Lubner v. Peerless Insurance

120 N.W.2d 54, 19 Wis. 2d 364
CourtWisconsin Supreme Court
DecidedMarch 5, 1963
StatusPublished
Cited by10 cases

This text of 120 N.W.2d 54 (Lubner v. Peerless Insurance) is published on Counsel Stack Legal Research, covering Wisconsin Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Lubner v. Peerless Insurance, 120 N.W.2d 54, 19 Wis. 2d 364 (Wis. 1963).

Opinion

Currie, J.

Although several issues are raised by defendant, we will confine this opinion to the question of whether the trial court erred in denying defendant’s motion for directed verdict. This makes it necessary to recount the evidence produced at the trial. In so doing, we shall follow the chronological sequence pursued in the conduct of the trial.

Plaintiff, the first witness, gave the following relevant testimony: Plaintiff and his wife resided on a farm in Washington county. On August 1, 1959, Mrs. Lubner, accompanied by an adult son, left on an eighteen to twenty-day trip to Alaska. Before leaving, she went to Dettmann, a neighbor who was an insurance agent, and purchased from [367]*367him the accident policy upon which suit was brought. This policy was written for twenty days effective August 1, 1959. Mrs. Lubner was fifty-two years of age, was five feet, six inches tall and weighed about 180 pounds. In 1951 she was treated for high blood pressure and was confined for two weeks in a Milwaukee hospital. Nevertheless, her health was good when she left on the trip.

While on the trip, apparently on her return from Alaska, she visited relatives at Norris, Montana. She died there on August 17, 1959. About 3 a. m. the next morning, plaintiff learned of her death. That same day, August 18th, plaintiff informed Dettmann that his wife had died of a heart attack based on information which “came from the people who were with her in Montana.” Three people who were with Mrs. Lubner when she died were also present in the courtroom during the trial, viz., her sister, Mrs. Herbst, and Mrs. Herbst’s daughters, Patricia and Luella.

After plaintiff had testified, the deposition of Charles E. Raper, a witness for plaintiff, was read into the record. Raper testified that he lives in Virginia City, Montana, and has been coroner of Madison county, Montana, for approximately nineteen years. He is also an undertaker. On the night of August 17, 1959, he was called to the Norris Hot Springs pool. Raper received the call at about 8:30 p. m., and arrived at the pool at about 9:30 p. m. He found Mrs. Lubner’s body lying on a platform and a Harley Stephens attempting to revive her by applying artificial respiration. Upon examination Raper found the body had no pulse and concluded that Mrs. Lubner was dead. He took the body to his funeral home, removed a portion of the fourth rib, and inserted a drain tube into the chest cavity. Then he compressed the lung and drew out about a glassful of water through the tube. From this fact, he gave as his expert opinion that the cause of Mrs. Lubner’s death was drowning. Raper had had no medical training, but during the long [368]*368period of his incumbency, in office as coroner, he had seen from one to three'bodies per year of persons who had died from drowning. No autopsy was conducted.

Defendant’s counsel made timely objection to both the qualifications of Raper to express an expert opinion with respect to the cause of death, and to the question which elicited such opinion. The trial court overruled these objections.1

Raper further testified from personal knowledge that the water in the pool was warm enough to cause some people to become faint and sick when they jumped in.

Plaintiff offered in evidence a certified copy of the Montana death certificate signed by Raper as coroner. The portion of the certificate in which the cause of death was stated .to be drowning bore the heading “Medical Certification.” Because it was undisputed that Raper was not a physician, the trial court sustained defendant’s objection to the admissibility of this certified copy.

Plaintiff rested his case after his own and Paper’s testimony and the offering of the certified copy of the death certificate. Defendant then moved for a nonsuit and, when such motion was denied, proceeded to present its evidence.

Defendant first read into evidence the deposition of Lewis L. Locke. Locke testified that he had been familiar with the Norris Hot Springs since 1914 and was employed in August, 1959, by the committee which operated the pool. The pool is about 36 feet square, the water is from 45 to 50 inches deep, and the August water temperature is about 90 degrees. The pool is constructed of two-inch-thick [369]*369planks. The planks constituting the floor are spaced apart so as to permit the water to rise from the springs' below. About twice each month the pool is drained, cleaned, and scrubbed. It is a “soaking” rather than a swimming pool and there are wooden steps for the bathers to sit on. Since 1914 Locke had never heard of a drowning which occurred in the pool. He was not at the pool the night of August 17, 1959.

Defendant next called Dr. James L. Jaeck as an expert witness. Dr. Jaeck is a physician residing at Sheboygan, Wisconsin. He received his M. D. degree from the University of Minnesota in 1936 and was in general practice until 1949. From 1949 to 1953 he took postgraduate work in pathology at the University of Minnesota. Since 1953 he has specialized in pathology at La Crosse and presently at Sheboygan. He is licensed to practice medicine in Wisconsin, and, in 1956, was certified by the American Board of Pathology as qualified to practice pathology. Dr. Jaeck testified that the accepted medical method of determining death by drowning is by a complete postmortem examination. He explained that death by drowning is not caused by water getting into the lungs; instead, the water in which the face is submerged prevents air from reaching the lungs and the victim dies of asphyxiation. The characteristic finding in case of drowning is a large, foamy, aerated, overexpanded lung. Water “per se” is not found in the lungs in drowning. Dr. Jaeck testified that it would be absolutely impossible to determine the cause of death from the examination conducted by Raper.

Victor Lubner, son of the plaintiff, was then called to identify plaintiff’s signature on Exhibit 3, a signed statement given by plaintiff to defendant. Plaintiff was then called adversely. He admitted that he talked to Dettmann around August 18, 1959, and told him that he understood his wife had died of a heart attack and not by accidental means. He further told him that she had treatment and underwent [370]*370an operation for high blood pressure in Milwaukee in 1951. He also admitted having then signed a paper given him by Dettmann and another man but could not recognize his handwriting thereon (Exhibit 3). Plaintiff on request signed his name on a piece of paper and thereby established the identity of his signature on Exhibit 3, so that it was admitted in evidence. Exhibit 3 is largely cumulative evidence of the facts which plaintiff admitted telling Dettman on August 18, 1959.

Defendant then rested, and plaintiff called Luella Herbst, Mrs. Lubner’s sixteen-year-old niece, as a rebuttal witness. She testified that on the evening of August 17, 1959, she was “swimming in the pool” with her aunt, Mrs. Lubner. This is the only testimony in the record that Mrs. Lubner had been in the water on the night she died. Miss Herbst was asked no questions regarding what happened to Mrs. Lubner there that night. Miss Herbst stated that she herself started to walk down some steps into the pool, that one of the steps was slippery, and that she fell into the water and started swimming. She further testified that the water temperature was like that of a nice hot bath. After her testimony, the case was submitted to the jury.

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120 N.W.2d 54, 19 Wis. 2d 364, Counsel Stack Legal Research, https://law.counselstack.com/opinion/lubner-v-peerless-insurance-wis-1963.