Mbna Am. Bank, N.A. v. Speegle, Unpublished Decision (7-26-2006)

2006 Ohio 3817
CourtOhio Court of Appeals
DecidedJuly 26, 2006
DocketC.A. No. 23091.
StatusUnpublished
Cited by2 cases

This text of 2006 Ohio 3817 (Mbna Am. Bank, N.A. v. Speegle, Unpublished Decision (7-26-2006)) is published on Counsel Stack Legal Research, covering Ohio Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Mbna Am. Bank, N.A. v. Speegle, Unpublished Decision (7-26-2006), 2006 Ohio 3817 (Ohio Ct. App. 2006).

Opinion

DECISION AND JOURNAL ENTRY
This cause was heard upon the record in the trial court. Each error assigned has been reviewed and the following disposition is made: {¶ 1} Appellant, MBNA America Bank, N.A., appeals from the judgment of the Summit County Court of Common Pleas that denied its motion to vacate the court's November 7, 2005 entry that, inter alia, assessed all court costs against Appellant for failure to attend a garnishment hearing. We affirm.

I.
{¶ 2} On December 8, 2004, an arbitration award was entered in favor of Claimant-Appellant in the amount of $6,353.18 and against Appellee, Norma F. Speegle on a debt collection matter. On March 14, 2005, Appellant, as judgment-creditor, filed a motion and application to confirm and enforce the arbitration award in Summit County Court of Common Pleas. In a letter dated March 23, 2005 and filed with the court March 29, 2005, Appellee informed the court that she was not able to pay the arbitration award sum, that she was receiving social security disability payments, and that her monthly income was $634. Appellee also represented that she did not own a house or have any other assets.

{¶ 3} In an order dated July 13, 2005, the court granted Appellant's motion, confirmed the arbitration award, and entered judgment in favor of Appellant and against Appellee in the amount of $6,353.18 with interest at five percent per annum and costs. Service of the order was perfected on Charter One Bank.

{¶ 4} On August 23, 2005, Appellant moved the court to issue an order of garnishment against Charter One Bank in order to attach money, property or credits other than personal earnings of Appellee to satisfy the judgment. Subsequently, Appellee filed a letter with the court in which she once again represented that she was on social security disability and that the she had no other property, savings, or assets. Appellee attached a copy of her social security benefits statement and a copy of her Charter One bank account statement that indicated that the only source of account deposits was social security payment.

{¶ 5} The court subsequently issued an order of garnishment against Charter One Bank. Appellee requested a hearing on the garnishment per R.C. 2716.13(C)(2). The hearing was scheduled for November 3, 2005. A copy of this order was provided to Appellant's counsel. The hearing was held as scheduled, but counsel for Appellant failed to attend the hearing.

{¶ 6} On November 7, 2005, the court issued an order in which it found that the funds in Appellee's Charter One Bank account are "solely derived through [Appellee's] Social Security Disability benefits. As such, said money is exempt from garnishment." See R.C. 2329.66(A)(9)(f). In this order, the court assessed all court costs in the case against Appellant as a sanction for failure to appear at the hearing.

{¶ 7} On December 28, 2005, Appellant filed a motion to vacate the order pursuant to Civ.R. 60(B)(1) and (5). In the motion, Appellant asserted that it did not appear at the hearing because Appellant had "filed a Release of the Garnishment over a week prior to the hearing." Appellant maintained that the hearing then became "moot." Appellant appended as "Exhibit A" a copy of a proposed bank attachment release order that contained a Summit County Clerk of Court time stamp dated October 27, 2005. This order was signed by counsel for Appellant, but the judge's signature line was blank.

{¶ 8} In an order dated January 12, 2006, the court denied Appellant's motion to vacate, stating the following:

"The Court has reviewed both the Court file and Court Docket and cannot find either an original or a time stamped copy of the Bank Attachment Release Order in question. Furthermore, this Court notes that Plaintiff's Exhibit A does not include the Judge's signature on said Order."

{¶ 9} Appellant timely appealed from this order, asserting one assignment of error for review.

II.
Assignment of Error
"THE TRIAL COURT ERRED WHEN IT DENIED PLAINTIFF MBNA AMERICA BANK'S MOTION TO VACATE ENTRY[.]"

{¶ 10} In its sole assignment of error, Appellant contends that the trial court erred in denying its Civ.R. 60(B) motion to vacate the entry assessing all costs against Appellant. We disagree.

{¶ 11} When reviewing a trial court's decision on a Civ.R. 60(B) motion for relief from judgment, this Court may not overturn the trial court unless it abused its discretion. RoseChevrolet, Inc. v. Adams (1988), 36 Ohio St.3d 17, 20. An abuse of discretion means more than an error of law or judgment; it implies that the trial court's attitude was unreasonable, arbitrary, or unconscionable. Blakemore v. Blakemore (1983),5 Ohio St.3d 217, 219. When applying the abuse of discretion standard, an appellate court may not substitute its judgment for that of the trial court. Pons v. Ohio State Med. Bd.,66 Ohio St.3d 619, 621, 1993-Ohio-122.

{¶ 12} To prevail on a Civ.R. 60(B) motion, a party must meet three requirements:

"(1) [T]he party has a meritorious defense or claim to present if relief is granted; (2) the party is entitled to relief under one of the grounds stated in Civ.R. 60(B)(1) through (5); and (3) the motion is made within a reasonable time, and, where the grounds of relief are Civ.R. 60(B)(1), (2), or (3), not more than one year after the judgment, order or proceeding was entered or taken." GTE Automatic Elec., Inc. v. ARC Industries, Inc. (1976), 47 Ohio St.2d 146, paragraph two of the syllabus.

All three requirements must be met for the motion to be granted. Rose Chevrolet, Inc., 36 Ohio St.3d at 20.

{¶ 13} In this case, Appellant argues that the court erred in denying its motion to vacate on the basis of Civ.R. 60(B)(1) and (5). Relief from judgment may be granted under Civ.R. 60(B)(1) for "mistake, inadvertence, surprise or excusable neglect." What constitutes "excusable neglect" is determined from all surrounding facts and circumstances. See Miami Sys. Corp. v. DryCleaning Computer Sys., Inc. (1993), 90 Ohio App.3d 181, 185. Civ.R. 60(B)(5) is known as the "catch-all" provision, which permits a court to grant relief from a judgment for "any other reason justifying relief from the judgment." The purpose of the rule is "to bring litigation to an end while preserving justice."Lenzer v. Lenzer (Nov. 3, 1993), 9th Dist. No. 93CA005541, at *5. The grounds for invoking this provision should be "substantial." Caruso-Ciresi, Inc. v. Lohman (1983),5 Ohio St.3d 64, paragraph two of the syllabus.

{¶ 14} On appeal, Appellant argues:

"The time stamped copy presented to the Court provides proof that Appellant had timely submitted the Release Order to the Court, well before the hearing,

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2006 Ohio 3817, Counsel Stack Legal Research, https://law.counselstack.com/opinion/mbna-am-bank-na-v-speegle-unpublished-decision-7-26-2006-ohioctapp-2006.