JUDGE EASTIN
delivered tiie opinio'n of the court.
This action was brought by appellee against appellant H. C. Chinn, as executor of the estate of T. R. Kendall, deceased, on a promissory note purporting to have, been executed by decedent for the sum of five hundred dollars, and also on an open account for the sum of about twenty-six dollars alleged to be owing from decedent at the time of his death, but against which appellee, in his petition, admitted a counter indebtedness on his part to appellant for the sum of about thirty-six dollars.
For the purposes of this appeal it is not necessary that we should notice these smaller items, and we shall treat the case as though it involved the claim on the five hundred dollar note alone.
The answer of appellant denied that this note was executed by his testator, and charged that the signature to the paper, which was filed with the petition, was not the genuine signature of testator, and that the note sued on was not his act or deed. It further charged that appellee and testator had, a short time prior to the death of the latter, a full and complete settlement of their accounts, which showed an indebtedness from appellee to decedent, and denied any indebtedness whatever from the estate of decedent to appellee. To this answer a reply was filed, putting in issue all its material allegations.
On the main issue raised by the plea of “non est factum,” [449]*449as to the note, much proof was heard on both sides at the trial, and the case, having been submitted to a jury, under instructions from the court, a verdict was returned by the jury sustaining the validity of the note sued on, and in these words,to-wit: “We,the jury,find fortheplaintifftheamount of the note sued on, five hundred dollars, with six per cent, interest thereon, from the 17th day of February, 1891, until paid, less balance of nine dollars and seventy-five cents due. the defendant, T.R. Kendall, on account.” And a judgment in pursuance of said verdict was entered against appellant by the court below.
Thereupon appellant filed a motion and grounds for a new trial, and, the same having been overruled, he excepted, prepared and presented his bill of exceptions, and prayed this appeal.
The grounds assigned in support of the motion for a new trial are numerous, many of them being based upon alleged specific errors occurring at the trial, in addition to the general alleged ground that the verdict is palpably against the weight of the evidence. As to this general ground, it is sufficient for us to say that the evidence as to the genuineness of the signature in question is conflicting, tEat there was some competent evidence introduced on both sides of this question, and that it was the province of the jury to weigh and determine on which side the evidence preponderated.
We shall, therefore, confine ourselves to a consideration of some of the alleged specific, errors complained of, and, in the first place, as to the admission by the court below of evidence tending to show an existing indebtedness to appellee from appellant’s testator, and showing admissions of indebtedness on part of the latter a short time previous to his death, in view of the fact that this case must go back to the [450]*450lower court for a new trial, on other grounds, and for the guidance of the court and the parties we desire to say that we do not regard the admission of this testimony as error, under the circumstances of this case. While the main issue in the case is unquestionably as to the validity of the note sued on, under the plea of “non est factum,” yet all indebtedness of every kind is denied by the answer, and a full and final settlement between the parties is pleaded in the answer, and put in issue by the reply. This evidence was, in our opinion, properly admitted.
Then, as to the testimony of the appellee himself, the court below must have recognized the fact that by the provisions of subddv. 2 of sec. (506 of the Civil Code, he is expressly prohibited from testifying as to any transaction between himself and decedent, and yet a small portion of his testimony would seem to fall within the condemnation of that rule. It is perhaps true, as contended by counsel for appellee', that these fads are established by the testimony of other witnesses, and that, for this reason, appellant’s substantial rights were not prejudiced by the admission of appellee’s statements, yet, upon the return of the cause for another trial, tin court should exclude all such objectionable'' testimony.
Again, as to the contention of counsel for appellant that the testimony of the several witnesses, Blackburn, Ashby, Rhvons and Brice, who all gave it as their opinion that the signatura' of decedent to the note was genuine, should have boon excluded, on the ground that they had not shown themselves qualified to speak on this subject, we can not concur with counsel. Neither of these witnesses is shown to possess any special proficiency in the matter of judging of handwriting, or to occupy any position or pursue any calling which would give them special qualifications, or make them [451]*451experts in this line. But, according to the evidence, as shown in the bill of exceptions, each of them stated that he had seen decedent write often, and that he knew his handwriting. Surely this knowledge, thus derived, gave each of them the qualifications necessary to render his testimony competent, though the value and the weight of such testimony would, necessarily, be left to the jury. Mr. Green-leaf says: ‘‘There are two modes of acquiring this knowledge of the handwriting of another, either of which is universally admitted to be sufficient to enable a witness to testify as to its genuineness. The first is from having seen him irrite. It is held sufficient for this purpose, that the witness has seen him write but once, and then only his name. The proof in such case may be very light, but the jury will bepermitted to weigh it.” (Greenleaf on Evidence, vol. l,sec. 577.) Clearly then this testimony was not incompetent.
