Manpreet Singh v. Experian Information Solutions, Inc.; Trans Union, LLC; and Discover Bank

CourtDistrict Court, D. Minnesota
DecidedDecember 9, 2025
Docket0:25-cv-00378
StatusUnknown

This text of Manpreet Singh v. Experian Information Solutions, Inc.; Trans Union, LLC; and Discover Bank (Manpreet Singh v. Experian Information Solutions, Inc.; Trans Union, LLC; and Discover Bank) is published on Counsel Stack Legal Research, covering District Court, D. Minnesota primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Manpreet Singh v. Experian Information Solutions, Inc.; Trans Union, LLC; and Discover Bank, (mnd 2025).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF MINNESOTA

Manpreet Singh, No. 0:25-cv-00378 (KMM/DJF)

Plaintiff,

v. ORDER ON PLAINTIFF’S MOTION FOR ATTORNEYS’ Experian Information Solutions, Inc.; FEES AND COSTS Trans Union, LLC; and Discover Bank,

Defendants.

This matter is before the Court on Plaintiff Manpreet Singh’s Motion for Attorneys’ Fees and Costs. [Dkt. 58.] For the reasons discussed below, the Motion is granted in part. BACKGROUND In January 2025, Plaintiff filed this lawsuit alleging that Defendant Midland Credit Management, Inc. (“Midland”) and other consumer reporting agencies and financial institutions1 (collectively “Defendants”) violated the Fair Credit Reporting Act (“FCRA”) by including, disseminating, and failing to investigate erroneous information on Plaintiff’s credit report. [Dkt. 1 ¶¶ 1–2.] Plaintiff, who moved to the United States in 2023, asserts that Defendants incorrectly attributed contact information and debts that predated his arrival in the country to a Social Security number he received in 2024. [Id. ¶¶ 15–21.]

1 Plaintiff initially brought this lawsuit against Midland, Equifax Information Services, LLC, Experian Information Solutions, Inc., Trans Union, LLC, and Discover Bank. [Dkt. 1.] Plaintiff has since settled his claims against Equifax, which has been dismissed from this case. [Dkt. 48.] In August, following Plaintiff’s acceptance of a Rule 68 offer of judgment, judgment was entered in favor of Plaintiff against Midland, and Midland is no longer a party to the ongoing suit. [Dkt. 56.] Midland eventually served an offer of judgment on Plaintiff pursuant to Federal Rule of Civil Procedure 68, offering to pay Plaintiff $7,500 and “reasonable attorneys’ fees and costs” to resolve all claims against Midland. [See Dkt. 60-1 ¶¶ 1–2.2] Those fees and costs

were to be those made “in connection with Plaintiff’s claims against Midland only in the [present] suit” and in an amount “agreed to between the parties.” [Id. ¶ 2.] However, if the parties were unable to come to an agreement, the amount would be “determined by the Court upon motion and any responses thereto[.]” [Id.] Plaintiff accepted the offer of judgment. [Dkt. 60-2; see Dkt. 65-1 at 19–20.]

Over the month and a half that followed, Plaintiff’s attorney, Yitzchak Zelman, and Midland’s attorney attempted to negotiate fees and costs. Shortly after Plaintiff accepted the offer of judgment, Midland’s attorney requested that Mr. Zelman provide his “fee and cost demand, as well [his] firm[’s] time records supporting it[.]” [Dkt. 65-1 at 18–19.] Mr. Zelman offered to settle for “an absolute bottom line of $22,500,” which included the

$7,500 payment. [Id. at 18.] A series of emails between counsel ensued, in which Midland’s attorney insisted that Mr. Zelman provide his billing records. [Dkt. 65-1 at 8–17.] Mr. Zelman “agree[d] to share [his] billing records with [Midland’s attorney], on the condition that [Midland’s attorney] do the same.” [Id. at 15.] Midland’s attorney disputed the relevance of his own

2 Identical copies of the offer of judgment and notice of acceptance were filed with Midland’s original notice of acceptance [Dkt. 55 at 1–4] and as an addendum to Mr. Zelman’s declaration in connection to the instant motion [Dkts. 60-1, 60-2]. For simplicity, the Court provides citations only to Mr. Zelman’s declaration. billing records. [Id. at 12–14.] After some back-and-forth, Mr. Zelman reiterated his $22,500 offer. [Id. at 9–10.] Midland did not respond until almost a month later, when its

attorney rejected that offer and informed Mr. Zelman that Midland would file the notice of acceptance of the offer of judgment with the Court that day. [Id. at 8–9; see Dkt. 55.] That same day, Mr. Zelman sent his billing records to Midland’s attorney. [Dkt. 65-1 at 7–8.] Midland did not respond. On August 26, 2025, Mr. Zelman emailed Midland’s attorney indicating that the deadline to file a fee petition regarding the offer of judgment was August 28 and asking if

