Jodie Byrne v.

Bankruptcy Appellate Panel of the First Circuit·Decided June 6, 2024·No. BAP No. EB 23-029·Unpublished

Opinion

NOT FOR PUBLICATION

UNITED STATES BANKRUPTCY APPELLATE PANEL FOR THE FIRST CIRCUIT

BAP NO. EB 23-029

Bankruptcy Case No. 23-10153-MAF

JODIE LOUISE BYRNE,

Debtor.

JODIE LOUISE BYRNE,

Appellant.

Appeal from the United States Bankruptcy Court for the District of Maine (Hon. Michael A. Fagone, U.S. Bankruptcy Judge)

Before

Finkle, Chief U.S. Bankruptcy Appellate Panel Judge;

Lamoutte and Katz,

U.S. Bankruptcy Appellate Panel Judges.

Jodie Louise Byrne, pro se, on brief for Appellant.

June 6, 2024

Finkle, Chief U.S. Bankruptcy Appellate Panel Judge.

Jodie Louise Byrne (the “Debtor”) appeals from the bankruptcy court’s order denying her motion to reconsider its order dismissing her chapter 13 case for failure to timely pay an installment toward her filing fee. As discussed below, the Debtor’s notice of appeal also encompasses the underlying dismissal order, and we SUMMARILY AFFIRM both orders.

BACKGROUND 1

I. The Bankruptcy Filing and the Installment Payment Order On August 7, 2023, the Debtor filed a voluntary petition for chapter 13 relief without paying the required filing fee. 2 By its order entered on August 11, 2023, the bankruptcy court granted the Debtor’s oral motion to pay the filing fee in installments (the “installment payment order”). 3 That order prescribed four installments of $78.25 each, to be paid on September 6, 2023, October 6, 2023, November 6, 2023, and December 5, 2023. It also warned:

If the debtor misses any of the deadlines set forth in this order, this case will be dismissed without further notice or hearing under 11 U.S.C. § 1307(c) and the Court will impose a ban on the filing of a subsequent bankruptcy petition by the debtor under 11 U.S.C. § 349(a).

Thereafter, the Debtor filed an amended plan of reorganization, and a hearing on confirmation was scheduled for December 14, 2023.

1 References to specific statutory sections are to the United States Bankruptcy Code, 11 U.S.C. §§ 101- 1532, unless otherwise noted. References to “Rule” are to the Federal Rules of Civil Procedure, and references to “Bankruptcy Rule” are to the Federal Rules of Bankruptcy Procedure. 2 The Debtor filed a prior chapter 13 case that was dismissed in November 2022, under § 1307(c), for failure or inability to obtain confirmation of a plan within a reasonable time. 3 The bankruptcy court’s docket reflects that the court considered the Debtor’s oral motion at an August 10, 2023 hearing on an order to show cause why the case should not be dismissed for failure to comply with the credit counseling requirement and to pay the filing fee.

II. The Dismissal Order After the Debtor failed to pay the third installment toward her filing fee or to request additional time for compliance, the bankruptcy court entered an order on November 20, 2023, dismissing the case for cause under § 1307(c) (the “Dismissal Order”). The Dismissal Order was “with prejudice to the debtor’s right to commence a voluntary case under any chapter of the United States Bankruptcy Code in any court through and including April 20, 2024,” pursuant to § 349(a).

As grounds for the ban against future filings, the bankruptcy court explained that the Debtor’s “performance in connection with [the underlying] case and another recent attempt to obtain chapter 13 relief” had “been woefully deficient.” The court elaborated:

In neither case has the debtor shown a good faith effort to perform the duties imposed by law on an individual who seeks a chapter 13 discharge. Chapter 13 is complex, and the debtor has attempted to navigate the process without the benefit of counsel. That said, the debtor has been given as much in the way of explanation and latitude as any litigant can reasonably expect from any court.

Based on a review of the filings in this case and in the debtor’s prior case—Case No. 22-10117—and based on the representations made by the debtor in multiple hearings in both cases, the Court is left with the definite and firm conviction that the debtor does not understand the importance of (or is not interested in)

disclosing the true extent of her financial affairs in connection with a bankruptcy case.

The bankruptcy court highlighted that it had previously warned the Debtor in the installment payment order about the risk of dismissal and added that this warning “should not have come as a surprise to the debtor: similar warnings were given to the debtor during the hearing” on August 10, 2023. III. The Order Denying Reconsideration The Debtor filed a motion for reconsideration of the Dismissal Order on November 21, 2023 (the “Reconsideration Motion”), complaining of societal “abuse” and mistreatment by the government and an unnamed educational institution. She attempted to explain:

I am not receiving timely payments and I have been incredibly abused and if I forgot to pay the court fee I apologize. If I can not [sic] combat the abuse that society is tossing at me is that my fault?

The govt [sic] is not disbursing the payments on time. The university will hold the next payment for the 20th until the 27th to maximize the interest profits on the student loans the govt [sic] disburses.

The Debtor did not cite any authority for the requested relief or point to any error by the bankruptcy court in dismissing the case. Instead, she filed a motion seeking permission to submit evidence in support of reconsideration and a “Motion to Stay the Assets” until the reinstatement of her case.

On November 27, 2022 (approximately two weeks before the hearing on confirmation), the bankruptcy court entered an order denying the Reconsideration Motion (the “Order Denying Reconsideration”), concluding that the Debtor’s motion did “not meet the standard for reconsideration of a final order under Rules 59 or 60 . . . .” The bankruptcy court reasoned that the Debtor had not identified any error “in dismissing the case when she failed to pay the third installment of her filing fee in a timely manner.” It added: “Even if some student loan proceeds were not disbursed to the debtor on the schedule she anticipated—and there is not sufficient evidence in the debtor’s motion for the Court to make that factual finding—the debtor nevertheless remained obligated to pay the filing fee installments in a timely manner.” In the same order, the bankruptcy court also summarily denied the Debtor’s requests for a stay and to submit evidence in support of reconsideration. IV. The Appeal The Debtor filed a notice of appeal from the Order Denying Reconsideration. She requested a stay pending appeal, which the bankruptcy court denied. The Debtor then renewed her stay request with the Panel, without success.

SCOPE OF THE APPEAL

The Debtor’s notice of appeal, which is not on the official form, bears the caption:

“Appealing the Order Denying Reconsideration.” Although the Debtor does not explicitly reference the Dismissal Order in the notice of appeal, we are permitted to extend our review to that order. See Fed. R. Bankr. P. 8003(a)(5)(B) (stating “[t]he notice of appeal encompasses the final judgment, . . . if the notice identifies[ ] an order described in Rule 8002(b)(1)”). Additionally, the bolded text of the Debtor’s notice of appeal, stating “I appeal all the Denials,” adequately expresses her intention to appeal from the Dismissal Order. See Caribbean Mgmt. Grp., Inc. v. Erikon LLC, 966 F.3d 35, 41 (1st Cir. 2020) (considering “whether the appellant’s intent to appeal the underlying order is manifest” when determining whether a notice of appeal designating only an order denying reconsideration permits review of the underlying order). Accordingly, this appeal encompasses the Order Denying Reconsideration and the Dismissal Order.

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