Maryland Attorney General Opinion 99OAG225

CourtMaryland Attorney General Reports
DecidedDecember 19, 2014
Docket99OAG225
StatusPublished

This text of Maryland Attorney General Opinion 99OAG225 (Maryland Attorney General Opinion 99OAG225) is published on Counsel Stack Legal Research, covering Maryland Attorney General Reports primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Maryland Attorney General Opinion 99OAG225, (Md. 2014).

Opinion

Gen. 225 ] 225

TAXATION PROPERTY TAX – APPLICABILITY OF HOMESTEAD TAX CREDIT TO SPECIAL BENEFIT DISTRICT TAXES

December 19, 2014

The Honorable Steven R. Schuh County Executive

Your predecessor asked our opinion on the applicability of the Homestead Tax Credit to certain types of “special taxing districts” in Anne Arundel County. The Homestead Tax Credit is provided by State law, and it operates to cap the amount by which a homeowner’s property taxes rise from year to year. See Md. Code Ann., Tax-Property (“TP”) § 9-105 (2012 Repl. Vol., 2014 Supp.); see also 1977 Md. Laws, ch. 959 (preamble). Homeowners may take advantage of this credit when paying their “State, county, and municipal . . . property tax[es].” TP § 9- 105(b)(1); see also TP § 9-105(b)(2), (g). Former Executive Neuman asked whether the taxes imposed in three particular categories of special taxing districts within Anne Arundel County—Special Community Benefits Districts, Shore Erosion Control Districts, and Waterways Improvement Districts—qualify as county or municipal property taxes such that homeowners within those districts would be eligible for the Homestead Tax Credit against those taxes. According to the request, this issue arose when Anne Arundel County officials asked the County Attorney whether they should grant the Homestead Tax Credit to otherwise eligible homeowners on their special district tax bills. The County Attorney advised that they should not. Memorandum from Lori L. Blair, Senior Assistant County Attorney, to Richard Drain, Controller (March 21, 2013) (“County Attorney Opinion”). For the reasons discussed below, we agree with the County Attorney. The statutory definitions of “county tax” and “municipal tax” and the legislative history of the Homestead Tax Credit indicate that the General Assembly never intended the credit to apply to special taxes imposed to fund local infrastructure improvements or special services that provide special benefits to the property owners within the district. As we understand them, the special taxing districts about which your predecessor asked were created to fund local improvements or 226 [99 Op. Att’y

services that specially benefit the property owners who pay taxes to the district. Therefore, the taxes imposed on behalf of those districts do not fall within the scope of the credit. I Background A. The Homestead Tax Credit In the 1970s, property values were skyrocketing, and the property tax assessments on Marylanders’ homes were increasing accordingly. As a result, many homeowners had difficulty paying their property taxes. The General Assembly responded to the problem in 1977 by establishing the Homestead Tax Credit, which essentially caps the amount by which the taxable value of an eligible homeowner’s principal residence can increase from the previous year. 1977 Md. Laws, ch. 959 (now codified at TP § 9- 105). The Legislature first enacted the credit for only a two-year period, 1977 Md. Laws, ch. 959, but then extended it numerous times until 1988, when it was made permanent. See 1988 Md. Laws, ch. 776; see also, e.g., 1978 Md. Laws, ch. 177, 1982 Md. Laws, ch. 597, 1986 Md. Laws, ch. 854. The express purpose of the credit was to save Marylanders from “the financial hardships of [property tax] assessments which are increasing in a proportion far greater than their incomes.”1 1977 Md. Laws, ch. 959 (preamble). The State Department of Assessments & Taxation (“SDAT”) administers the program and determines whether individual 1 We advised in 1977 that the percentage cap on taxable assessment increases created by the Homestead Tax Credit could violate the requirement in Article 15 of the Maryland Declaration of Rights that property taxes be uniformly assessed within a class. 62 Opinions of the Attorney General 859 (1977) (citing 62 Opinions of the Attorney General 54 (1977)). Although we found that the 1977 law was constitutional because it created only a “temporary lack of uniformity,” id. at 860, we determined in 1987 that the tax credit—after numerous extensions—had effectively become permanent and, hence, unconsti- tutional. 72 Opinions of the Attorney General 350, 354-55 (1987) (referring to the Homestead Tax Credit as the “Homeowner’s Tax Credit”). Since that time, we have continued to advise that there are constitutional problems with the Homestead Tax Credit. See, e.g., Letter from Assistant Attorney General Bonnie Kirkland to Del. Galen Clagett (May 20, 2010). There is no need to analyze the constitu- tionality of the Act to answer the question posed to us. Gen. 225 ] 227

homeowners are eligible to receive the credit. TP § 9-105(d)(6). Subject to several exceptions, a taxpayer is eligible if she uses the property as her dwelling or principal residence and has lived there for at least six months of the year. See TP § 9-105(d) (setting conditions for eligibility); see also TP § 9-105(a)(5)-(8) (defining “dwelling,” “homeowner,” and other relevant terms). Maryland’s standard property tax regime is relatively straightforward. Normally, property taxes are calculated by multiplying the taxable value of a property by the relevant tax rates. When the taxable value of the property goes up, the property owner’s tax liability also increases. In Maryland, SDAT appraises the value of a homeowner’s property every three years, and any increase in the taxable value is typically phased in over the next three-year period. See TP § 8-103. For example, a property that has increased in value from $100,000 to $160,000 since its last appraisal would be assessed at $120,000 in the first year after the new appraisal, $140,000 in the second year, and $160,000 in the third year. The taxpayer would then pay property taxes based on that “phased-in” assessed value. At a hypothetical tax rate of one percent, therefore, the taxpayer would pay $1,200 in year one, $1,400 in year two, and $1,600 in year three. The Homestead Tax Credit places an additional cap on the amount by which the taxable value of a homeowner’s principal residence can increase in any given year when determining an eligible homeowner’s “State, county, [or] municipal corporation” real property taxes, as well as “any property tax imposed for a bicounty commission.” TP § 9-105(b). The credit works as follows. First, each government unit—the State, a county, or a municipal corporation—establishes its own “homestead cap” for purposes of calculating the taxes owed to that unit.2 Then, when calculating an eligible homeowner’s property taxes, each government unit essentially forgives any taxes that the homeowner would have had to pay on the increased value of the property above the percentage limit established by the unit. See SDAT, Maryland Homestead Tax Credit, http://www.dat.state. md.us/sdatweb/homestead.html (last visited Dec. 2, 2014).

2 The General Assembly has set the State’s homestead cap as a ten percent increase over the previous year, but has authorized counties and municipalities to set a lower cap and thereby give eligible homeowners greater tax relief. TP § 9-105(e)(2), (5). 228 [99 Op. Att’y

An example is probably the easiest way to understand how this works in practice. We will use the same example discussed above, but will assume also that the relevant county has set its homestead cap at 10 percent and its county property tax rate at 1 percent. In this scenario, the normal phased-in assessment of $120,000 in the first year would represent an increase in taxable value of 20 percent, which exceeds the county’s 10 percent homestead cap. As a result, the cap would operate to limit the taxpayer’s liability such that she would only pay county property tax on the first $110,000 of her home’s assessed value, i.e., only a 10-percent increase over $100,000. She would thus pay only $1,100 in county property taxes in the first year of the phase-in process instead of the $1,200 she would normally have had to pay.

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Bluebook (online)
Maryland Attorney General Opinion 99OAG225, Counsel Stack Legal Research, https://law.counselstack.com/opinion/maryland-attorney-general-opinion-99oag225-mdag-2014.