K2 Insurance Services, LLC v. King

CourtDistrict Court, S.D. California
DecidedSeptember 30, 2024
Docket3:22-cv-00862
StatusUnknown

This text of K2 Insurance Services, LLC v. King (K2 Insurance Services, LLC v. King) is published on Counsel Stack Legal Research, covering District Court, S.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
K2 Insurance Services, LLC v. King, (S.D. Cal. 2024).

Opinion

1 NOT FOR PUBLICATION 2

3 UNITED STATES DISTRICT COURT 4 SOUTHERN DISTRICT OF CALIFORNIA 5 K2 INSURANCE SERVICES, LLC, et al., Case No.: 3:22-cv-00862-AGS-KSC

6 Plaintiffs, O RDER GRANTING: (1) CRS’S AND CIM’S SUMMARY- 7 v. JUDGMENT MOTION (ECF 51)

8 David KING, et al., AND PARTIALLY GRANTING: 9 Defendants. (2) KING’S SUMMARY-JUDGMENT MOTION (ECF 59), 10 (3) LEFEBVRE’S AND DCN’S 11 SUMMARY-JUDGMENT MOTION (ECF 52), AND 12 (4) PLAINTIFFS’ MOTION TO 13 EXCLUDE EXPERT TESTIMONY (ECF 55) 14

