Margaret F. v. Commissioner of Social Security

District Court, S.D. Ohio·Decided March 12, 2026·No. 2:25-cv-00651·Unknown

Opinion

UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF OHIO EASTERN DIVISION

MARGARET F.,1

Plaintiff,

v. Civil Action 2:25-cv-651 Magistrate Judge Chelsey M. Vascura

COMMISSIONER OF SOCIAL SECURITY,

Defendant.

OPINION AND ORDER Plaintiff, Margaret F. (“Plaintiff”), brings this action under 42 U.S.C. § 405(g) for review of a final decision of the Commissioner of Social Security (“Commissioner”) denying her application for a period of disability and social security disability insurance benefits (“DIB”). This matter is before the Court on Plaintiff’s Statement of Errors (ECF No. 8), the Commissioner’s Memorandum in Opposition (ECF No. 9), and the administrative record (ECF No. 7). For the reasons that follow, the Commissioner’s non-disability determination is REVERSED, and this matter is REMANDED to the Commissioner and the ALJ pursuant to Sentence Four of § 405(g). I. BACKGROUND Plaintiff filed her DIB application in September 2022, alleging that she became disabled beginning on November 26, 2021. After Plaintiff’s application was denied initially and upon

1 Pursuant to this Court’s General Order 22-01, any opinion, order, judgment, or other disposition in Social Security cases shall refer to plaintiffs by their first names and last initials. reconsideration, an Administrative Law Judge (“ALJ”) held a telephonic hearing on April 9, 2024, at which Plaintiff, who was represented by counsel, appeared and testified. A vocational expert (“VE”) also appeared and testified. On April 25, 2024, the ALJ issued an unfavorable determination, which became final on April 17, 2025, when the Appeals Council denied Plaintiff’s request for review. (R. at 14–43, 1–6.)

Plaintiff seeks judicial review of that unfavorable determination. She contends that the ALJ’s residual functional capacity (“RFC”) determination lacks substantial support because the ALJ erred when evaluating medical opinion evidence and when considering her memory loss. (Pl.’s Statement of Errors 10–15, 15–18, ECF No. 8.) The Court finds that the latter contention has merit. II. THE ALJ’S DECISION The ALJ issued the unfavorable determination on April 25, 2024. (R. at 14–43.) The ALJ initially determined that Plaintiff met the insured status requirements through December 31, 2026. (Id. at 19.) At step one of the sequential evaluation process,2 the ALJ found that although Plaintiff had engaged in substantial gainful activity during the first three quarters of 2022, she had not engaged in such activity after that. (Id. at 19–20.) At step two, the ALJ found that Plaintiff had the following severe medically determinable impairments: hemorrhagic stroke/cerebrovascular accident with residuals; atrial fibrillation; degenerative disc and joint

disease of the cervical and lumbar spines; and obesity. (Id. at 20.) At step three, the ALJ found that Plaintiff did not have an impairment or combination of impairments that met or medically equaled one of the listed impairments described in 20 C.F.R. Part 404, Subpart P, Appendix 1. (Id. at 24.) The ALJ then set forth Plaintiff’s residual functional capacity (“RFC”)3 as follows:

2 Social Security Regulations require ALJs to resolve a disability claim through a five-step sequential evaluation of the evidence. See 20 C.F.R. §§ 404.1520(a)(4). Although a dispositive finding at any step terminates the ALJ’s review, see Colvin v. Barnhart, 475 F.3d 727, 730 (6th Cir. 2007), if fully considered, the sequential review considers and answers five questions:

1. Is the claimant engaged in substantial gainful activity?

2. Does the claimant suffer from one or more severe impairments?

3. Do the claimant’s severe impairments, alone or in combination, meet or equal the criteria of an impairment set forth in the Commissioner’s Listing of Impairments, 20 C.F.R. Subpart P, Appendix 1?

4. Considering the claimant’s residual functional capacity, can the claimant perform his or her past relevant work?

5. Considering the claimant’s age, education, past work experience, and residual functional capacity, can the claimant perform other work available in the national economy?

See 20 C.F.R. §§ 404.1520(a)(4); see also Henley v. Astrue, 573 F.3d 263, 264 (6th Cir. 2009); Foster v. Halter, 279 F.3d 348, 354 (6th Cir. 2001).

3 A claimant’s RFC is an assessment of “the most [she] can still do despite [her] limitations” “on a regular and continuing basis.” 20 C.F.R. § 416.945(a)(1), (b)–(c). After careful consideration of the entire record, the undersigned finds that the claimant has the residual functional capacity to perform light work as defined in 20 CFR 404.1567(b) except the claimant should avoid climbing ladders, ropes, and scaffolds. She could frequently balance, stoop, kneel, crouch, and crawl. The claimant could frequently climb ramps and stairs. The claimant should avoid all exposure to hazards.

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Margaret F. v. Commissioner of Social Security, (S.D. Ohio 2026).

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