King v. United States Fire Insurance

169 So. 2d 634, 1964 La. App. LEXIS 2138
CourtLouisiana Court of Appeal
DecidedNovember 16, 1964
DocketNo. 6207
StatusPublished
Cited by5 cases

This text of 169 So. 2d 634 (King v. United States Fire Insurance) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
King v. United States Fire Insurance, 169 So. 2d 634, 1964 La. App. LEXIS 2138 (La. Ct. App. 1964).

Opinion

REID, Judge.

This is an action in tort brought by Lee Doty King and Gloria Mae King for the death of their five year old son, Ray Charles King, resulting from an automobile accident which took place on Highland Road near the intersection of East McKinley Street in the Parish of East Baton Rouge, Louisiana, on or about 7:20 P.M. on September 15, 1962. The child was struck by a vehicle operated by the defendant Stanley Marczak Jr. who at the time was a student at L.S.U. He was driving a 1951 Studebaker automobile which he had borrowed from a friend Lemuel Brooks Marshall, Jr. Said vehicle was owned by Lemuel Brooks Marshall Sr. Made defendants in the case were Stanley A. Marczak Jr., the driver of the vehicle; United States Fire Insurance Company, the liability insurer of Lemuel Brooks Marshall, Sr., the owner of the automobile; Springfield Insurance Company, the liability insurer of Stanley A. [635]*635Marczak Jr.’s mother, Mrs. Edleen Mar-czak; and The Insurance Company of the State of Pennsylvania, the liability insurer of B. R. Gunn, Marczalc’s grandfather.

Plaintiffs contended that since Marczak was driving the automobile with the knowledge and consent of the owner of the automobile, the owner’s insurance policy afforded coverage in this accident. They further contended that inasmuch as the said Marczak resided in the household of his mother and grandfather in Cilbert, Louisiana, the liability insurers of both his mother and grandfather afforded coverage.

Defendants, United States Fire Insurance Company, Insurance Company of the State ■of Pennsylvania, and Springfield Insurance Company, filed answers in the form of general denials, alleging the accident was caused by the negligence of the minor child, arid alternatively, in the event the said Stanley A. Marczak Jr. was found guilty of negligence the plaintiffs were guilty of contributory negligence in failing to exercise proper supervision over the said minor and in allowing him to play at night unsupervised near a heavily traveled road. Said ■defendants further alleged that at the time of the accident the said Stanley A. Marc-zak, Jr. was driving the 1951 Studebaker without permission, either express or implied, of Lemuel Brooks Marshall Sr., and therefore, the insurance policies issued by the defendant insurance companies would not cover the defendant Marczak in this accident.

An answer was filed on behalf of Marfc-zak denying liability and pleading contributory negligence and claiming coverage for Marczak under all three insurance policies.

The case was tried before a civil jury and after six days, on September 24, 1963, a unanimous verdict was rendered for all defendants. Judgment was read, rendered and signed by the Trial Judge on September 26, 1963, in accordance with the verdict of the jury, dismissing the suit against all defendants at plaintiffs’ cost. Plaintiff filed a motion for new trial which was, for oral reasons assigned, denied by the Trial Judge on October 14, 1963. From the judgment the plaintiffs have perfected this appeal.

Although defendants, Insurance Company of the State of Pennsylvania and Springfield Insurance Company, plead contributory negligence of the minor child, Ray Charles King, this plea was abandoned on appeal.

At the time of the accident the defendant Marczak was driving the Marshall Studebaker in a northerly direction on Highland Road which is a four lane highway and is approximately 34 feet wide at the point at which the accident occurred. The accident occurred just south of the intersection of the said Highland Road with East McKinley, a two lane street. The speed limit on Highland Road at the point of the accident is 35 miles an hour. The record discloses that the weather was clear at the time of the accident but there is conflicting testimony as to whether or not the street was still damp as a result of a rain which had occurred earlier in the evening. Street lights are attached to poles on the east side of Highland Road but not on the west side. The child was crossing the street from the west to the east and was struck by the right fender of the vehicle driven by defendant Marczak.

The central issue raised on this appeal is, of cours.e, the alleged negligence of the defendant Marczak. The principal allegation of error raised by the plaintiffs is that the Trial Court erred in failing to find the driver of the vehicle negligent in the operation of the said vehicle and thus liable to the plaintiffs for the death of their child. The four major allegations of negligence set forth in the plaintiffs’ petition and upon which plaintiffs base their case are that the defendant Marczak failed to yield the right-of-way to the said minor child, that he failed to keep a proper lookout, that he was driving at an excessive rate of speed, and that he did not keep the automobile he was driving under proper control. The defense of [636]*636this case is based upon the proposition that the accident was caused by the minor Ray Charles King running into Highland Road from behind a moving vehicle at night in such a manner that the said driver had no opportunity to observe the child in time to avoid the accident.

The testimony of the various witnesses is conflicting and the case turns upon which witnesses the triers of fact believed.

Marczak testified he was driving at a speed of approximately 30 miles an hour. He stated:

"A: The first indication that I knew something was going to happen was when Ray ran right out in front of the car.
“Q: Where was he when you first saw him ?
“A: Right in front of me.”

ITe further testified the child ran out into the street right behind a car traveling south in the opposite lane of traffic, just after the said car had passed him. He further testified:

“No car passed me until he was almost at the intersection and then after that car passed that is when Ray ran out in front of me.
“Q: When this car passed do you know how far you were from the intersection when it was passing you?
“A: No sir. It was close to the intersection. He ran out from behind the car as soon as it passed.”

Marczak also testified that the street was not well lighted, the only light at the intersection at the time of the accident being one light on the pole on the east side of the street.

Riding with the defendant at the time of the accident was Judith Bell, who at the time of the trial had married and was Mrs. Judith Bell Byles. Her testimony supports that of Marczak. She testified that at the time of the accident they were not engaged in any conversation and when she first noticed the minor child “he was right in front of us on the left side of the car.” She further testified:

“Q: Mrs. Byles, when you saw the child the first time, you say it appeared to be in front of the car? Was it — you saw it from the-headlights of the car?
“A: Right about where the left headlight is.”

Mrs. Byles further testified when she saw the child he was running.

The other eye witnesses to the accidentwere Lee Doty King, Jr., who was 11 years-old at the time of the accident, Donna Marie-King, who was 12 at the time of the accident, two other children of plaintiffs, a Cherry Murray, age 11, and another child,. Wanda Vallery.

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Bluebook (online)
169 So. 2d 634, 1964 La. App. LEXIS 2138, Counsel Stack Legal Research, https://law.counselstack.com/opinion/king-v-united-states-fire-insurance-lactapp-1964.