Lemu v. Factory Mutual Insurance Company

District Court, District of Columbia·Decided February 26, 2026·No. Civil Action No. 2025-2073·Published

Opinion

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF COLUMBIA

ALEX LEMU, Plaintiff,

v. Civil Action No. 1:25-cv-02073 (CJN)

FACTORY MUTUAL INSURANCE COMPANY,

Defendant.

MEMORANDUM OPINION

Plaintiff Alex Lemu claims that he was constructively discharged by his former employer, Factory Mutual Insurance Company, in violation of public policy. See generally ECF No. 1-2. Factory Mutual moves to dismiss. See ECF No. 11. The Court grants that motion for the following reasons.

I. Background1

Factory Mutual is a commercial property insurer that provides risk-management services to help companies prevent property damage and loss. See Services we provide, FM, https://www.fm.com/solutions/services-we-provide (last visited February 23, 2026).2 Lemu worked there as a jurisdictional consultant until May 2025. ECF No. 1-2 at 3.3 In that capacity,

1 Because Lemu proceeds pro se, the Court considers the exhibits attached to his Complaint and any allegations made in his opposition to Factory Mutual’s motion to dismiss. See Brown v. Whole Foods Mkt. Grp., Inc., 789 F.3d 146, 152 (D.C. Cir. 2015); infra at 5–8. 2 “[A] court may judicially notice a fact that is not subject to ‘reasonable dispute because it . . . can be accurately and readily determined from sources whose accuracy cannot reasonably be questioned.’” Johnson v. Comm’n on Presidential Debates, 202 F. Supp. 3d 159, 167 (D.D.C. 2016), aff’d, 869 F.3d 976 (D.C. Cir. 2017) (quoting Fed. R. Evid. 201(b)). 3 All page citations refer to the page numbers that the CM/ECF system generates.

he was responsible for inspecting boilers and pressure vessels at various locations throughout the District of Columbia. See id. at 4; see generally id.

In late 2024, Lemu notified his manager and the scheduling team that 157 boilers and pressure vessels were overdue for inspection, including a boiler at Sibley Memorial Hospital. ECF No. 1-2 at 3, 7–10. He requested that the team start scheduling inspections in D.C. Id. at 10. Lemu’s manager responded that Factory Mutual was prioritizing other locations but would address D.C. within a few weeks. Id. at 7.

In March 2025, Lemu emailed his manager, a senior account engineer, and a scheduling specialist about difficulty he was having scheduling an inspection at Sibley. Id. at 13. The senior account engineer forwarded Lemu’s message to a Sibley employee who directed Lemu and the senior account engineer to the appropriate Sibley personnel. Id. at 12–13. Lemu’s filings do not indicate whether he ever contacted those individuals or scheduled an inspection there. See generally ECF No. 1-2. He did, however, tell his manager that Factory Mutual was obligated to report its untimely inspection of Sibley to the D.C. Department of Buildings. ECF No. 15 at 1.

On April 2, 2025, a boiler at Sibley sustained damage following a low-water failure incident. ECF No. 1-2 at 5. After the incident, Lemu felt “a moral and professional obligation to report what [happened] to the appropriate authority despite [the Company’s] objection,” so he informed the D.C. Department of Buildings “via telephone.” ECF No. 15 at 1. His pleadings do not allege that anyone at Factory Mutual knew that he contacted the Department, nor do they specify when the call occurred.

Later that month, Factory Mutual convened a meeting regarding the incident, during which Lemu’s manager accused him of failing to timely escalate inspection scheduling difficulties. ECF No. 15 at 2; see ECF No. 1-2 at 5–6. A few days later, while inspecting the boiler at Sibley, the

manager made similar comments in front of a Sibley employee. ECF No. 15 at 2. Lemu also alleges that in May, during a company Microsoft Teams call, he was falsely accused of “manipulating the events on [his] calendar” and subjected to what he describes as “defamation and psychological torture.” Id.

On May 22, 2025, Factory Mutual issued Lemu a “Final Written Warning.” ECF No. 1-2 at 5–6. That letter stated that Lemu had failed both to timely escalate the inspection scheduling difficulties for the Sibley boiler and to report an incident with a boiler at another location. Id. at 5. The letter advised Lemu that further performance deficiencies could result in his termination. Id. at 5–6. Lemu disputes the accuracy of the accusations and contends that others were responsible for scheduling inspections. Id. at 4. He refused to countersign the letter and resigned (allegedly under duress). Id. at 3–4.

A few weeks later, Lemu filed this action in D.C. Superior Court, which Factory Mutual then removed here. See id. at 1; ECF No. 2. Factory Mutual now moves to dismiss under Rule 12(b)(6). See ECF No. 11-1.

II. Legal Standard

“To survive a motion to dismiss, a complaint must contain sufficient factual matter, accepted as true, to ‘state a claim to relief that is plausible on its face.’” Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009) (quoting Bell Atl. Corp. v. Twombly, 550 U.S. 544, 570 (2007)). “A claim has facial plausibility when the plaintiff pleads factual content that allows the court to draw the reasonable inference that the defendant is liable for the misconduct alleged.” Id. But the rule that courts “must accept as true all of the allegations contained in a complaint is inapplicable to legal conclusions.” Id. Thus, “[t]hreadbare recitals of the elements of a cause of action, supported by mere conclusory statements, do not suffice.” Id.

At this stage, the Court “accept[s] the operative complaint’s well-pleaded factual allegations as true and draw[s] all reasonable inferences” in the plaintiff’s favor. N. Am. Butterfly Ass’n v. Wolf, 977 F.3d 1244, 1249 (D.C. Cir. 2020). It “may also consider any documents either attached to or incorporated in the complaint.” Joyner v. Morrison & Foerster LLP, 140 F.4th 523, 529 (D.C. Cir. 2025) (internal quotation marks omitted). A pro se complaint is “held to less stringent standards than formal pleadings drafted by lawyers.” Ho v. Garland, 106 F.4th 47, 50 (D.C. Cir. 2024) (quoting Erickson v. Pardus, 551 U.S. 89, 94 (2007) (per curiam)). And the Court must “consider a pro se litigant’s complaint in light of all filings, including filings responsive to a motion to dismiss.” Id. (internal quotation marks omitted) (quoting Brown v. Whole Foods Mkt. Grp., Inc., 789 F.3d 146, 152 (D.C. Cir. 2015)).

III. Analysis

Factory Mutual presents various arguments in its motion, but the Court only addresses two:

Lemu’s failure plausibly to allege that he was constructively discharged, and Lemu’s failure to link his discharge to a clear public policy mandate.

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