King v. Habib Bank Limited

CourtDistrict Court, S.D. New York
DecidedMarch 3, 2023
Docket1:20-cv-04322
StatusUnknown

This text of King v. Habib Bank Limited (King v. Habib Bank Limited) is published on Counsel Stack Legal Research, covering District Court, S.D. New York primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
King v. Habib Bank Limited, (S.D.N.Y. 2023).

Opinion

SUSMAN GODFREY L.L.P.

NEW YORK, NEW YORK 10019-6023

Defendant shall file a responsive letter, not to exceed three pages, by March 2, 2023 March 9, 2023. So Ordered. □ Via CM/ECF Dated: March 3, 2023 Hon. Lorna G. Schofield New York, New York LORNA G. SCHOFIEL United States District Court UNITED STATES DISTRICT JUDGE Thurgood Marshall United States Courthouse 40 Foley Square New York, NY 10007 Re: Case No. 20-cv-4322, King v. Habib Bank Limited, Plaintiffs’ Letter Requesting Pre- Motion Conference Regarding Discovery Dispute Dear Judge Schofield: Pursuant to Individual Rule II.A.1 and Local Civil Rule 37.2, Plaintiffs request a pre-motion conference on March 17, 2023, regarding their motion to compel Defendant to expand the temporal scope of its document collection and production efforts to comcide with the relevant time period of the allegations in the Complaint. I. Background of Case and Instant Dispute Plaintiffs are hundreds of American nationals injured, and the family members of American nationals killed, in terrorist attacks in Afghanistan. Plaintiffs allege that Defendant—a Pakistani bank that operated in New York through the relevant time period—violated the Anti-Terrorism Act (“ATA”), as amended by the Justice Against Sponsors of Terrorism Act (““JASTA”), by knowingly supporting the terrorist organizations and their fundraisers who committed and/or facilitated the terrorist attacks that injured Plaintiffs, including via Defendant’s New York branch. The instant dispute concerns the relevant time period for discovery. Plaintiffs contend that time period should commence on January 1, 2006 for the majority of Plaintiffs’ document requests. While the specific terrorist attacks that injured Plaintiffs did not start until mid-2010, that date, of course, marks the tragic culmination of the misconduct at issue. Defendant, in fact, admitted in a December 2006 Written Agreement with government regulators that it failed to comply with the precise anti-money laundering (“AML”) laws enacted to prevent facilitation of the terrorist support alleged here. Financing of terrorist activities from New York to Afghanistan does not magically or simplistically happen in just six months, yet Defendant contends the relevant time period for discovery commences only six months before the first specific terrorist attack alleged—i.e., on January 1, 2010. The parties conferred telephonically regarding this dispute on February 16, 2023, pursuant to Individual Rule HI.C.3 and Local Civil Rule 37.3(a).

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II. Basis for Plaintiffs’ Motion to Compel the Requested Discovery The relevant time period for discovery is case specific. “[T]here is no bright line rule capable of helping a court fix the appropriate look-back period for every case.” In re Terrorist Attacks on Sept. 11, 2001, 2021 WL 5449825, at *4 (S.D.N.Y. Nov. 22, 2021) (citation omitted). Rather, Rule 26(b)(1) authorizes “discovery regarding any nonprivileged matter that is relevant to any party’s claim or defense and proportional to the needs of the case.” “Relevance in this context ‘is an extremely broad concept,’” id. at *2 (citation omitted), and “presents a ‘relatively low threshold.’” In re Terrorist Attacks, 2018 WL 4237470, at *7 (S.D.N.Y. Aug. 29, 2018) (citation omitted). For example, courts in this district have held that a “reasonable” period for ATA jurisdictional discovery alone was over three years and eight months before the first attack, particularly where the terrorist activity was “complex.” In re Terrorist Attacks, 2021 WL 5449825, at *4.

