Margaret A. Kelly v. Back of Bay Condominium Association, Inc.

New Jersey Superior Court Appellate Division·Decided February 19, 2026·No. A-3842-23·Unpublished

Opinion

NOT FOR PUBLICATION WITHOUT THE APPROVAL OF THE APPELLATE DIVISION This opinion shall not "constitute precedent or be binding upon any court ." Although it is posted on the internet, this opinion is binding only on the parties in the case and its use in other cases is limited . R. 1:36-3.

SUPERIOR COURT OF NEW JERSEY APPELLATE DIVISION

DOCKET NO. A-3842-23

MARGARET A. KELLY, as Guardian Ad Litem for REBECCA KELLY, REBECCA KELLY, individually, and MARGARET A. KELLY, individually,

Plaintiffs-Appellants,

v.

BACK OF BAY CONDOMINIUM ASSOCIATION, INC., BACK OF BAY OF WILDWOOD CONDOMINIUM ASSOCIATION INC., CITY OF WILDWOOD, CITY OF WILDWOOD MUNICIPAL UTILITY AUTHORITY, CITY OF WILDWOOD WATER UTILITY, CITY OF WILDWOOD SEWER UTILITY, COUNTY OF CAPE MAY, and CAPE MAY COUNTY MUNICIPAL UTILITIES AUTHORITY,

Defendants-Respondents.

Argued January 20, 2026 – Decided February 19, 2026

Before Judges Natali and Walcott-Henderson.

On appeal from the Superior Court of New Jersey, Law Division, Cape May County, Docket No. L-0246-22.

Tommie Ann Gibney argued the cause for appellants (Stark & Stark, PC, attorneys; Tommie Ann Gibney, of counsel and on the brief).

Edward N. Romanik argued the cause for respondents City of Wildwood, City of Wildwood Municipal Utility Authority, City of Wildwood Water Utility, and City of Wildwood Sewer Utility (Madden & Madden, attorneys; Edward N. Romanik, on the brief).

PER CURIAM Plaintiff Margaret A. Kelly, as Guardian ad litem for Rebecca Kelly, appeals from a July 22, 2024 order granting summary judgment to the City of Wildwood ("the City"), City of Wildwood Municipal Utility Authority, City of Wildwood Water Utility, and City of Wildwood Sewer Utility (collectively "the Wildwood defendants") pursuant to the New Jersey Tort Claims Act ("TCA"), N.J.S.A. 59:1-1 to 12-3.1 Discerning no error on the part of the court, we affirm.

1 Plaintiff dismissed her complaint against Cape May County Municipal Utility Authority and Back of Bay of Wildwood Condominium Association (without prejudice). Plaintiff also reached a negotiated settlement with Back of Bay Condominium Association, thus, this appeal is solely from the order granting summary judgment in favor of the Wildwood defendants.

A-3842-23

I.

The relevant facts are not in dispute. Rebecca Kelly is a disabled individual with osteogenesis imperfecta, also known as "brittle bone disease." Kelly was the guest of her parents at Back of Bay Condominium Association (Back of Bay) in Wildwood, when she fell in a trash collection and utility common area exterior to the condominium unit owned by her parents. At the time of her accident, Kelly was carrying a recycling container in both hands, attempting to place it in this area, when she fell. Kelly later testified she fell when she stepped on one of six water meter pits in that area, causing the lid to dislodge and her foot to fall into the pit.

Neighbors called 911 and Kelly was subsequently transported to the hospital for further evaluation. Kelly was diagnosed with injuries to her left foot and ankle, including a comminuted displaced, intraarticular fracture of the posterior talus, lateral talus and calcaneus of her left foot, which required open reduction and internal fixation surgery to insert a plate and multiple screws. Kelly was also diagnosed with a complete tear of the left shoulder, subscapularis tendon with retraction to the glenoid, resulting in subscapularis insufficiency and possible recurrent anterior subluxations. She was treated with multiple pain

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management injections and may require additional surgeries in the future. Kelly additionally underwent a second surgery to remove the surgical hardware.

Within weeks of Kelly's accident, Timothy R. Armand, Senior Meter Reader and Water Inspector for the City of Wildwood, reported to the condominium's utility area to observe where Kelly fell.2 Upon arrival, Armand noted:

I saw earlier a hole with a transmitter. That's not what I found. I found a lid on it that . . . had a frozen nut. It wouldn't allow the lid to be locked down by whoever was last in there. So it was sitting up there a little unstable, and that, to me, is a trip hazard. So I took it away, put it on the truck and put a new lid in.

On July 13, 2022, plaintiff filed an eleven-count complaint alleging negligence against multiple defendants, including Back of Bay and the Wildwood defendants. Plaintiff averred that Kelly was lawfully on the condominium premises when she was caused to fall and that at all times relevant, the Wildwood defendants were individually "responsible for the maintenance, design, installation, construction, inspection, repair, condition and/or supervision of utility lids."

2 Both parties agree that McIntyre sent Armand to inspect the utility area in response to receiving the Tort Claims Notice.

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A period of discovery ensued, which included the depositions of plaintiff, Kelly's father and owner of the condominium unit, Armand, and Michael McIntyre. Kelly testified that when she stepped on the meter pit, the lid dislodged and moved to the side, causing her foot to enter the water meter pit. She explained that she "didn't move it. It moved on its own when [she] fell." She further testified that as a result of the loose pit cover, she fell backwards onto her shoulder and her left foot entered the water meter pit.

McIntyre, the Water Director for the City, testified for the City and admitted that the City owns the transmitter located on top of the lid and that the water meter pit and equipment in question was last replaced in 2007. He explained that loose or missing water meter pit lids pose a recognized danger, and that City employees were specifically trained to replace or secure these lids with spare ones, which were routinely kept on water utility trucks. He further testified that the water meter pit lids "have software or machines that pick up the reads" from the meter and transfers the information remotely to staff as they ride up and down the street.3 According to McIntyre, remote meter reading

3 At the time of Kelly's accident, the Back of Bay meter readings were completed by water department staff remotely using software that allowed them to scan transmitters located on the top of the water pit lids with their City-issued devices.

A-3842-23

eliminates the need for quarterly on-site inspections of each meter and is both faster and more cost-effective.

Armand, the City employee who reported to the scene after Kelly fell, testified in his deposition that the meters are read electronically on a quarterly basis. He also testified that on September 29, 2020, when he reported to the location where Kelly fell, he observed that the lid had a frozen nut, which would not allow the lid to be locked down, so he replaced the lid and secured it.

In May 2024, the Wildwood defendants moved for summary judgment seeking dismissal of all claims and cross-claims, which was opposed by plaintiff. Following oral argument, the motion judge found plaintiff conceded there was no evidence of actual notice of the alleged dangerous condition posed by the water meter pit and failed to establish constructive notice as required under the TCA, improperly conflating a general duty to maintain with notice of a specific dangerous condition.

The court further found the Wildwood defendants' conduct was not palpably unreasonable, characterizing the Wildwood defendants' actions in transitioning to electronic meter reading as a "discretionary decision, about how they're going to allocate their resources." The motion judge further concluded that "[b]ecause it's discretionary . . . I can't find anything to indicate that [the]

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decision was palpably unreasonable." The court granted summary judgment to Back of Bay and the Wildwood defendants, dismissing all remaining claims and cross-claims with prejudice. This appeal followed.

II.

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