee to produce the policy or secondary evidence thereof would be offered. At no time did the appellant request permission of the court to filé trial amendment seeking to show there might be another policy upon which appellee might be held liable but continued to seek relief under policy No. F-5397 dated September 14, 1949. It might be noted, after showing that F. E. Thomas was the insurance agent for appellee and several other insurance companies, Thomas was asked if he wrote a policy dated September 14, 1949, in these other companies; but appellant did not ask Thomas if he wrote a policy for appellant with appellee company on September 14, 1949. After appellant asked the witness Thomas if he had written these other policies with these other companies, he then asked Thomas if he, Thomas, wrote a policy in appellee’s company dated October 10, 1949. After objections were made, the court announced that he would let the matter be developed in the absence of the jury and rule later on the admissibility of the evidence. The jury was retired. In the absence of the jury, appellant continued to ask about a policy dated October 10, 1949. Thomas acknowledged that he issued a policy on October 10, 1949, payable to McClendon and Long but that it was cancelled and returned to the appel-lee. During the time the jury was retired, the appellant called the appellee’s attorney as a witness and asked him “Do you have in. your possession, a policy?” The attorney answered “Yes”. At this juncture, appellant had the appellee’s attorney served with a subpoena duces tecum directing him to produce “a. certain fire insurance policy No. F-5397 dated September 14, 1949 issued to Raymond McClendon by Fire Association of Philadelphia.” Appellee’s attorney answered that he did not have a policy dated September 14, 1949, issued to Raymond McClendon and that he did not have any ■ policy issued to Raymond Mc-Clendon. The testimony was undisputed that the' policy issued October 10, 1949 was issued to McClendon and Long. Just prior [450]*450to having the jury returned, the following took place between the court and appellant’s attorney:

“The Court: If there is any of this .evidence that is already produced that you expect to be developed, I want it read from the Reporter’s record, rather than going through all the time to develop it again. If there is anything additional, it is all right.
“Appellant’s Attorney: Well, we have in the record that the policy was issued, the date of the policy, the name of the company * * *
“The Court: Ask the Reporter to read those things before the jury that you want read and we will rule on them. I don’t know; I think the ruling of the court is that all of that has been excluded.
“Appellant’s Attorney: Your Honor, could we have about thirty minutes to look up some law for this secondary evidence ?

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Related

Adams v. Lynch
376 S.W.2d 811 (Court of Appeals of Texas, 1964)
McClendon v. Fire Association of Philadelphia
278 S.W.2d 447 (Court of Appeals of Texas, 1954)

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Bluebook (online)
278 S.W.2d 447, 1954 Tex. App. LEXIS 2421, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mcclendon-v-fire-association-of-philadelphia-texapp-1954.