JQ Adams & Sons, Inc v. Scottsdale Insurance Company

CourtDistrict Court, M.D. Florida
DecidedJuly 8, 2022
Docket3:21-cv-00492
StatusUnknown

This text of JQ Adams & Sons, Inc v. Scottsdale Insurance Company (JQ Adams & Sons, Inc v. Scottsdale Insurance Company) is published on Counsel Stack Legal Research, covering District Court, M.D. Florida primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
JQ Adams & Sons, Inc v. Scottsdale Insurance Company, (M.D. Fla. 2022).

Opinion

United States District Court Middle District of Florida Jacksonville Division

JQ ADAMS & SONS, INC.,

Plaintiff,

V. NO. 3:21-cv-492-TJC-PDB

SCOTTSDALE INSURANCE COMPANY,

Defendant.

Order Scottsdale Insurance Company moves for sanctions against JQ Adams & Sons, D19, to preclude JQ from using testimony of its expert, D23, and, to the extent JQ is precluded from using that testimony, for summary judgment, D24. JQ opposes the motions. D22, D25, D26. I. Background JQ is a business with property on Edgewood Avenue in Jacksonville, Florida. JQ has property insurance through Scottsdale. According to JQ, on March 31, 2020, a windstorm swept through the area and damaged the property. JQ thus submitted an insurance claim. According to Scottsdale, the damages are from wear, tear, deterioration, and inadequate repairs. Scottsdale thus denied the claim. JQ sues to resolve the dispute. The Court entered a scheduling order establishing October 27, 2021, as the deadline for JQ to disclose expert reports; January 14, 2022, as the deadline for the parties to complete discovery (later extended to March 25, 2022, at the parties’ request); and April 1, 2022, as the deadline for the parties to file any dispositive or Daubert motion. II. Motion for Sanctions

A. Factual Bases for Motion Scottsdale bases its motion for sanctions on circumstances surrounding three events: the deposition of public adjuster Kaleb Mock, who knew little about the dispute; the second deposition of David Corcoran, which was supposed to be of his son also named David Corcoran; and the substitution of JQ’s expert Anibal Flores with Patrick Huff without a new report.

1. Deposition of Mock In an answer to an interrogatory, JQ identified “Noble Public Adjusting Group” as an entity that had visited the property to either assess the cause of damage or provide a repair or replacement estimate. D19-2 at 4 ¶ 5. Legal assistants emailed each other about a deposition of the “PA.” D19- 5. An assistant for Scottsdale’s counsel asked an assistant for JQ’s counsel whether JQ would be “producing” the PA or whether Scottsdale would have to subpoena the PA and for “dates for the PA and their contact information.” D19- 5 at 11, 12. The assistant for JQ’s counsel obtained information from Noble Public Adjusting Group and responded, “PA: Kaleb Mock has confirmed 11/23 at 10am. Please be advised that a subpoena will be needed to the following address: Noble Public Adjusting Group, 107 Amar Place #103 Panama City Beach, FL 32413 USA.” D19-5 at 5.

Scottsdale thus deposed Mock. The deposition occurred virtually and lasted thirteen minutes. Mock testified he is a public adjuster for Noble Public Adjusting Group and had worked on JQ’s claim but only as an “apprentice” and “[c]ustomer service representative” relaying messages from the insured to the insurer. D19-6 at 5–6. He testified he may have examined reports of the weather on the day in question but could not remember. He testified he had not inspected the property, had not prepared the repair estimate, and had no opinion about the estimate, damages, date of loss, cause of loss, or cost of repairs. Immediately after the deposition, the assistant for Scottsdale’s counsel emailed the assistant for JQ’s counsel, “Please advise and confirm who was the actual public adjuster for this claim, with knowledge of damages and repair costs to the insured property[.] We want the deposition of the person who inspected the property and created the repair estimate.” D19-5 at 3. The assistant for JQ’s counsel responded, “I have reached out to Noble Public Adjusting to get that information for you,” and later, “Noble has advised that the ‘Desk’ PA at Noble, Ariel Morales ([s]till with Noble), retained the following third party to perform inspection and generate estimate: Miami Estimates … Joel Rosario, Property Damage Estimator—(786) 817-1175.” D19- 5 at 1, 2 (emphasis omitted). 2. Deposition of Corcoran Scottsdale deposed David Corcoran, JQ’s corporate representative. See D20-1 (transcript). He testified he knew of no leaks or interior water damage to the property before the alleged windstorm. He testified the only roof repairs of which he was aware occurred five to six years before his deposition.

