Liverpool & London & Globe Insurance v. Wright

164 S.W. 952, 158 Ky. 290, 1914 Ky. LEXIS 608
CourtCourt of Appeals of Kentucky
DecidedMarch 27, 1914
StatusPublished
Cited by19 cases

This text of 164 S.W. 952 (Liverpool & London & Globe Insurance v. Wright) is published on Counsel Stack Legal Research, covering Court of Appeals of Kentucky primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Liverpool & London & Globe Insurance v. Wright, 164 S.W. 952, 158 Ky. 290, 1914 Ky. LEXIS 608 (Ky. Ct. App. 1914).

Opinion

Opinion op the Court by

William Rogers Clay, Commissioner

Reversing.

These four cases were consolidated and heard together below. They involve the same questions, and will be considered in one opinion.

[292]*292Plaintiffs, B. W. Wright and Y. E. Allen, were partners in the purchase and handling of tobacco in May-field, Kentucky, during the season of 1911 and 1912. Their business was conducted in the name of B. W. Wright. They owned a lot of tobacco, which was stored in a barn belonging to W. A. Asher and G. R. Allen father of V. E. Allen. On July 22, 1912, the tobacco was destroyed by fire. At that time plaintiffs carried insurance on the tobacco as follows: $2,000 in The Liverpool and London and Globe Insurance Company; $1,000 in the Citizens Fire Insurance Company; $1,000 in the Old Colony Insurance Company; and $1,000 in the Peoples National Fire Insurance Company, making a total of $5,000. The insurance companies having declined to pay the insurance, plaintiffs brought these actions to recover on the policies. The companies denied the value of the tobacco, and also defended on the ground that plaintiffs themselves either burned or caused to be burned the barn containing the tobacco for the fraudulent purpose of collecting the insurance. The four cases were tried jointly, and resulted in a verdict in favor of plaintiffs for $3,089. Judgment was then entered apportioning this sum against the companies in accordance with the amounts of their policies. From that judgment these appeals are prosecuted.

According to the evidence for the defendants the bottom had dropped out of the tobacco market. A fire broke out in the Gardner and Walker tobacco factory about eleven o’clock on the night of July 22, 1912. May-field has only one fire station. While the fire department was endeavoring to control this fire, a fire broke out in the Wright and Allen tobacco factory, a half mile away. To reach the latter factory, it was necessary for the fire wagon to pass over West Broadway. This street had been plowed, and it was difficult to move a fire wagon over it. On this account-the city had placed a hand hose cart, together with 500 feet of hose, in the vicinity of the Wright and Allen barn. When one of the firemen 'left the fire wagon and rushed to this hose cart and attached the hose to the fire hydrant, he discovered that the wrench which he had seen buckled to the cart at six o’clock in the evening, and which was used in turning the water on, had been removed. By the time a new wrench could be secured, a large part of the Wright and Allen barn had burned to the ground. A large number of witnesses who attended the fires could [293]*293smell burning coal oil or gasoline. E. M. Shelton and Mrs. John Shelton saw a man rush from the Wright and Allen barn just before the fire flashed up, and cross the road through a small millet patch. About nine o’clock B. W. Wright was seen near the shed where the hand hose cart was located. Between ten and eleven o’clock he held a whispered conversation with Lee Perkins a short distance from his factory. Lee Perkins’ house was burned on the same night. Perkins was arrested for arson and convicted, on a written confession in which he stated that Wood Gordon and B. W. Wright had arranged for him to burn the Wright and Allen tobacco barn so that they could “sell out to the insurance companies.” He watched while Wright and Gordon fired the barn, and it was Wood Gordon who ran out of the barn and across the millet patch as E. M. Shelton and his daughter-in-law were passing. About ten minutes before the fire two witnesses met B. W. Wright within 50 yards of his barn and spoke to him. The first person to arrive at the bam after the fire met Lee Perkins running from the direction of the fire. The second person witness saw was B. W. Wright. He was sweating and fanning himself, and rubbing his arm. When the railroad agent heard the roaring of the fire he went to the telephone to telephone the fire department. While telephoning, B. W. Wright came in and said: “For God’s sake, ’phone the fire department, for all the tobacco in town is on fire.” One witness saw B. W. Wright cross the railroad coming from the direction of the bam, and rush into the depot. Wright’s arm was burned, and a man who assisted Wright in holding the nozzle did not know of this fact. After the fire Wright requested Del Dowdy to allow Lee Perkins to sleep on his bed.

