Liverpool & London & Globe Insurance v. Wright

179 S.W. 49, 166 Ky. 159, 1915 Ky. LEXIS 668
CourtCourt of Appeals of Kentucky
DecidedOctober 13, 1915
StatusPublished
Cited by22 cases

This text of 179 S.W. 49 (Liverpool & London & Globe Insurance v. Wright) is published on Counsel Stack Legal Research, covering Court of Appeals of Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Liverpool & London & Globe Insurance v. Wright, 179 S.W. 49, 166 Ky. 159, 1915 Ky. LEXIS 668 (Ky. Ct. App. 1915).

Opinion

[161]*161Opinion op the Court by

Judge Hurt

Reversing.

The appellees, B. W. Wright and Y. E. Allen, were •partners, and engaged in the business of buying, prizing, and selling tobacco, in Mayfield, Kentucky, under the firm name and style of B. W. Wright, and as such, occupied for the purposes of their business, a barn, which was the property of G. R. Allen and W. A. Usher. The appellants, Liverpool .and London and Globe Insurance Company, Old Colony Fire Insurance Company, Citizens’ Fire Insurance Company, and People’s National Fire Insurance Company, each, issued to the firm of B. W. Wright, a policy of insurance upon the tobacco, in the barn, insuring it against destruction or damage by fire. The owners of the barn, also, carried insurance against damage from fire upon the barn, but in what companies-, it does not appear. The barn and the greater part of its contents were consumed by fire, and thereafter, the appellants having declined to pay the losses on account of the destruction of and damages by fire to the tobacco, the appellees filed a suit against each of them to recover the damages, which were insured against by reason of' the policies. A separate suit was filed against each of the appellants, and answers and other pleadings were-filed in each of the cases, until the issues were made. Each of the answers presented substantially the same-defense against a recovery. The defense relied upon was the allegation, that the appellees- had wilfully set fire to the barn and the stock of tobacco, which was contained by it, and caused the barn and tobacco to be burned, for the fraudulent purpose of collecting the insurance carried upon the tobacco. This defense was controverted by reply, in each case. Thereafter the four suits were consolidated, and tried at the same time and before the same jury. The trial resulted in a disagreement of the jury, and a continuance of the case.” At a subsequent trial, the jury returned a verdict against the appellants for a portion of the amount of the insurance, and the court rendered a judgment accordingly, but upon an appeal to this court, the judgment was reversed, and the consolidated cas.es remanded for further proceedings.

Thereafter, each of the appellants tendered and offered to file an amended answer, in which it was alleged, that since the pendency of the litigation, that an indictment had been returned against the appellee, B. W« [162]*162Wright, in which he was charged with the crime of wilfully and unlawfully setting fire to and causing to he burned the tobacco house or warehouse, in which the tobacco of the appellees was stored, and that there was insurance upon the house, being the crime denounced by Section 1169, Kentucky Statutes; and that he had been put upon trial upon the indictment, and convicted and sentenced to a term in the penitentiary; that he had appealed from the judgment of conviction to this court, and the judgment was affirmed; that the contents of the bam, on account of the destruction of which by fire, the appellees were maintaining the suits, were consumed by and in the same fire which destroyed the barn, and for the setting of which, the appellee, Wright, had been tried and convicted, and plead the judgment of the Commonwealth of Kentucky against B. W. Wright, as a complete bar to recovery by appellees in these consolidated suits. The appellees objected to the filing of these amended answers, and the court sustained their objections and refused to allow them to be filed, to which the appellants, each, saved an exception.

Thereafter, another trial was had before the court and a jury, and at this trial a large number of witnesses were introduced and evidence heard upon the issues made as to the amount and value of the tobacco, which was burned and damaged; and as to whether or not the bam was set fire to by the appellees and the contents caused to be burned by them, or either of them; The trial resulted in a verdict by the jury in favor of the appellees, and upon this verdict the court rendered a judgment in favor of appellees against the Citizens’ Fire Insurance Company for $1,000.00, the Old Colony Insurance Company for $1,000.00, the People’s National Fire Insurance Company for $1,000.00, and the Liverpool and London and Globe Insurance Company for $2,000.00.

The appellants filed grounds and moved the court to grant them a new trial, which was refused, and to which they excepted, and they have now appealed to this court.

A reversal of the judgment is sought upon the following grounds:

First: Because of misconduct of appellees ’ attorneys in the argument of the case before the jury.

Second: Because of the misconduct of the attorneys for the appellees, in their efforts to wrongfuly influence the jury in its decision upon the issues of the case.

[163]*163Third: Because of error of the court in permitting the appellees to read, as evidence to the jury, the transcript of the evidence given by Goldie Ford upon a former trial.

Fourth: Because of errors made by the court in its rulings upon the admission and rejection of evidence offered upon the trial.

Fifth: Because the court erred in not permitting the appellants to file their amended answers, in which they relied for a defense upon the judgment, which adjudged B. W. Wright to be guilty of setting fire to and burning the barn and tobacco.

Sixth: Because of the misconduct of the jury.

Seventh: Because the verdict was flagrantly against the evidence, indicating that the .jury was actuated by passion or prejudice.

Eighth: Because of newly discovered evidence.

Ninth: Because the jury, after being ordered to be kept together, in the custody of the sheriff, were permitted to separate.

The contention of the appellants, that the court erred to their prejudice in overruling their motion to file the amended answers, in the fifth ground for a new trial, will be first considered, because if the judgment therein plead and relied upon, as a bar to appellees’ recovery, constituted such bar, it completely disposes of the case, and no further questions need to be considered. It will be borne in mind, that the original answers presented the defense, that the appellees had wilfully burned the barn and its contents, and there is no doubt, that such is as good and sufficient defense, if supported by the necessary evidence, to the cause of action stated by appellees, in their petitions. It may, also, be conceded, that if one of the parties wilfully burned the -barn and its -contents, that they could not as partners recover upon the policies of insurance. The conviction of the crime denounced by Section 1169, Kentucky Statutes, based upon the charge in the indictment, that B. W. Wright and others associated with him, wilfully and unlawfully conspired together to do so, and in furtherance of such conspiracy, set fire to and burned the barn, was had in .an action by the Commonwealth of Kentucky against B. W. Wright, and in which neither the appellants nor the-other partner, Allen, were parties, either of record or otherwise. The proceeding by the state was for the purpose of re[164]*164'dressing a wrong, which Wright had committed against it. If the trial of Wright upon the indictment had resulted in an acquittal, could he and Allen then have offered the judgment of acquittal as a bar to the defense of appellants, that appellees had themselves burned the bam and its contents ? A mere statement of the proposition is its answer.

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Bluebook (online)
179 S.W. 49, 166 Ky. 159, 1915 Ky. LEXIS 668, Counsel Stack Legal Research, https://law.counselstack.com/opinion/liverpool-london-globe-insurance-v-wright-kyctapp-1915.