Scottsdale deposed Clarence Hester, who had worked for JQ from 2017 to 2020. See D19-7 (transcript). He testified that after Hurricane Irma (in September 2017), “[t]he roof was leaking, it flooded at times, the floor flooded, the building flooded completely.” D19-7 at 6. He testified Corcoran’s son “used to go up on the roof,” but he did not know whether the son went for repairs. D19-7 at 7, 10. He testified, “I know there is some stuff that they tried to do, like self-repairs” after Hurricane Irma. D19-7 at 10. Asked whether the leaks worsened after the alleged windstorm, he testified, “I don’t know if they got worse. They were already bad[.] I don’t know how much worse they could get.” D19-7 at 12. Scottsdale’s counsel thereafter emailed JQ’s counsel, “I … would like the deposition of David Corcoran, Jr. in this case, in light of Mr. Hester’s testimony[.]” D19-10 at 6. The assistant for Scottsdale’s counsel emailed the assistant for JQ’s counsel proposed days for “the deposition of David Corcoran, Jr.” D19-10 at 4. The assistant for JQ’s counsel responded, “David Corcoran is available on February 18th at 2 pm.” D19-10 at 3. The assistant for Scottsdale’s counsel replied, “We are confirmed for Mr. Corcoran on February 18, 2022 at 2:00 p.m. … We will send [n]otices shortly.” D19-10 at 1. Scottsdale’s counsel served on JQ’s counsel a “Notice of Taking Deposition[]” of “David Corcoran.” D22-1. According to JQ, the notice “was sent” (by whom is unclear) to the elder Corcoran’s residence. D22 at 5. The elder Corcoran appeared at the deposition. See D19-11 (transcript). The deposition occurred virtually and lasted one minute. Scottsdale’s counsel asked, “Mr. Corcoran, are you David Corcoran, Junior?” D19-11 at 4. The elder Corcoran answered, “There is no such person as David Corcoran, Junior,” explaining his son has a different middle name. D19-11 at 4–5. Scottsdale’s counsel confirmed the elder Corcoran had been deposed and stated, “Today’s deposition was to be of your son.” D19-11 at 4. The elder Corcoran responded, “Well, that is a little difficult. My son is in the Marine Corps boot camp.” D19- 11 at 4. Scottsdale’s counsel stated, “[W]e noticed the deposition of your son to take place today. We coordinated that deposition with [JQ’s] counsel.” D19-11 at 5. The elder Corcoran responded, “Well, I saw David Corcoran. I didn’t see the Edward part.” D19-11 at 5. In a follow-up email, JQ’s counsel confirmed the younger Corcoran is serving in the Marine Corps and attending bootcamp and thus unavailable “by all accounts.” D19-12; see also D22-2 (“Status Report Pursuant to Servicemembers Civil Relief Act” showing the son began serving in the Marine Corps on December 13, 2021, and, as of March 9, 2022, continues to serve in active duty). 3. Deposition of Huff

In September 2021, JQ served on Scottsdale an “Expert Witness Disclosure” identifying Anibal Flores, P.E., with Air Quality Assessors of Florida (“AQA”) as an expert on causation and damages. D19-14 at 1–2. JQ stated a report and photographs prepared by Flores had been or would be produced to Scottsdale’s counsel and Flores’s curriculum vitae and “deposition fee schedule” had been requested and would be produced. D19-14 at 2. The cover of the report includes the title “Forensic Engineering Report” and the statement “Prepared by: Air Quality Assessors of Florida.” D23-4 at 1. The report was digitally signed by Flores on February 16, 2021. In a section titled “Background,” the author explains:

A field walk-thru was performed at 284 S Edgewood Ave … on July 15, 2020.

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JQ Adams & Sons, Inc v. Scottsdale Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/jq-adams-sons-inc-v-scottsdale-insurance-company-flmd-2022.