According to the evidence for plaintiffs, insurance on the tobacco in question to the amount of $2,000 was canceled just before the fire. The value of the tobacco on hand exceeded the amount of the insurance. Under the terms of the partnership, Wright was to do the buying and handling of the tobacco, while Allen was to furnish the money. The profits were to be divided equally between them. There was no motive for Wright to burn the barn, because he would receive no part of the insurance money, and no motive for Allen to do it, because the value of the tobacco exceeded the amount of the insurance. Wright and Wood Gordon deny that they had any conversation with Lee Perkins in reference to burn[294]*294ing the barn, and deny that they were present or had anything to do with it, either directly or indirectly. They were not present when the barn was burned, nor were they in that vicinity. They were at their homes, and several witnesses corroborate them in this statement. Wright’s arm was burned while handling the hose at the fire. When they got knowledge of the fire, both plaintiffs rushed to the scene and assisted in putting out the fire. When Wright- went to a point near the hose cart, he did it for the purpose of answering a call of nature. After the fire Perkins and Wright were both arrested for arson. At first Perkins denied the charge. After repeated efforts to secure the aid of-V. E. Allen, one of the plaintiffs, in arranging a bond, he made a confession, in which he implicated Wright and Gordon. The barn in which the tobacco was stored was worth about $1,500, and was insured for only $500.

The first error relied on is misconduct of one of plaintiffs’ counsel in his argument to the jury. It appears that counsel had -made certain remarks in regard .to Calvin Eaker, a witness for defendants. Eaker resented these remarks, and made an attack on counsel outside of the court house. In this attack he inflicted certain bruises on counsel. Subsequently in his argument to the jury counsel pointed to the bruises on his face and said:

“You see these scars. Suppose I had been your lawyer and Calvin Eaker had demanded an apology and I had refused to make it. A man may be stronger and younger than me, but when I get to be such a coward as not to represent my client, I will leave the court house. I cannot be bullied by cutthroats, they may beat me but they cannot scare me. I want to defy the contemptible cutthroat that undertakes to defy me in my duty to my client. ’ ’

In the same argument he referred to another witness for defendants in the following language:

“Hurd Kennedy is a moral reprobate, and for fifteen or twenty years he has been the burden of George Kennedy’s life; and his father has been kept busy trying to keep him out. of the penitentiary for years.”

In referring to a witness by the name of Gamble, he said:

“Take Bill Gamble, a professional witness in this court house for twenty years.”.

[295]*295While the last two statements were objected to, it does not appear that they were called to the attention of the court, or acted on by him.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Clark v. Bean
101 S.W.2d 930 (Court of Appeals of Kentucky (pre-1976), 1937)
Horton v. Herndon
70 S.W.2d 975 (Court of Appeals of Kentucky (pre-1976), 1934)
Allender Co. v. Browning's Administratrix
46 S.W.2d 116 (Court of Appeals of Kentucky (pre-1976), 1932)
Illinois Central Railroad v. McGuire's Administrator
38 S.W.2d 913 (Court of Appeals of Kentucky (pre-1976), 1931)
Epling v. Commonwealth
25 S.W.2d 1022 (Court of Appeals of Kentucky (pre-1976), 1930)
Connecticut Fire Insurance Co. v. Colker
16 S.W.2d 761 (Court of Appeals of Kentucky (pre-1976), 1929)
Standard Sanitary Manufacturing Co. v. Brian's Administrator
6 S.W.2d 491 (Court of Appeals of Kentucky (pre-1976), 1928)
Rowlett v. Commonwealth
2 S.W.2d 378 (Court of Appeals of Kentucky (pre-1976), 1928)
Wolff v. Commonwealth
276 S.W. 1067 (Court of Appeals of Kentucky (pre-1976), 1925)
Muir v. Glossbrenner Motors Company
276 S.W. 1058 (Court of Appeals of Kentucky (pre-1976), 1925)
Dorsey v. Proctor
269 S.W. 316 (Court of Appeals of Kentucky, 1925)
Branch v. Commonwealth
254 S.W. 746 (Court of Appeals of Kentucky, 1923)
Lewis v. Commonwealth
227 S.W. 149 (Court of Appeals of Kentucky, 1920)
Hall v. Commonwealth
224 S.W. 492 (Court of Appeals of Kentucky, 1920)
Caldwell v. E. F. Spears & Sons
216 S.W. 83 (Court of Appeals of Kentucky, 1919)
Dailey v. Lexington & Eastern Railway Co.
203 S.W. 569 (Court of Appeals of Kentucky, 1918)
McElroy v. Yowell
200 S.W. 499 (Court of Appeals of Kentucky, 1918)
Stearns Coal & Lumber Co. v. Williams
198 S.W. 54 (Court of Appeals of Kentucky, 1917)
Hudson Engineering Co. v. Shaw
179 S.W. 1083 (Court of Appeals of Kentucky, 1915)

Cite This Page — Counsel Stack

Bluebook (online)
164 S.W. 952, 158 Ky. 290, 1914 Ky. LEXIS 608, Counsel Stack Legal Research, https://law.counselstack.com/opinion/liverpool-london-globe-insurance-v-wright-kyctapp-1914.