And this brings us now to the consideration of another portion of the testimony of the witness, Price, who is a practicing physician and also vice-president of the Dry Ridge Deposit Bank, which is, in our opinion, clearly incompetent, and which should not have been admitted. This witness, in addition to his statement, as to the genuineness of this signature, based on his knowledge derived from having seen decedent write, was also permitted, over the objection of appellant's counsel, to testify that he had examined this note several months before, with a view to having it discounted by the bank with which he was connected, that he had then compared this signature with the signature of decedent to other papers which he knew to be genuine, but which other papers he had now lost and was unable to produce, and that he had sent this note with these other papers to a bank expert in Cincinnati, for the purpose of having [452]*452him compare the signatures, and that after this investigation his bank had actually discounted the note.
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JUDGE EASTIN
delivered tiie opinio'n of the court.
This action was brought by appellee against appellant H. C. Chinn, as executor of the estate of T. R. Kendall, deceased, on a promissory note purporting to have, been executed by decedent for the sum of five hundred dollars, and also on an open account for the sum of about twenty-six dollars alleged to be owing from decedent at the time of his death, but against which appellee, in his petition, admitted a counter indebtedness on his part to appellant for the sum of about thirty-six dollars.
For the purposes of this appeal it is not necessary that we should notice these smaller items, and we shall treat the case as though it involved the claim on the five hundred dollar note alone.
The answer of appellant denied that this note was executed by his testator, and charged that the signature to the paper, which was filed with the petition, was not the genuine signature of testator, and that the note sued on was not his act or deed. It further charged that appellee and testator had, a short time prior to the death of the latter, a full and complete settlement of their accounts, which showed an indebtedness from appellee to decedent, and denied any indebtedness whatever from the estate of decedent to appellee. To this answer a reply was filed, putting in issue all its material allegations.
On the main issue raised by the plea of “non est factum,” [449]*449as to the note, much proof was heard on both sides at the trial, and the case, having been submitted to a jury, under instructions from the court, a verdict was returned by the jury sustaining the validity of the note sued on, and in these words,to-wit: “We,the jury,find fortheplaintifftheamount of the note sued on, five hundred dollars, with six per cent, interest thereon, from the 17th day of February, 1891, until paid, less balance of nine dollars and seventy-five cents due. the defendant, T.R. Kendall, on account.” And a judgment in pursuance of said verdict was entered against appellant by the court below.
Thereupon appellant filed a motion and grounds for a new trial, and, the same having been overruled, he excepted, prepared and presented his bill of exceptions, and prayed this appeal.
The grounds assigned in support of the motion for a new trial are numerous, many of them being based upon alleged specific errors occurring at the trial, in addition to the general alleged ground that the verdict is palpably against the weight of the evidence. As to this general ground, it is sufficient for us to say that the evidence as to the genuineness of the signature in question is conflicting, tEat there was some competent evidence introduced on both sides of this question, and that it was the province of the jury to weigh and determine on which side the evidence preponderated.
We shall, therefore, confine ourselves to a consideration of some of the alleged specific, errors complained of, and, in the first place, as to the admission by the court below of evidence tending to show an existing indebtedness to appellee from appellant’s testator, and showing admissions of indebtedness on part of the latter a short time previous to his death, in view of the fact that this case must go back to the [450]*450lower court for a new trial, on other grounds, and for the guidance of the court and the parties we desire to say that we do not regard the admission of this testimony as error, under the circumstances of this case. While the main issue in the case is unquestionably as to the validity of the note sued on, under the plea of “non est factum,” yet all indebtedness of every kind is denied by the answer, and a full and final settlement between the parties is pleaded in the answer, and put in issue by the reply. This evidence was, in our opinion, properly admitted.
Then, as to the testimony of the appellee himself, the court below must have recognized the fact that by the provisions of subddv. 2 of sec. (506 of the Civil Code, he is expressly prohibited from testifying as to any transaction between himself and decedent, and yet a small portion of his testimony would seem to fall within the condemnation of that rule. It is perhaps true, as contended by counsel for appellee', that these fads are established by the testimony of other witnesses, and that, for this reason, appellant’s substantial rights were not prejudiced by the admission of appellee’s statements, yet, upon the return of the cause for another trial, tin court should exclude all such objectionable'' testimony.
