L.A. Ins. Agency Franchising v. Suleiman Kutob

CourtCourt of Appeals for the Sixth Circuit
DecidedMay 26, 2020
Docket19-1927
StatusUnpublished

This text of L.A. Ins. Agency Franchising v. Suleiman Kutob (L.A. Ins. Agency Franchising v. Suleiman Kutob) is published on Counsel Stack Legal Research, covering Court of Appeals for the Sixth Circuit primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
L.A. Ins. Agency Franchising v. Suleiman Kutob, (6th Cir. 2020).

Opinion

NOT RECOMMENDED FOR PUBLICATION File Name: 20a0289n.06

No. 19-1927

UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT FILED L.A. INSURANCE AGENCY FRANCHISING, ) May 26, 2020 L.L.C., ) DEBORAH S. HUNT, Clerk ) Plaintiff-Appellant, ) ) ON APPEAL FROM THE v. ) UNITED STATES DISTRICT ) COURT FOR THE EASTERN SULEIMAN KUTOB, et al., ) DISTRICT OF MICHIGAN ) Defendant-Appellees. )

Before: GUY, THAPAR, BUSH, Circuit Judges.

JOHN K. BUSH, Circuit Judge. This case involves the enforcement of a settlement

agreement between five Nevada-based insurance agencies and their franchisor, L.A. Insurance

Agency Franchising, LLC (LAIA). The agencies tried to put to bed their dispute with LAIA over

their franchise agreements, but LAIA failed to perform its settlement-related obligations to release

a tranche of commission money earned by the agencies and to send letters to various of the

agencies’ insurance carriers notifying them of the settlement. After giving LAIA several

opportunities to perform, but with no luck, the agencies moved to enforce the settlement. The

district court granted their motion, ordering LAIA to fulfill its outstanding obligations and to pay

the agencies’ attorneys fees incurred in bringing the motion. LAIA seeks to overturn the district

court’s order, arguing that the settlement agreement cannot be enforced because LAIA’s failure to

perform under the settlement was excused so as to render LAIA’s obligations moot. We disagree

and accordingly AFFIRM. Case No. 19-1927, L.A. Ins. Agency Franchising, L.L.C. v. Kutob, et al.

I.

A. Legal Disputes Relating to the Original Franchise Agreements

LAIA is a domestic limited-liability insurance agency with headquarters in Royal Oak,

Michigan. It licenses its “L.A. Insurance” trademark to more than 180 insurance agency

franchisees throughout the country. In March 2008, LAIA entered into five franchise agreements

with defendant-appellee Suleiman Kutob. The first three of the five agreements were executed on

March 31, 2008, when LAIA officially licensed three “L.A. Insurance” agencies within the city of

Las Vegas, Nevada—identified as NV5, NV10, and NV16. The final two agreements were

executed on June 19, 2008 and September 18, 2013, to franchise two more Nevada-based

agencies—NV6 and NV33, respectively. Kutob signed personal guaranties for NV5, NV6, NV10,

and NV16, and Kutob and defendant-appellee Viviana Gutierrez-Garcia signed a personal

guaranty for NV33. The five franchise agreements contained identical language and were all set

to expire ten years from the date they were signed, unless they were terminated sooner pursuant to

the terms of the agreements.

On March 28, 2018, LAIA sent to letters to Kutob, NV5, NV10, and NV16, reminding

them of the March 31, 2018 pending expiration date of their franchise agreements. The letters also

referenced their post-expiration obligations under the agreements. In response Kutob, NV5,

NV10 and NV16 requested a meeting with LAIA for April 23, 2018. LAIA replied by asking

those franchisees to confirm that they would “continue operating the agencies per the status quo

and otherwise in compliance with the franchise agreements.” RE 33 Preliminary Injunction Order,

PageID 1120. And, although the April 23, 2018 meeting did not result in comprehensive

agreement as to new franchise agreements, the parties collectively agreed to maintain the status

quo, based on the terms of the original franchise agreements.

2 Case No. 19-1927, L.A. Ins. Agency Franchising, L.L.C. v. Kutob, et al.

However, after the April 23 meeting, none of the parties adhered to the status quo. In

particular, on June 19, 2018, the franchisees attempted to incorporate new insurance agencies,

under the name “EZ Insurance Agency, LLC,” at the locations NV5, NV6, and NV16. Id. at 1121.

Reacting to this attempted incorporation, on July 24, 2018, LAIA filed a lawsuit in the U.S. District

Court for the Eastern District of Michigan, alleging that the franchisees violated the Lanham Act,

15 U.S.C. § 1051, et seq., and breached various franchise agreements.1 On the same day, the

franchisees filed a complaint alleging various state-law claims against LAIA in state court in Las

Vegas, eventually moving for expedited injunctive relief on August 8. After the state court granted

injunctive relief to the franchisees, the Las Vegas case was removed to the United States District

Court for the District of Nevada, which entered a temporary restraining order against LAIA on

August 23, 2018. On September 8, 2018, the case was transferred to the United States District

Court for the Eastern District of Michigan, where the Nevada TRO against LAIA was resolved,

and the franchisees’ state-law claims were eventually incorporated with LAIA’s case against them.

On August 13, 2018, LAIA discovered that in violation of the original franchise

agreements, NV5, NV6 and NV16 had removed the LA Insurance name from their locations,

replacing it with signage that identified the agencies as “EZ Insurance.” RE 33, PageID 1121.

Nonetheless, the agencies were still reportedly using the same phone numbers, and other than

NV16, handing out business cards with the L.A. Insurance name and logo. In addition, according

to LAIA, NV10 had posted a notice at its location, indicating that in October 2018 its “name

[would] change to ‘EZ Insurance’ and its location [would] move to the same location as NV16.”

Id. (citing ECF 6-1, PageID 429 (affidavit of Fateh Alchy, territory developer for LAIA in Nevada,

Arizona and Texas)). Citing these actions in breach of the original franchise agreements, LAIA

1 LAIA maintains that the filing of the July 24, 2018 lawsuit served as notification of its intent to terminate the NV33 franchise owned by Kutob and Gutierrez-Garcia.

3 Case No. 19-1927, L.A. Ins. Agency Franchising, L.L.C. v. Kutob, et al.

filed a motion for a preliminary injunction in the Eastern District of Michigan. The motion was

granted on November 8, 2018.

B. The Settlement Agreement

Following the grant of a preliminary injunction against the franchisees, the parties mediated

a settlement, “Confidential Settlement Agreement and Release” (“Settlement Agreement”), which

was executed in written form on March 5, 2019. RE 43-2, PageID 1209, 1221-23. The parties

agreed, however, that its provisions were to be considered retroactively effective, beginning on

March 1, 2019.

The material portions of the Settlement Agreement included the two following obligations

at issue in this appeal:

First, LAIA agreed to release the commissions that had been earned by the franchisees, but had been withheld. The first tranche of these commissions, representing forty percent of the withheld commissions, were to be sent to the franchisees upon LAIA’s receipt of the new franchise agreements made between the parties. The remaining sixty percent tranche of the withheld commissions were to be released upon the franchisees’ installation of new signage at their franchise locations, which LAIA had the discretion to approve. Second, LAIA agreed to notify in writing the insurance carriers that had previously worked with the franchisees, but had temporarily suspended the relationships during the litigation as per LAIA’s instructions, that the parties had settled.

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L.A. Ins. Agency Franchising v. Suleiman Kutob, Counsel Stack Legal Research, https://law.counselstack.com/opinion/la-ins-agency-franchising-v-suleiman-kutob-ca6-2020.