Labarrere v. Capital Bank

District Court, D. New Mexico·Decided June 25, 2025·No. 1:24-cv-01152·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW MEXICO NOZOMI PRINCE LABARRERE, Plaintiff,

v. No. 1:24-cv-01152-JMC-GBW CAPITAL BANK CORPORATION, EDWARD BARRY, DOMINIC CANUSO and KARL DICKER, Defendants. MEMORANDUM OPINION AND ORDER OF DISMISSAL Pro se Plaintiff attempted to pay his credit card debt “by sending negotiable instruments.” Civil Rights Complaint Pursuant to 42 U.S.C. § 1983 at 4, filed November 12, 2024 (“Complaint”). Plaintiff alleged Defendants violated his civil rights by “refus[ing] to accept and process these negotiable instruments.” Complaint at 4. Defendants filed a Motion to Dismiss the Complaint for failure to state a claim, insufficient process, insufficient service of process and/or to compel arbitration. See Doc. 8, filed January 2, 2025. Plaintiff filed an Amended Complaint 20 days after Defendants served their Motion to Dismiss. See Complaint for Equitable Relief, Doc. 19, filed January 22, 2025 (“Amended Complaint”). The Court denies Defendants’ Motion to Dismiss the original Complaint as moot because Plaintiff has filed an Amended Complaint. See Franklin v. Kansas Dept. of Corrections, 160 Fed.Appx. 730, 734 (10th Cir. 2005) (“[a]n amended complaint supersedes the original complaint and renders the original complaint of no legal effect”) (citing Miller v. Glanz, 948 F.2d 1562, 1565 (10th Cir. 1991)). In his Amended Complaint, Plaintiff alleges: 7. Plaintiff maintained a financial account with Defendant, used for various financial transactions.

8. Plaintiff, in good faith, made payment toward the account balance using valid negotiable instruments, specifically bills of exchange, as permitted under the Uniform Commercial Code (UCC) Article 3 and ASC Accounting Standards.

9. Defendant improperly and without justification refused to accept and apply these bills of exchange to Plaintiff’s account, despite their lawful tender and sufficiency to satisfy out standing obligations, in violation of Congressional authority to regulate currency.

10. Defendant falsely misrepresented that bills of exchange tendered under Article 3 of the UCC and ASC Accounting Principles were insufficient to discharge the debt obligation, despite clear Congressional determination of their validity.

11. Defendant involuntarily and unlawfully closed Plaintiff’s account, permanently cutting off Plaintiff’s ability to fulfill financial obligations and blocking any further access to the account’s financial history, thereby creating a permanent financial impairment that cannot be remedied by monetary damages alone.

Amended Complaint at 2 (emphasis in original). Plaintiff seeks the following relief: 1. An order requiring Defendant to reopen Plaintiff’s account;

2. An injunction prohibiting Defendant from false credit reporting;

3. A declaratory judgment recognizing the validity of bills of exchange as lawful payments;

4. An order requiring Defendant to correct falsified financial records and properly apply payments;

5. Attorney’s fees, costs of litigation, and such other relief as this Court deems just and equitable.

Amended Complaint at 4 (emphasis in original). Plaintiff states: This Court has jurisdiction pursuant to Article I, Section 8 of the U.S. Constitution and 28 U.S.C. § 1331 as this case involves a federal question concerning negotiable instruments under the Uniform Commercial Code (UCC) Article 3, ASC Accounting Principles, and Congressional authority to regulate currency.

Amended Complaint at 1 (emphasis in original); U.S. Const. art. I, § 8 (listing the powers of Congress). Defendants filed a Motion to Dismiss the Amended Complaint for, among other things, lack of subject-matter jurisdiction. See Doc. 20, filed February 4, 2025 (“Motion”). Defendants contend that: claims for specific performance, injunctive relief, and declaratory judgment under “the UCC” (the sole statutory basis set forth in the Amended Complaint) do not establish a basis for federal question jurisdiction over this matter. See Johnson v. Tesla, Inc., No. CV 23-242 SCY, 2023 WL 2810051, at *1 (D.N.M. Apr. 6, 2023) (“Plaintiff asserts the first cause of action under the Uniform Commercial Code … which is a model code and neither federal nor state law (except to the extent New Mexico has enacted it, in which case it is a state law).”). Plaintiff’s Amended Complaint sets forth no other federal statute and instead repeatedly re-invokes the UCC as the basis for his factual assertions. See Amend. Compl. ¶¶ 8, 10. Plaintiff also references a claim of defamation, which is not based on any federal law. Id. ¶ 13. The only substantive federal statute Plaintiff cites is 28 U.S.C. § 2201, which allows a federal court to grant declaratory relief only in “a case of actual controversy within its jurisdiction.” Id., emphasis added. Because Plaintiff has not stated a federal claim, the Court lacks jurisdiction to grant declaratory or any other relief.

Motion at 3. Plaintiff characterizes Defendants’ Motion to dismiss for lack of jurisdiction as a “procedural challenge” which “cannot, and should not, deny [Plaintiff’s] right to equitable relief” because: As emphasized in Grable & Sons Metal Products, Inc. v. Darue Engineering & MFG., 545 U.S. 308 (20025), federal jurisdiction exists when a case implicates significant federal questions, even if the claims are rooted in state law. In this case, the [Plaintiff’s] claims, grounded in but not limited to fraud, breach of fiduciary duty, wrongful conduct, and unjust enrichment, raise federal questions and involve the constitutional rights of the [Plaintiff].

In Marshall v. Holmes, 141 U.S. 589 (1891), the Supreme Court affirmed that federal courts have jurisdiction over matters involving equitable relief, particularly when the constitutional protections or federal statutes are implicated. Therefore, this Court is fully empowered to hear and adjudicate the [Plaintiff’s] claims, which include both legal and equitable elements.

Bill in Equity Responding to Defendants’ Motion to Dismiss Amended Complaint and Request for Equitable Relief, Doc. 21, filed February 5, 2025 (“Response”). There are two ways a complaint can establish federal question jurisdiction: For a case to arise under federal law within the meaning of § 1331, the plaintiff's “well-pleaded complaint” must establish one of two things: “either that federal law creates the cause of action or that the plaintiff's right to relief necessarily depends on resolution of a substantial question of federal law.” Nicodemus v. Union Pac. Corp., 440 F.3d 1227, 1232 (10th Cir. 2006) (quoting Morris, 39 F.3d at 1111) (internal quotation marks omitted); accord Gilmore v. Weatherford, 694 F.3d 1160, 1170–72 (10th Cir. 2012); see also Viqueira v. First Bank, 140 F.3d 12, 17 (1st Cir. 1998) (“[T]he well-pleaded complaint rule restricts the exercise of federal question jurisdiction to instances in which a federal claim is made manifest within the four corners of the plaintiffs' complaint.”).

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Labarrere v. Capital Bank, (D.N.M. 2025).

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