Liberty Mutual Insurance v. S. G. S. Co.

318 A.2d 906, 456 Pa. 94, 1974 Pa. LEXIS 505
CourtSupreme Court of Pennsylvania
DecidedMay 2, 1974
DocketAppeal, 5
StatusPublished
Cited by51 cases

This text of 318 A.2d 906 (Liberty Mutual Insurance v. S. G. S. Co.) is published on Counsel Stack Legal Research, covering Supreme Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Liberty Mutual Insurance v. S. G. S. Co., 318 A.2d 906, 456 Pa. 94, 1974 Pa. LEXIS 505 (Pa. 1974).

Opinions

Opinion by

Mr. Justice Nix,

Appellant, Liberty Mutual Insurance Company (“Liberty Mutual”), is a foreign corporation registered to do business in this Commonwealth and on June 22, 1968, had undertaken a contract of liability insurance covering the property of S.G.S. Company (“S.G.S.”), an appellee. On that date, a fire occurred upon the premises of S.G.S. causing water damage to the property of Contract Packaging Company (“Contract Packaging”), Perfect Jacket Manufacturing Company (“Perfect Jacket”), Pioneer Canvas Products (“Pioneer”) and to the real estate owned by Ralph B. Englander (“Englander”) where these businesses were housed, all appellees in the instant action.

Actions in Trespass were instituted by Contract Packaging, Perfect Jacket, Pioneer and Englander against S.G.S. Liberty Mutual instituted an action for a Declaratory Judgment of Non-Liability against [96]*96its insured, S.G.S., as well as all plaintiffs in the above-referred to Trespass actions. The relief prayed for was a determination that there was no obligation on its part to defend the actions against S.G.S. arising out of the fire and that it had no obligation to pay any judgments that might be rendered against its insured as a result of the said lawsuits. Liberty Mutual predicated its lack of responsibility upon the alleged failure of the insured to provide written notice in accordance with the terms of the contract of insurance. An answer was filed by S.G.S. to the Petition for Declaratory Judgment placing in issue the failure to give notice as required under the terms of the contract. Appellees, Contract Packaging, Englander, Perfect Jacket and Pioneer filed a Motion to Dismiss on the basis that the Declaratory Judgment was not an appropriate action. The lower court sustained the Motion to Dismiss due to the existence of another available remedy and the presence of a dispute of fact. After affirmance of the order of the lower court by the Superior Court, 224 Pa. Superior Ct. 12, 302 A.2d 501 (1973), we granted allocatur and now reverse.

The court below determined that it lacked discretion to permit the declaratory action based in part upon our prior decisions in which we have held that a declaratory judgment action is not appropriate if another remedy is available.1 These cases were spe[97]*97cifically disavowed, however, in an opinion by onr Court entered subsequent to the Superior Court’s decision in the instant appeal. In Friestad v. Travelers Indemnity Co., 452 Pa. 417, 306 A.2d 295 (1973), this Court interpreted the language of Section 6 of the Uniform Declaratory Judgments Act,2 Act of June 18, [98]*981923, P. L. 840, §1-16, as amended, 12 P.S. §831-846 and Act of May 22, 1935, P. L. 228, §1-7, as amended, 12 P.S. §847-853 (1953), to permit a declaratory judgment action by the insured to determine the extent of the insurer’s obligation to defend in an action for indemnification by a third party despite the existence of alternative remedies.

Not present in Friestad, however, was the question surrounding the second basis of the trial judge’s decision here: whether the existence of a dispute of fact will preclude the use of the declaratory judgment action. Friestad, supra at n. 4.