Again, as to the contention of counsel for appellant that the testimony of the several witnesses, Blackburn, Ashby, Rhvons and Brice, who all gave it as their opinion that the signatura' of decedent to the note was genuine, should have boon excluded, on the ground that they had not shown themselves qualified to speak on this subject, we can not concur with counsel. Neither of these witnesses is shown to possess any special proficiency in the matter of judging of handwriting, or to occupy any position or pursue any calling which would give them special qualifications, or make them [451]*451experts in this line. But, according to the evidence, as shown in the bill of exceptions, each of them stated that he had seen decedent write often, and that he knew his handwriting. Surely this knowledge, thus derived, gave each of them the qualifications necessary to render his testimony competent, though the value and the weight of such testimony would, necessarily, be left to the jury. Mr. Green-leaf says: ‘‘There are two modes of acquiring this knowledge of the handwriting of another, either of which is universally admitted to be sufficient to enable a witness to testify as to its genuineness. The first is from having seen him irrite. It is held sufficient for this purpose, that the witness has seen him write but once, and then only his name. The proof in such case may be very light, but the jury will bepermitted to weigh it.” (Greenleaf on Evidence, vol. l,sec. 577.) Clearly then this testimony was not incompetent.
And this brings us now to the consideration of another portion of the testimony of the witness, Price, who is a practicing physician and also vice-president of the Dry Ridge Deposit Bank, which is, in our opinion, clearly incompetent, and which should not have been admitted. This witness, in addition to his statement, as to the genuineness of this signature, based on his knowledge derived from having seen decedent write, was also permitted, over the objection of appellant's counsel, to testify that he had examined this note several months before, with a view to having it discounted by the bank with which he was connected, that he had then compared this signature with the signature of decedent to other papers which he knew to be genuine, but which other papers he had now lost and was unable to produce, and that he had sent this note with these other papers to a bank expert in Cincinnati, for the purpose of having [452]*452him compare the signatures, and that after this investigation his bank had actually discounted the note.
It seems to us manifestly incompetent to give a party the benefit of statements based upon an examination made by the witness out of court, months before, and upon a comparison with signatures to other papers not produced before the jury, and as to which we have the bare statement of the witness that they were genuine, to say nothing of his statements as to- having sent them to a Cincinnati expert, who is not even called on to testify, but as to whose opinion the jury is left to indulge such presumption as it may see fit, in view of the fact that, after all this, the bank bought the note.
The lower court clearly erred in admitting this testimony.
Another ground of complaint urged by counsel for appellant is based upon the refusal of the court below, to permit any of appellant’s witnesses, who testified their belief that the signature to the note was not genuine, to state to the jury the ground of, or reason for, such belief.
Appellant introduced a number of witnesses, about one-half of whom testified from a knowledge of, and an acquaintance with, decedent’s handwriting, and the other half, who were more or less skilled in such matters by reason of their occupation and experience, from a comparison of the disputed signature with the signature of decedent to a very large number of checks and other papers filed in this case, and admitted to be genuine, and all of whom testified that this signature was not, in their opinion, genuine.
Appellant then proposed, by further questions, to have each of these witnesses state the grounds upon which this opinion was based, and to point out and explain to the jury the differences which they detected and which induced this belief on their part. An objection on part of counsel for [453]*453appellee to this line of interrogation was sustained by the court. An avowal was made by counsel for appellant as to what would be testified to by each witness, and, over his objection, it was ruled by the court that the witness could state his opinion as to the genuineness of the signature, but that there he must stop, and could not give his reasons therefor, or point out to the jury the supposed discrepancies in the signatures which led to this opinion.
In the ruling we think the court erred to the prejudice ’ of appellant.
Mr. Greenleaf, referring to evidence based upon a comparison of handwriting, says:
“The admission of some evidence of this kind is now too well established to be shaken. It is agreed that if the witness has the proper knowledge of the party’s handwriting, he may declare his belief in regard to the genuineness of the writing in question. He may also be interrogated as to the • circumstances on which he founds his belief” (Greenleaf on Evidence, vol. 1, sec. 576.)
The Supreme Court of Massachusetts in passing on this identical question, said: “The witness, Smith, who was called as an expert, was rightly allowed to give the reasons for the opinion that he expressed. This point was adjudged in Commonwealth v. Webster, 5 Cush, 301; and in Collier v. Simpson, 5 Car. and P., 73. Tindal, C. J., ruled that counsel might ask a witness, who was called to testify as an expert, 'his judgment and the grounds of it.’ The value of an opinion may be much increased or diminished in the estimate of the jury, by the reasons given for it.” (Keith v. Lothrop, 10 Cush, 457.)
The closing sentence of this quotation from the Massachusetts case seems to us to suggest a most potent reason in favor of the admissibility of such evidence. To withhold [454]*454it from the jury would be to deprive them, to a large extent, of the very facts best calculated to enable them intelligently to weigh and determine the value of the opinion expressed.
The court below, in this case, refused to allow, not only the experts, but the witnesses who spoke from a personal knowledge of decedent’s handwriting, to testify on this line, and, in doing so, erred to the prejudice of appellant.
For the reasons indicated the judgment of the lower court is reversed, and this cause is remanded with directions to award appellant a new trial, and for further proceedings consistent with this opinion.