Long v. Hartford Fire Insurance

102 S.E. 379, 25 Ga. App. 24, 1920 Ga. App. LEXIS 568

Opinion

Broyles, C. J.

1. There is no substantial merit in any of the special grounds of the motion for a new trial.

2. Under the rulings in Athens Mutual Insurance Co. v. Evans, 132 Ga. 703 (64 S. E. 993), the evidence in the instant case demanded a verdict in favor of the insurance company, and the court did not err in so directing. See also, in this connection, Lippman v. Ætna Insurance Co., 108 Ga. 391 (33 S. E. 897, 75 Am. St. R. 62) ; McAfee v. Dixie Fire Insurance Co., 18 Ga. App. 192 (89 S. E. 181).

Judgment affirmed.

Luke and Bloodworth, JJ., concur.

Action on fire-insurance policy; from Liberty superior court — Judge Sheppard. October 25, 1919.

After the issuance of the fire-insurance policy sued on, the insured executed a deed by which title to the insured house was conveyed as security for a debt. Subsequently the house was burned. The policy contained provisions identical with those set out in the decision in the case of Athens Mutual Insurance Co. v. Evans, supra. No written consent to the conveyance was given on the part of the insurance company, and the company contended that for this reason the policy was void. The court refused to allow the plaintiff to prove that after the conveyance was made he went to the agent who had issued the policy, and who was authorized to endorse thereon the defendant’s consent to the conveyance, and informed him orally of the making of the conveyance, and the agent said to him, “All right, go on home, I will take care of that; that is my part of the job;” and that to the best of his recollection the agent said that some time when he was passing through there he “would stop and take the policy and make the necessary endorsement on it.” This ruling was complained of in the motion for a new trial.

Oliver & Oliver, for plaintiff. King & Spalding, Seabrook & Kennedy, for defendant.