Plaintiffs’ claims assert the precise type of “complex” terrorist activity that warrants discovery from 2006 to 2009. Plaintiffs allege the attacks were authorized and committed by a syndicate of terrorist organizations spanning decades of operation, including al-Qaeda, Lashkar-e-Taiba, Jaish- e-Mohammed, the Al-Rehmat Trust, the Afghan Taliban (including the Haqqani Network), the Pakistani Taliban, and their directors and operatives (the “Syndicate”). Dkt. 58 (MTD Order) at 2, 12; Dkt. 1 (Compl.) ¶¶ 21-127. While this Syndicate “function[ed] more or less as a single entity by 2009,” that process did not occur overnight. Dkt 58 at 12. As the Complaint explains, it was the product of years of coordination and interoperation in the 2000s that led to the “ramping up [of] attacks on U.S. forces during the mid-2000s.” E.g., Compl. ¶¶ 46, 55, 60-64, 83-84, 92-93, 105, 107-09, 117. And pre-2010 discovery regarding the Syndicate’s existence and Defendant’s awareness and support thereof is probative of whether “the relationships between Defendant’s customers and [the Syndicate] were well known” by the date of the attacks and of Defendant’s knowledge of its “role in unlawful activities from which [the Syndicate’s] attacks were foreseeable”—issues that this Court noted bear directly on Plaintiffs’ claims. Dkt. 58 at 15.

Pre-2010 discovery also is relevant because Plaintiffs’ Complaint alleges Defendant’s facilitation of terrorist activity extends back to at least 2006, when Defendant and its primary U.S. regulators— the Federal Reserve System (“FR”) and the New York Department of Financial Services (“NY DFS”)—executed a public agreement that acknowledged Defendant had failed to comply with the AML laws and regulations enacted to prevent the type of terrorism financing and support asserted here. Compl. ¶¶ 129-31. As this Court noted, Defendant’s years-long “flout[ing] [of] regulations designed to stem the flow of funds to terrorists” “precipitated multiple investigations by the [NY DFS]” and other regulators, including the investigation(s) culminating in the December 2006 Written Agreement where Defendant “first committed to clean up its AML procedures.” Dkt. 58 at 3. Further, Defendant specifically relies on its alleged efforts from 2006 to 2009 to comply with that agreement as evidence of its supposed adherence to the regulatory requirements at the heart of Plaintiffs’ claims. See Dkt. 48 at 7 (asserting Defendant, “as a result of this 2006 Written Agreement,” made “improvements” that led the “regulators [to] f[i]nd [Defendant] had satisfied all of the requirements of the 2006 Written Agreement” from 2006 through 2014). Defendant cannot simultaneously claim the 2006-2009 period is not relevant while relying on its purported compliance efforts in that same time period to attempt to show it is not liable under the ATA. Page 3

For these reasons and those below, Defendant should be ordered to search for and produce responsive materials from January 1, 2006 to December 31, 2009 for at least the following categories of Plaintiffs’ document requests: Facilitation and Support of Terrorists and Terrorist Activity (RFP Nos. 4-12, 21-23, 25-27, 29, 35-37). These requests relate to Defendant’s facilitation and support of accounts and transactions by a specific roster of individuals and entities associated with terrorist groups and activity. Except for a small subset of account opening records that predate 2010, Defendant has agreed to produce documents from only 2010-2019 for these requests. The 2006-2009 period also is relevant for the reasons noted above—to show the coordination and interoperation of the complex Syndicate that was formed in the years leading up to the first attack and Defendant’s knowledge and support thereof. A defendant’s “provision of financial support to the[] entities [associated with the alleged terrorist activity] and how that support was provided” is “core” to the issues at stake in ATA cases and fully within the scope of Rule 26(b)(1). In re Terrorist Attacks, 2021 WL 5449825, at *5 (granting such discovery for 3.75 years before first attack); see Dkt. 58 at 6 (noting that evidence that Defendant processed “transactions for terrorists and their funders and fronts” is “the very conduct that could have subjected them to liability under the ATA”).

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King v. Habib Bank Limited, Counsel Stack Legal Research, https://law.counselstack.com/opinion/king-v-habib-bank-limited-nysd-2023.