The trial judge found, under present case law, that the existence of a dispute of fact removes discretion in allowing the declaratory judgment action. Loftus v. Carbondale, 435 Pa. 288, 256 A. 2d 799 (1969) ; Keystone Ins. Co. v. Warehousing and Equipment Corp., 402 Pa. 318, 165 A. 2d 608 (1960). See also C. H. Pitt Corp. v. Ins. Co. of N. A., 435 Pa. 381, 385, 257 A. 2d 857, 859 (1969) ; Mains v. Fulton, 423 Pa. 520, 523, 224 A. 2d 195, 196 (1966); McWilliams v. McCabe, 406 Pa. 644, 653-54, 179 A. 2d 222, 227 (1962); Stofflet & Tillotson v. Chester Housing Auth., 346 Pa. 574, 578, 31 A. 2d 274, 275-76 (1943) ; Ladner v. Siegel, 294 Pa. 368, 144 A. 274, 276 (1928). But see Allstate Ins. Co. v. Stinger, 400 Pa. 533, 163 A. 2d 74 (1960) and McCandless v. Burns, 377 Pa. 18, 104 A. 2d 123 (1954).

These cases, however, are inconsistent with our statute, which clearly anticipated the determination of factual disputes in declaratory judgment actions. Section 9 of the Act provides: “When a proceeding under this act involves the determination of an issue of fact, such issue may be tried and determined in the same manner as issues of fact are tried and determined in [99]*99other civil actions in the court in which the proceeding is pending. Act of June 18, 1923, P. L. 840, §9, 12 P.S. §839.” and the 1935 amendment to the Act added the following: “If the petitioner or a defendant desires any issue of fact to be tried and determined by a jury, he shall so demand in his petition or answer, and, if no such demand is made, its absence shall be treated as equivalent to an agreement to dispense with trial by jury, and that all issues of fact, as well as those of law, may be determined and found by the court, subject to exceptions and appeal, as in equity cases.” Act of May 22, 1935, P. L. 228, §6, 12 P.S. §852. Not only do the cases cited above fail to mention these provisions of the Act,3 but the Court in Keystone Ins. Co. was clearly in error when it said: “The instant case . . . basically involves a question of fact. . . . The Court is thus asked to decide, without the aid of a jury trial, a question, not of the interpretation of a contract of insurance, but a disputed question of fact.” (Emphasis added.) 402 Pa. at 322, 165 A. 2d at 610. Quoted in McWilliams v. McCabe, supra at 653.

By ignoring the clear mandate of the Act these cases are in conflict with those of other jurisdictions which have, like ours, enacted the Uniform Declaratory Judgments Act. See e.g., Empire Fire and Marine Ins. Co. v. Goodman, 147 Mont, 396, 412 P. 2d 569 (1966); Reif v. Botz, 241 Ore. 489, 406 P. 2d 907 (1965); Hawkeye Cas. Co. v. Stoker, 154 Neb. 466, 48 N.W. 2d 623 (1951).4 [100]*100See also, Public Service Comm. of Utah v. Wycoff Co., Inc., 344 U.S. 237, 246 (1952) and Aetna Life Insurance Co. v. Haworth, 300 U.S. 227 (1937). To do so is also in contravention of Section 15 of the Act: “This act shall be so interpreted and construed as to effectuate its general purpose to make uniform the law of those States which enact it and to harmonize, as far as possible, with Federal laws and regulations on the subject of declaratory judgments and decrees.” Act of June 18, 1923, P. L. 840, §15, 12 P.S. §845.

Therefore we hold that the mere existence of a factual question does not divest a court of discretion in permitting a declaratory judgment action. Furthermore, that the dispute is solely a factual one and does not involve the interpretation of a document will not necessarily preclude the action.5 Section 5 of the Act, Act of June 18, 1923, P. L. 840, §5, 12 P.S. §835, provides that the enumerated uses in sections 2 and 3 of the Act, which allow the action in the case of construction of documents and the administration of trusts and estates, are not exclusive uses.

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318 A.2d 906, 456 Pa. 94, 1974 Pa. LEXIS 505, Counsel Stack Legal Research, https://law.counselstack.com/opinion/liberty-mutual-insurance-v-s-g-s-co-pa-1974.