King v. Commercial Union Ins. Co.
This text of 425 So. 2d 358 (King v. Commercial Union Ins. Co.) is published on Counsel Stack Legal Research, covering Louisiana Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.
Opinion
Malinda Ann KING, Individually, and as Natural Tutrix of Her Minor Son, Michael A. KING, Plaintiff-Appellant,
v.
COMMERCIAL UNION INSURANCE COMPANY, Defendant-Appellee.
Court of Appeal of Louisiana, Third Circuit.
Reeves & Owens, Jack F. Owens, Jr., Harrisonburg, for plaintiff-appellant.
Cecil Gill Smith, Jr., Natchez, Miss., Kostelka, Swearingen & Street, Robert W. Kostelka, Monroe, for defendant-appellee.
Before DOMENGEAUX, FORET and LABORDE, JJ.
*359 DOMENGEAUX, Judge.
Plaintiff, Malinda Ann King, filed this tort action against Henry Wright, Jr., the Town of Jonesville, Louisiana, and Commercial Union Insurance Company, for injuries sustained by her minor son, Michael A. King, when he was hit by a truck on April 25, 1978. Subsequently, she amended her petition, dismissing Henry Wright, Jr. and the Town of Jonesville, Louisiana, and maintaining the suit against the insurance company as the liability insurer for the Town of Jonesville for damages totalling $600,000.00.
The case was tried before a jury. At the close of the plaintiff's case the defendant moved for a directed verdict, which was granted by the trial judge. Subsequently, the plaintiff's motion for a new trial was denied, whereby she appealed to this Court.
The facts involved in this dispute are very sketchy. Apparently, Michael King was playing in a ditch in front of his house when he decided to cross the street on his "big wheel" in order to talk to a friend. He was then struck by a vehicle which allegedly was being driven by Henry Wright, Jr. Subsequently, the boy was pulled out from underneath the truck by Mr. Wright and was driven by Wright and Mrs. King to Catahoula Hospital for treatment.
Plaintiff's counsel attempted to prove how the accident occurred by calling as witnesses the plaintiff, her injured son, and one Jesse James Atkins. The plaintiff and Atkins both testified that they did not actually see the accident occur but arrived on the scene shortly thereafter. Michael King testified that he didn't remember seeing a truck prior to being struck and injured. Mrs. King did state that a neighbor who lived across the street from her did see the accident but that individual was never called to testify during the plaintiff's case.
Mr. Atkins averred that he saw the truck immediately before the accident and that it appeared to him to be travelling no faster than 10 miles per hour. However, he was unable to describe where the truck collided with the child since he did not see the accident occur. Atkins identified the truck as a "town truck", one that was owned and operated by the Town of Jonesville. However, he couldn't identify the driver of the vehicle at the time of the accident.
Towards the close of the plaintiff's case, she attempted to call Henry Wright as a witness on cross-examination. The defendant objected to this, based on the fact that Wright was no longer a party-defendant in the action and could not be called on crossexamination unless the plaintiff could prove some hostility on the part of the witness. The trial judge sustained the defendant's objection. The plaintiff then chose to rest her case rather than call Henry Wright on direct examination.
In the trial judge's Per Curiam dated November 5, 1981, he states that the defendant's motion for a directed verdict was granted because the court was of the opinion that the plaintiff had presented no evidence showing that Michael King's injuries were caused by the fault or negligence of anyone, much less the defendant or anyone for whom it was responsible. The trial judge also seemed influenced by the fact that the plaintiff had not proven that Henry Wright was the driver of the truck, that the truck was owned by the Town of Jonesville, and that Henry Wright was acting within the course and scope of his employment such that Commercial Union Insurance Company could be held liable.
Mrs. King appealed this judgment, arguing that the trial judge erred in granting defendant's motion for a directed verdict. She alleges that the judge was mistaken in holding that no facts were presented upon which the jury could find the defendant liable. She also claims that the court erred in determining that there were no facts introduced which demonstrated a connexity between the driver of the truck and Commercial Union Insurance Company. On the contrary, she argues that despite the existence of such facts, that the insurance company must bear the burden of demonstrating that the driver of the truck was not covered by the insurance policy on the Town of Jonesville by proving such lack of coverage as an affirmative defense.
*360 La.C.C.P. Article 1810(A) describes the motion for a directed verdict in a jury case:
"A party who moves for a directed verdict at the close of the evidence offered by an opponent may offer evidence in the event that the motion is not granted, without having reserved the right so to do and to the same extent as if the motion had not been made. A motion for a directed verdict which is not granted is not a waiver of trial by jury even though all parties to the action have moved for directed verdicts. A motion for a directed verdict shall state the specific grounds therefor. The order of the court granting a motion for a directed verdict is effective without any assent of the jury."
This Court cited the proper standard for applying La.C.C.P. Article 1810(A) in Campbell v. Mouton, 373 So.2d 237 (La.App. 3rd Cir.1979):
"On motions for directed verdict and for judgment notwithstanding the verdict the Court should consider all of the evidencenot just that evidence which supports the non-mover's casebut in the light and with all reasonable inferences most favorable to the party opposed to the motion. If the facts and inferences point so strongly and overwhelmingly in favor of one party that the Court believes that reasonable men could not arrive at a contrary verdict, granting of the motions is proper. On the other hand, if there is substantial evidence opposed to the motions, that is, evidence of such quality and weight that reasonable and fair-minded men in the exercise of impartial judgment might reach different conclusions, the motions should be denied, and the case submitted to the jury."
Professor Frank L. Maraist of the Louisiana State University Law Center suggests the process that should be employed in applying the Campbell standard in 40 La.Law Review 761 (1980), at page 772:
"In applying the standard, the judge's thought process should proceed in this fashion: (1) what are the primary facts, i.e., the elements of plaintiff's cause of action; (2) is there direct evidence to support each primary fact, i.e., the testimony of a witness with the opportunity for firsthand knowledge testifying as to the existence of such fact; or (3) is there testimony of witnesses, with the opportunity for firsthand knowledge, as to the existence of circumstances from which a reasonable mind could infer the primary facts? If there is direct evidence, or sufficient circumstantial evidence, as to each primary fact, the motion for directed verdict should be denied; if not, it should be granted."
Plaintiff's cause of action is based on negligence, thus she must establish "fault" on the part of the defendant's alleged insured.
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425 So. 2d 358, Counsel Stack Legal Research, https://law.counselstack.com/opinion/king-v-commercial-union-ins-co-lactapp-1982.