Marine Club Manager, Inc. v. RB Commercial Mortgage LLC

CourtCourt of Appeals for the Fourth Circuit
DecidedAugust 1, 2024
Docket23-1841
StatusUnpublished

This text of Marine Club Manager, Inc. v. RB Commercial Mortgage LLC (Marine Club Manager, Inc. v. RB Commercial Mortgage LLC) is published on Counsel Stack Legal Research, covering Court of Appeals for the Fourth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Marine Club Manager, Inc. v. RB Commercial Mortgage LLC, (4th Cir. 2024).

Opinion

USCA4 Appeal: 23-1841 Doc: 42 Filed: 08/01/2024 Pg: 1 of 16

UNPUBLISHED

UNITED STATES COURT OF APPEALS FOR THE FOURTH CIRCUIT

No. 23-1841

MARINE CLUB MANAGER, INC.; EBRM RESURRECTION LLC; ERIC BLUMENFELD,

Petitioners - Appellants,

v.

RB COMMERCIAL MORTGAGE LLC,

Respondent - Appellee.

Appeal from the United States District Court for the Western District of North Carolina, at Charlotte. Max O. Cogburn, District Judge. (3:22-cv-00609-MOC-DCK)

Submitted: March 1, 2024 Decided: August 1, 2024

Before DIAZ, Chief Judge, QUATTLEBAUM, Circuit Judge, and TRAXLER, Senior Circuit Judge.

Affirmed by unpublished per curiam opinion.

ON BRIEF: Neil A. Riemann, PARRY LAW PLLC, Chapel Hill, North Carolina; Benjamin A. Garber, Melissa A. Anderson, BRAVERMAN KASKEY GARBER P.C., Philadelphia, Pennsylvania, for Appellants. Gerald J. Stubenhofer, Jr., Cameron J. Comer, MCGUIREWOODS LLP, Pittsburgh, Pennsylvania, for Appellee.

Unpublished opinions are not binding precedent in this circuit. USCA4 Appeal: 23-1841 Doc: 42 Filed: 08/01/2024 Pg: 2 of 16

PER CURIAM:

Eric Blumenfeld and his related companies, Marine Club Manager, Inc. and EBRM

Resurrection, LLC (“Appellants”), appeal from an order of the district court confirming an

arbitration award in favor of RB Commercial Mortgage, LLC, in a case arising under the

court’s diversity jurisdiction. 1 We affirm.

I.

Appellant Eric Blumenfeld, a real estate developer, owns an old commercial

building in Philadelphia that he converted into an apartment complex called Marine Club

Apartments (the “Property”). In 2014, Blumenfeld recapitalized the Property, obtaining a

$25 million mortgage from Cantor Commercial Real Estate Lending (the “Mortgage

Lender”) and receiving a $3.35 million preferred equity investment from RB Commercial

Mortgage (the “Capital Investor”), a limited liability company located in North Carolina.

As part of this recapitalization, Blumenfeld created Marine Club Associates, LLC (the

“Company”) to own the Property and Marine Club Manager, Inc., to serve as manager of

1 As we recently recognized in our SmartSky decision, pursuant to the Supreme Court’s decision in Badgerow v. Walters, 596 U.S. 1 (2022), a federal court “faced with an application to enforce or vacate an arbitration award under Sections 9 or 10 of the Federal Arbitration Act, 9 U.S.C. §§ 1, et seq. (the “FAA”), must have a basis for subject matter jurisdiction independent from the FAA and apparent on the face of the application.” SmartSky Networks, LLC v. DAG Wireless, LTD., 93 F.4th 175, 178 (4th Cir. 2024). “If [the face of the application] shows that the contending parties are citizens of different States (with over $75,000 in dispute), then [28 U.S.C.] § 1332(a) gives the court diversity jurisdiction.” Badgerow v. Walters, 596 U.S. at 9. As the applications to confirm and vacate the arbitrator’s award in this case make clear that the diversity jurisdiction statute’s requirements are satisfied, we have jurisdiction over this appeal.