Midland would attempt to resolve the fee issue before then. [Id. at 6.] Midland’s attorney did not reply until August 28, disputing Mr. Zelman’s requested hourly rate, the number of hours worked, and the costs requested. Midland counteroffered $10,256.25 in fees and costs, which Mr. Zelman declined. [Id. at 2–3.] Later that day, Plaintiff filed his motion for attorneys’ fees and costs [Dkt. 58],

which is now before the Court. In addition to a memorandum in support of the motion, Plaintiff filed a declaration from Mr. Zelman, that included billing records of his requested fees and costs, and a declaration from Ryan Peterson, a Twin Cities consumer law attorney. [Dkts. 60, 61.] Midland filed its memorandum in opposition and a declaration of its attorney, Mr. Newman, on September 11, 2025.3 [Dkts. 64, 65.] Plaintiff subsequently

3 On September 4, 2025, the parties filed a stipulation to extend Midland’s time to respond from September 8, 2025 until September 11, 2025 pursuant to Local Rule 7.1(b)(2). [Dkt. 62.] The Court did not respond to the stipulation in a timely manner and Midland filed their responsive brief and declaration on September 11, 2025 as requested. [Dkts. 64, 65.] To the extent necessary, the Court accepts the parties’ stipulation and finds Midland’s filing to be timely. sought and was granted leave to file a reply [Dkts. 66, 67], which was filed on September 24, 2025 [Dkt. 68]. The motion is now ripe for decision.

DISCUSSION Plaintiff seeks a total award of $28,712.50, comprised of $20,622.50 in attorneys’ fees and $590 in costs in addition to the $7,500 provided in the offer of judgment. [Dkt. 59 at 14.] Midland argues that these amounts are unreasonable because (1) Mr. Zelman’s requested hourly rate is unreasonably high; (2) Mr. Zelman billed an excessive number of hours; and (3) Plaintiff unfairly seeks fees and costs related to work performed as to all

Defendants rather than solely to Midland. [Dkt. 64 at 7–16.] Midland also argues that Mr. Zelman’s “unreasonable” approach to negotiating the award warrants a further fee reduction. [Id. at 17–24.] The Court concludes that an award of $20,175 in attorneys’ fees and $211.25 in costs is reasonable and, including the $7,500 offer of judgment payment, awards Plaintiff a total of $27,886.25.

A. Legal Standard District courts have “broad discretion” to award attorneys’ fees. Hanig v. Lee, 415 F.3d 822, 825 (8th Cir. 2005). Courts typically begin their evaluation of a reasonable fee award with the “lodestar” method, by which the number of hours reasonably spent is multiplied by a reasonable hourly rate. Paris Sch. Dist. v. Harter, 894 F.3d 885, 889 (8th

Cir. 2018); Hensley v. Eckerhart, 461 U.S. 424, 433 (1983). There is a “strong presumption” that the lodestar figure is a “reasonable” fee. City of Burlington v. Dague, 505 U.S. 557, 562 (1992).

“A reasonable hourly rate is usually the ordinary rate for similar work in the community where the case has been litigated.” Emery v. Hunt, 272 F.3d 1042, 1048 (8th Cir. 2001). “Key factors” in assessing the reasonableness of an hourly rate include “the skill, experience, and reputation of counsel.” McDonald v. Armontrout, 860 F.2d 1456, 1459 (8th Cir. 1988).

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Hensley v. Eckerhart
461 U.S. 424 (Supreme Court, 1983)
Blum v. Stenson
465 U.S. 886 (Supreme Court, 1984)
City of Burlington v. Dague
505 U.S. 557 (Supreme Court, 1992)
Fox v. Vice
131 S. Ct. 2205 (Supreme Court, 2011)
Emery v. Hunt
272 F.3d 1042 (Eighth Circuit, 2001)
Minneapolis Star and Tribune Co. v. United States
713 F. Supp. 1308 (D. Minnesota, 1989)
Paris Sch. Dist. v. Harter Ex Rel. A.H.
894 F.3d 885 (Eighth Circuit, 2018)
Banks v. Slay
875 F.3d 876 (Eighth Circuit, 2017)
McDonald v. Armontrout
860 F.2d 1456 (Eighth Circuit, 1988)
Lisa Woodward v. Credit Service Intl. Corp.
132 F.4th 1047 (Eighth Circuit, 2025)

Cite This Page — Counsel Stack

Bluebook (online)
Manpreet Singh v. Experian Information Solutions, Inc.; Trans Union, LLC; and Discover Bank, Counsel Stack Legal Research, https://law.counselstack.com/opinion/manpreet-singh-v-experian-information-solutions-inc-trans-union-llc-mnd-2025.