Jones v. Keystone Insurance

528 A.2d 177, 364 Pa. Super. 318, 1987 Pa. Super. LEXIS 8781
CourtSupreme Court of Pennsylvania
DecidedJune 16, 1987
Docket439
StatusPublished
Cited by31 cases

This text of 528 A.2d 177 (Jones v. Keystone Insurance) is published on Counsel Stack Legal Research, covering Supreme Court of Pennsylvania primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jones v. Keystone Insurance, 528 A.2d 177, 364 Pa. Super. 318, 1987 Pa. Super. LEXIS 8781 (Pa. 1987).

Opinion

WIEAND, Judge:

This class action for post-mortem work loss benefits under Pennsylvania’s No-fault Motor Vehicle Insurance *321 Act 1 was commenced by Ruth Jones, the administratrix of the estate of Michael Selden, deceased, on behalf of her decedent’s estate and the estates of all insureds of Keystone Insurance Company who had died in motor vehicle accidents after passage of the No-fault Act. The trial court held that the claim for work loss benefits asserted by Jones on behalf of her decedent’s estate had been waived. Therefore, the court entered summary judgment against Jones and dismissed the class action complaint. Jones appealed.

Michael Selden 2 sustained fatal injuries in an automobile accident on August 23, 1977. At the time of the accident, Selden was uninsured. To recover basic loss benefits under the No-fault Act, Ruth Jones, a cousin of Selden who had been appointed to administer his estate, filed a claim on behalf of the estate with the Pennsylvania Assigned Claims Plan. The claim was assigned to Keystone Insurance Company (Keystone), which promptly paid funeral and surviv- or’s benefits. In addition, on August 16, 1978, Keystone reimbursed the decedent’s estate for medical bills which had been incurred by Selden prior to his death. Thereafter, Jones instituted an action against Keystone in Philadelphia County to recover uninsured motorist benefits. This action was terminated on June 25,1982 after Keystone had agreed to settle the same for $15,000. Later, Jones caused a letter to be sent to Keystone requesting payment of post-mortem work loss benefits. Keystone denied this request by letter dated October 26, 1979. On February 9, 1981, a second claim by Jones for work loss benefits was also denied by the assigned claims carrier. More than four years later, on June 24, 1985, Jones commenced the present class action against Keystone to recover unpaid work loss benefits. 3 *322 The class defined in the complaint included the estates of all insureds of Keystone who had died in motor vehicle accidents after 1975, when the No-fault Act went into effect.

Keystone filed a motion for summary judgment in which it alleged, inter alia, that because Jones had failed to assert the claim for work loss benefits in the prior action for uninsured motorist benefits, the claim had been waived pursuant to Pa.R.C.P. 1020(d)(1) and (4), and that, in any event, the claim for work loss benefits was barred by the statute of limitations. 4 After hearing oral argument, the trial court rejected Keystone’s contention that Jones’ claim for work loss benefits was barred by the statute of limitations. The court agreed, however, that Jones had waived that cause of action by failing to assert it in the prior action for uninsured motorist benefits. 5 Consequently, the court granted Keystone’s motion for summary judgment and dismissed the class action complaint. Although we disagree with the court’s analysis, the summary judgment was proper and will be affirmed.

In Miller v. Federal Kemper Insurance Co., 352 Pa.Super. 581, 508 A.2d 1222 (1986), this Court said:

For the entry of summary judgment, there must not only be an absence of genuine factual issues, but there must also be an entitlement to judgment as a matter of law. Lookenbill v. Garrett, 340 Pa.Super. 435, 439, 490 A.2d 857, 859 (1985); Curry v. Estate of Thompson, 332 *323 Pa.Super. 364, 368, 481 A.2d 658, 659 (1984); Rybas v. Wapner, 311 Pa.Super. 50, 54, 457 A.2d 108, 109 (1983). On appeal from an order entering summary judgment, an appellate court will reverse the trial court where there has been an error of law or a clear abuse of discretion. Peters Township School Authority v. United States Fidelity and Guaranty Co., 78 Pa.Cmwlth. 365, 370, 467 A.2d 904, 906 (1983).

Id., 352 Pa.Superior Ct. at 585-586, 508 A.2d at 1225.

Prior to 1983, the Pennsylvania Rules of Civil Procedure contained separate rules of pleading for assumpsit actions and for actions in trespass. Rule 1020, which governed actions in assumpsit, was adopted in 1946 and was amended in 1971 to read, in pertinent part, as follows:

(a) The plaintiff may state in the complaint two or more causes of action triable in the same county which arise from contract or are quasi-contractual. Each cause of action and any special damage related thereto shall be stated in a separate count containing a demand for relief.
(d)(1) If a transaction or occurrence or a series of transactions or occurrences gives rise to causes of action in assumpsit and trespass against the same person, including causes of action in the alternative, they shall be joined in an action against any such person in separate counts. Each count shall specify whether the cause of action stated therein is in assumpsit or trespass, shall state that cause of action and any special damages relating thereto and shall demand the relief sought. All pleadings as to each cause of action shall be governed by the appropriate assumpsit or trespass pleading rules.
(4) Failure to join a cause of action as required by subdivision (d)(1) of this Rule shall be deemed a waiver of that cause of action as against all parties to the action.

The pleading guidelines for trespass actions were contained in Pa.R.C.P. 1044 which, in relevant part, provided:

*324 (a) The plaintiff may state in his complaint two or more causes of action in trespass, triable in the same county, which arise from the same transaction or occurrence or series of transactions or occurrences.

Under Rule 1020, a plaintiff was permitted to assert in one complaint two or more causes of action which arose from contract or which were quasi-contractual in nature. The pleading requirements of Rule 1044 were similar, albeit slightly more restrictive. Pursuant to Rule 1044, a plaintiff was allowed to join in one complaint two or more causes of action in trespass which arose out of the same transaction or occurrence or series of transactions or occurrences. Despite their differences, Rules 1020 and 1044 were the same in one important respect — neither compelled the joinder in one complaint of separate causes of action. For example, a plaintiff who held several causes of action in assumpsit because of breaches of different contracts had the option under Rule 1020 of asserting those claims in one action or commencing separate actions to litigate each claim.

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Bluebook (online)
528 A.2d 177, 364 Pa. Super. 318, 1987 Pa. Super. LEXIS 8781, Counsel Stack Legal Research, https://law.counselstack.com/opinion/jones-v-keystone-insurance-pa-1987.