2 USCA4 Appeal: 23-1841 Doc: 42 Filed: 08/01/2024 Pg: 3 of 16

the Property. The Property is the Company’s only asset. Blumenfeld owns 92% of the

Company; Capital Investor holds the remaining 8%.

The rights and duties of the parties are set out in a contract (the “Operating

Agreement”) executed by Blumenfeld, Marine Club Manager, and Capital Investor. Under

the Operating Agreement, Blumenfeld and his companies are generally in charge of the

management and operation of the Property, but the consent of Capital Investor is required

for certain specified actions.

As for the rights of the parties, the Operating Agreement stipulates that Capital

Investor is entitled to a return of at least 150% of its capital investment, plus 12.5% interest,

to be paid over 10 years through monthly Minimum Distribution payments of

approximately $35,000. The Operating Agreement calls the full amount that Capital

Investor is entitled to receive the “Required Redemption Amount.” Once Capital Investor

receives the Required Redemption Amount, its equity interest in the Property is

“redeemed,” at which point Capital Investor “shall have no further rights, obligations or

duties pursuant to this Agreement or otherwise with respect to the Company.” J.A. 65.

At Blumenfeld’s request, Capital Investor agreed to accept a smaller stake in the

Company in exchange for additional rights for itself and certain restrictions on

Blumenfeld’s control over the Company. These rights and restrictions are spelled out in

the Operating Agreement in sections addressing “Changeover Events” and “Full Recourse

Events.” Changeover Events, which allow Capital Investor to take over operational control

of the Company while still remaining part of the venture, include the failure to make a

Minimum Distribution to Capital Investor and the declaration by Mortgage Lender of an

3 USCA4 Appeal: 23-1841 Doc: 42 Filed: 08/01/2024 Pg: 4 of 16

event of default under the mortgage. Full Recourse Events, which allow Capital Investor

to force a full redemption of its investment and thus extricate itself from the venture,

include interference with Capital Investor’s exercise of its rights after a Changeover Event

and a breach of the restrictions in the Operating Agreement on the transfer of interest in

the Property or the Company.

In the fall of 2019, the Company started having difficulties meeting its financial

obligations. The November 2019 mortgage payment was short, and the Company remained

a month behind in payments until July 2020, when it stopped making payments entirely.

Although the Operating Agreement required the Company to pay the mortgage before

paying Capital Investor its Minimum Distributions, the Company nonetheless paid the

Minimum Distributions from December 2019 through March 2020. Capital Investor knew

the Company was behind on the mortgage when it received the distributions.

Once the effects of the COVID shutdowns started to be felt, Blumenfeld asked

Capital Investor about a forbearance of the Minimum Distributions, an action that would

require amendments to the Operating Agreement and the approval of Mortgage Lender.

Capital Investor informally agreed to a suspension of the Minimum Distribution payments

while the details were worked out and the agreement of Mortgage Lender was sought.

Mortgage Lender had previously learned that the Company had paid the Minimum

Distributions even though the mortgage was not current, so it refused to consent to the

proposed changes to the Operating Agreement. The Company did not resume distribution

payments to Capital Investor after the forbearance deal fell apart.

4 USCA4 Appeal: 23-1841 Doc: 42 Filed: 08/01/2024 Pg: 5 of 16

As noted above, the Company quit making mortgage payments entirely in July

2020. On September 15, 2020, Mortgage Lender declared an Event of Default because of

non-payment and triggered a “cash management event” under the mortgage documents.

This cash management event—which the parties refer to as a “cash trap”—required the

Company to deposit all rent payments in a specified bank account to which Mortgage

Lender had access. Blumenfeld did not comply and instead directed that the rent payments

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Marine Club Manager, Inc. v. RB Commercial Mortgage LLC, Counsel Stack Legal Research, https://law.counselstack.com/opinion/marine-club-manager-inc-v-rb-commercial-mortgage-llc-ca4-2024.