Knight v. Progressive Northwestern Insurance Company

District Court, E.D. Arkansas·Decided September 25, 2025·No. 3:22-cv-00203·Unknown

Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF ARKANSAS NORTHERN DIVISION

ERIK KNIGHT and JUNG KIM,

individually and on behalf of all others

similarly situated,

Plaintiffs, Case No.: 3:22-cv-00203-JM v. PROGRESSIVE NORTHWESTERN INSURANCE COMPANY, PROGRESSIVE DIRECT INSURANCE COMPANY, PROGRESSIVE CASUALTY INSURANCE COMPANY, PROGRESSIVE SPECIALTY INSURANCE, and PROGRESSIVE CLASSIC INSURANCE COMPANY, Ohio corporations, Defendants.

ORDER GRANTING FINAL APPROVAL OF CLASS ACTION SETTLEMENT AND GRANTING MOTION FOR ATTORNEYS’ FEES, LITIGATION EXPENSES, AND SERVICE AWARDS

This matter is before the Court on Plaintiffs’ Motion for Final Approval of Class Action Settlement and Plaintiffs’ Motion for Attorneys’ Fees, Litigation Expenses, and Service Awards (collectively, “Plaintiffs’ Motions”). Plaintiffs’ Motions reference and incorporate a Settlement Agreement (the “Settlement” or “Settlement Agreement”) that, together with the exhibits thereto, sets forth the terms and conditions for the settlement of claims, on a classwide basis, between Plaintiffs Erik Knight and Jung Kim (“Plaintiffs”) individually and on behalf of the Settlement Classes and Defendants Progressive Northwestern Insurance Company, Progressive Direct Insurance Company, Progressive Casualty Insurance Company, Progressive Specialty Insurance Company, and Progressive Classic Insurance Company (collectively, “Progressive” or “Defendant,” and, along with Plaintiffs, the “Parties”). Having carefully considered Plaintiffs’ Motions, the supporting memorandum of law and declarations, the Settlement Agreement together with all exhibits and attachments thereto, the record in this matter, and all of the files, records, and proceedings herein, including arguments set

forth at the Final Approval Hearing on the Settlement, and finding good cause, IT IS HEREBY ORDERED, ADJUDGED AND DECREED AS FOLLOWS:

1. Unless otherwise defined herein, capitalized terms and phrases in this Order shall have the same meaning as ascribed to them in the Settlement. 2. The Court has jurisdiction over the subject matter of this action and personal jurisdiction over the Parties and the Settlement Class Members. CERTIFICATION OF THE SETTLEMENT CLASSES 3. The Court previously certified the Settlement Classes in its Preliminary Approval

Order.

4. Pursuant to Rule 23 of the Federal Rules of Civil Procedure, the Court confirms as final its certification of the Settlement Classes for settlement purposes based on its findings in the Preliminary Approval Order and in the absence of any objections from Class Members to such certification. 5. The Court confirms the appointments of Erik Knight and Jung Kim as Settlement Class Representatives for the Settlement Classes. 6. The Court confirms the appointments of Carney Bates & Pulliam, PLLC, Jacobson Phillips PLLC, Normand PLLC, Edelsberg Law, P.A., and Shamis & Gentile as Class Counsel. FINAL APPROVAL OF THE SETTLEMENT AND NOTICE PROGRAM 7. Pursuant to Rule 23(e) of the Federal Rules of Civil Procedure, the Court hereby finally approves and confirms the Settlement embodied in the Settlement Agreement as fair, reasonable, and adequate and in the best interests of the Settlement Class Members. The Court has specifically considered all factors relevant to class settlement approval, including the factors set

forth in Rule 23(e)(2) and In re Wireless, 396 F.3d 922 (8th Cir. 2005). 8. Having considered the terms of the Settlement and the record before it, the Court finds that the Class Representatives and Class Counsel have adequately represented the interests of Settlement Class Members; the settlement consideration provided under the Settlement constitutes fair value given in exchange for the release of the Released Claims against the Released Parties; the Settlement is the result of arm’s-length negotiations by experienced, well-qualified counsel that included a day-long mediation conducted by a neutral mediator; and the Settlement is reasonable and appropriate under the circumstances of this Action, including the risks, complexity, expense and duration of the Action, as well as the reaction of the Settlement Classes. The Court

further finds that these facts, in addition to the Court’s observations throughout the litigation, demonstrate that there was no collusion present in the reaching of the Settlement Agreement, implicit or otherwise. 9. The Court finds that the notice program as set forth in the Settlement Agreement and effectuated pursuant to the Preliminary Approval Order satisfies the requirements of Federal Rule of Civil Procedure 23 and due process and constitutes the best notice practicable under the circumstances and shall constitute due and sufficient notice to the Settlement Classes of (a) the nature of the case; (b) the terms of the Settlement, including the definitions of the Settlement Classes; (c) the procedure for submitting a Claim Form or objecting to or opting out of the Settlement; (d) that the Court will exclude from the Settlement Classes any Settlement Class Member who timely and validly requests exclusion; (e) the time and manner for requesting such exclusion; (f) contact information for Class Counsel, the Settlement Administrator, the Settlement Website, and a toll-free number to ask questions about the Settlement; (g) important dates in the settlement approval process, including the deadlines to request exclusion or object and the date of

the Final Approval Hearing; (h) Class Counsel’s request for an award of reasonable attorneys’ fees, expenses, and service awards; and (i) the binding effect of a class judgment on Settlement Class Members. 10. The Court also finds that the Settlement Class Members’ reaction to the Settlement was positive. Not one Settlement Class Member objected to the Settlement, and only two Class Member have opted out at this settlement stage. Two others opted out earlier in response to the notice of class certification. 11. The Court hereby reaffirms its appointment of the Settlement Administrator to perform the functions and duties of notice and settlement administration as set forth in the

Settlement Agreement and to provide such other administration services as are reasonably necessary to facilitate the completion of the Settlement. Accordingly, Class Counsel and the Settlement Administrator are directed to administer the Settlement in accordance with its terms and provisions. 12. The four individuals identified in the Supplemental Declaration of Cameron Azari on Implementation and Adequacy of Settlement Notice Plan as having timely and validly requested exclusion from this Action and the Settlement Classes are, therefore, excluded. These individuals are not included in or bound by the Settlement or this Order. These individuals are not entitled to any recovery from the settlement proceeds obtained through the Settlement. 13. The Court hereby approves the Settlement in all respects and orders that the Settlement Agreement shall be consummated and implemented in accordance with its terms and conditions. 14. The Parties, without further approval from the Court, are hereby authorized to agree and adopt such amendments, modifications, and expansions of the Settlement Agreement and its

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