15 This case involves a corporate acquisition gone awry. The purchaser claims it was 16 misled into overpaying. The defendant sellers insist everything was aboveboard and move 17 for summary judgment. 18 BACKGROUND 19 Defendants David King and Robert Lefebvre “have been friends and business 20 associates since the late 1980s.” (ECF 80-1, at 10.) In 1995, King established High Point 21 Underwriters, LLC (High Point), a wholly owned subsidiary of another King entity: High 22 Point Holdings, LLC (High Point’s Parent Company). (ECF 52-13, at 4; ECF 80-1, at 11.) 23 High Point “was and is in the business of procuring and underwriting occupational accident 24 and contingent liability insurance.” (ECF 52-1, at 10; ECF 80-1, at 11.) 25 Lefebvre owned a minority interest in High Point’s Parent Company through two 26 other business entities he controlled, defendants Contractor Resource Solutions, Inc. (CRS), 27 and Creative Insurance Managers, Inc. (CIM). (ECF 52-3, at 6.) Lefebvre himself is “in 28 the business of providing third-party administrative services to independent owner- 1 operators” and “motor carriers in the transportation industry.” (ECF 52-3, at 2.) He assists 2 them with payments, tax reporting, and the selection and maintenance of “legally mandated 3 insurance coverage” through third-party brokers and underwriters. (Id. at 2.) In 2010, 4 Lefebvre founded defendant Trucking Support Services, LLC (TSS), which performs these 5 duties “as an outside third-party administrator.” (Id. at 3.) TSS’s “clients” are “primarily 6 motor carriers and courier services.” (ECF 79-4, at 2.) Lefebvre wholly owns and controls 7 TSS. (ECF 52-3, at 3.) 8 In 2014, defendant Distribution Cooperative Network of New York, Inc. (DCN) was 9 formed. (Id. at 4.) Lefebvre’s precise involvement with DCN’s founding is unclear. DCN 10 is a “cooperative corporation” that provides services comparable to TSS’s, but its clients 11 “purchase shares of DCN and become part owners” instead of engaging it as a third-party 12 administrator. (Id. at 3–4.) Lefebvre has “no ownership in DCN,” is not one of its officers, 13 and was not on its board of directors before June 2021. (Id. at 4.) On March 5, 2015, TSS 14 and DCN signed an agreement that “essentially made TSS the manager of DCN.” (Id. at 4; 15 see ECF 52-5, at 1–3 (Administrative Services Agreement).) 16 Starting around 2015 and proceeding “gradually over the course of several years,” 17 TSS lost almost all its clients, many of which migrated to DCN. (ECF 52-3, at 3.) And 18 “beginning in 2015, any new owner-operators joined as DCN shareholders, not as TSS 19 clients.” (Id. at 3.) As of September 2023, TSS had “only two clients remaining.” (Id. at 3.) 20 TSS, as DCN’s manager, continued to acquire insurance products through High Point for 21 DCN’s shareholders, even as its own client list dwindled. (See ECF 79-5, at 7, 10–11; ECF 22 52-14, at 2.) 23 On June 1, 2015, TSS signed an Exclusive Agency Agreement (EAA) with High 24 Point, under which High Point was to act as TSS’s “exclusive agent” for procuring 25 insurance products “necessary or advisable for the operation of TSS’s business.” (ECF 1-6, 26 at 2. See generally ECF 1-6 (EAA).) Lefebvre knew that High Point’s Parent Company 27 “was in the process of being acquired by” plaintiff K2 Insurance Services, LLC. (ECF 79-2, 28 at 36.) King told Lefebvre that “it was K2’s idea to have an exclusive agency agreement” 1 between High Point and TSS—“that it would be required [for] K2 to complete the purchase 2 agreement.” (Id. at 37, 39.) The “only reason” Lefebvre signed the EAA “was to facilitate 3 the purchase of High Point by K2.” (Id. at 42.) Neither Lefebvre nor King considered the 4 EAA to apply to DCN. (ECF 52-13, at 8–9; ECF 52-3, at 7.) Nor do plaintiffs contend that 5 DCN was bound by the EAA’s terms. (See ECF 52-11, at 8.) 6 In January 2016, plaintiff K2 acquired a majority membership interest in High 7 Point’s Parent Company. (ECF 52-1, at 11; see ECF 1, at 6; ECF 1-4.) After the purchase, 8 High Point’s Parent Company was owned 60% by K2 and about 30% by King, with the 9 remainder held by Lefebvre (through CRS and CIM) and another investor. (ECF 1, at 6; 10 see ECF 1-4, at 64.) At the same time, a new operating agreement for High Point’s Parent 11 Company was signed (the 2016 LLC Agreement). (ECF 1, at 6.) King became a member 12 of its board of managers and its “Chief Executive Officer and President.” (ECF 79-2, 13 at 76–77; see ECF 1-4, at 30, 32.) 14 The “2016 LLC Agreement gave King the express option, exercisable after a 15 specified period, to require” K2 to purchase all High Point’s Parent Company membership 16 units held by King and Lefebvre’s holding companies CRS and CIM. (ECF 1, at 7; see 17 ECF 1-4, at 51–52.) The purchase price was to be calculated based on “the trailing twelve 18 months pre-tax income of [High Point] as determined in accordance with GAAP [generally 19 accepted accounting principles].” (See ECF 1-4, at 10.) Those principles do “not allow for 20 the exclusion of non-recurring income.” (ECF 80-1, at 27; see ECF 52-20, at 8–10.) 21 Marc Risen is president of Midwestern Insurance Alliance, a wholly owned 22 subsidiary of K2, which eventually subsumed High Point’s operations in 2021. (See 23 ECF 79-5, at 1, 2). Between January 2016 and December 2020, Risen “had frequent 24 business interactions” with King. (Id. at 2.) On February 26, 2016, King sent Risen an 25 email mentioning DCN and describing it as “a new entity Bob [Lefebvre] set up earlier this 26 year.” (ECF 52-14, at 2.) King continued: “We expect DCN to become very active and 27 ultimately supplant TSS (although TSS will continue to do the actual processing for DCN).” 28 (Id. at 2.) In his communications with Risen between 2016 and 2020, King “consistently 1 referred to DCN as being part of the ‘TSS Program.’” (ECF 79-5, at 3; see ECF 79-5, at 7.) 2 For instance, on March 27, 2020, King sent a report to Risen that, in his words, “pretty 3 much tells the whole TSS story.” (ECF 79-5, at 7.) After saying that “in 2017 TSS began 4 a concerted effort to move all of their clients into the DCN Coop program,” he reported 5 that in 2019, “TSS added 15 new clients.” (Id.) 6 On April 30, 2020, King notified K2 of his election to exercise his option to sell his 7 and Lefebvre’s remaining interest, suggesting that High Point should be valued based on 8 its income for the 12 months leading up to “3/31/20.” (ECF 59-16, at 2–3.) Thereafter, 9 King and K2 engaged in negotiations concerning the company’s valuation; Lefebvre “had 10 only minimal participation” in these talks. (ECF 52-3, at 7; see ECF 80-1, at 28.) Around 11 this time, Risen hired Patrick Murray to eventually succeed King as High Point’s president. 12 (ECF 85, at 2.) 13 On June 18, 2020, K2’s CEO Kimmel emailed King: “I believe we have an agreeable 14 succession plan and can accept your requested date of March 31, 2020.” (ECF 59-15, at 4; 15 see ECF 79-2, at 58–59.) At the time, Kimmel “had no knowledge,” but “assumed Bob 16 Lefebvre’s business, under whatever name he called it, was exclusive for a long period.” 17 (ECF 79-2, at 61.) 18 On June 29, 2020, Lefebvre emailed King: “Please accept this email as my notice to 19 Highpoint of our decision not to renew our Exclusive Agency Agreement expiring June 20 2020.

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K2 Insurance Services, LLC v. King, Counsel Stack Legal Research, https://law.counselstack.com/opinion/k2-insurance-services-llc-v-king-casd-2024.