Jennifer N. v. Commissioner of Social Security

District Court, D. New Jersey·Decided September 9, 2026·No. 2:25-cv-16411·Unknown

Opinion

NOT FOR PUBLICATION

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY

JENNIFER N., Civil Action No. 25-16411 (SDW)

Plaintiff, OPINION v.

COMMISSIONER OF SOCIAL September 9, 2026 SECURITY,

Defendant.

WIGENTON, District Judge.

Before this Court is Plaintiff Jennifer N.’s1 (“Plaintiff”) appeal of the final administrative decision of the Commissioner of Social Security (“Commissioner”) with respect to Administrative Law Judge Gina Pantuso’s (“ALJ Pantuso”) denial of Plaintiff’s claim for supplemental security income (“SSI”) and a period of disability and disability insurance benefits (“DIB”) under the Social Security Act (“Act”). (D.E. 1.) This Court has subject matter jurisdiction pursuant to 42 U.S.C. §§ 405(g) and 1383(c)(3). Venue is proper pursuant to 42 U.S.C. § 405(g). This appeal is decided without oral argument pursuant to Federal Rule of Civil Procedure 78(b). For the reasons set forth below, the Commissioner’s decision is AFFIRMED. I. FACTUAL AND PROCEDURAL BACKGROUND A. Procedural History

1 Plaintiff is identified only by her first name and last initial in this opinion, pursuant to Standing Order 2021-10, issued on October 1, 2021, available at https://www.njd.uscourts.gov/sites/njd/files/SO21-10.pdf. On July 22, 2022, Plaintiff protectively filed a Title II application for a period of disability and DIB. (D.E. 9 (Administrative Record (“R.”)) at 82.) On July 23, 2022, Plaintiff also filed a Title XVI application for SSI. (R. 81–82.) In both applications, Plaintiff claims that her disability began on May 20, 2022 (“alleged onset date”) due to various physical and mental conditions.2 (R.

280.) These claims were originally denied by the Social Security Administration (“SSA”) on January 11, 2023, and upon reconsideration, on May 3, 2023. (R. 126, 137.) On February 27, 2024, Administrative Law Judge Dina Loewy (“ALJ Loewy”) held an administrative hearing via teleconference. (R. 46–76.) Due to ALJ Loewy’s prolonged leave of absence, the case was reassigned by management to another Administrative Law Judge (“ALJ”), ALJ Pantuso, as permitted by HALLEX § I-2-1-55(F)(2).3 (R. 18.) ALJ Pantuso conducted a review of all the evidence using the five-step evaluation process. (Id.) Despite having the following severe impairments: bilateral carpal tunnel syndrome (“CTS”) and left trigger thumb status-post left carpal tunnel release and trigger thumb release surgery, hypertension (“HTN”), obesity, depression, anxiety, and post-traumatic stress disorder (“PTSD”), ALJ Pantuso issued a

written decision denying Plaintiff’s applications and found that Plaintiff was not disabled. (R. 20, 38–39.) Plaintiff’s request for review of ALJ Pantuso’s decision was denied on August 19, 2025. (R. 1.) Plaintiff appeals to this Court; the parties timely completed briefing. (D.E. 1, 10, 12.) B. Factual History Plaintiff was born on August 27, 1983, and the highest level of education completed is some high school, as she completed up to the ninth grade. (R. 69, 91, 101, 762.) From December

2 Plaintiff lists eight conditions that limit her ability to work: low vision, anxiety, high blood pressure, depression, Bell’s palsy, facial droop, strokes, and insomnia. (R. 280; see also R. 351, 762, 763.)

3 HALLEX § I-2-1-55(F)(2) has since been renumbered to HALLEX 01210.055(F)(2). 2010 to April 2020, Plaintiff worked as a receptionist at various bail bonds offices.4 (R. 70–71, 91, 101, 111, 282.) From May 2020 to January 2021, Plaintiff worked as a bondsman agent for AAA Professional Bail Bonds (“AAA”).5 (R. 91, 101, 111, 123, 281.) While employed at AAA, Plaintiff would post bonds, handle collections, answer the phone, enter confidential data into files,

and occasionally go to the courthouse to post bonds in person. (R. 54, 70.) From October 2021 to February 2022, Plaintiff worked for Ameritex Guard Services.6 (R. 91, 101, 111, 123, 281–82.) From May 2020 to January 2021, Plaintiff worked for Hello Fresh.7 (R. 91.) From February 2022 to May 2022, Plaintiff worked at McDonald’s, alleging that her period of disability and SSI benefits began in the same month her employment there ended. (R. 91, 101, 111, 123, 282, 292, 762, 1151, 2495, 2657.) 1. Medical Record On April 7, 2022, Plaintiff visited the Emergency Department at Tuomey Hospital with numbness and palpitations. (R. 525.) While there, Plaintiff saw Jason Bruce, D.O., who determined that Plaintiff had mild anemia, no focal neuro deficit, and that Plaintiff was stable for

discharge with no evidence of arrhythmia on the monitor and a normal electrocardiogram result. (R. 525–30.)

4 Plaintiff writes in her Work Background form that she stopped working at Big Bubbas Bail Bonds in June 2020, not April, as indicated elsewhere in the record. (R. 398.)

5 Plaintiff writes in the Work History Report that she stopped working at AAA in July 2021, not January, as indicated elsewhere in the record. (R. 292.) Additionally, Plaintiff wrote that she worked at AAA from June 2020 until October 2021 in her work background form. (R. 398.)

6 Plaintiff writes in the Work History Report and her work background form that she stopped working at Ameritex Guard Services in January 2022, not February, as indicated elsewhere in the record. (R. 292, 398.)

7 Plaintiff writes in the Work History Report that she began working at Hello Fresh in August 2021, not May 2020, and stopped working there in September 2022, not January 2021, as indicated elsewhere in the record. (R. 292.) On July 17, 2022, Plaintiff went to University Hospital’s Emergency Department (“UHED”), where she was treated by Howard Greller, M.D., for left-sided facial droop or paralysis caused by Bell’s palsy and a cranial nerve disorder. (R. 633–38.) Plaintiff had a headache, eyelid weakness, an inability to raise her left forehead, and could not close her left eyelid completely. (R.

636–37.) Sarah Dunn, M.D., performed a clinical examination and indicated that there was evidence of “old strokes” on the Plaintiff’s computed tomography (“CT”) scan. (R. 639.) Plaintiff was prescribed medications and discharged from the hospital. (R. 638–49, 676.) Subsequently, Plaintiff’s lab work, collected on July 25, 2022, and reviewed on August 1, 2022, reflected a diagnosis of prediabetes. (R. 2697.) Plaintiff had a follow-up visit with neurologist Benjamin Puccio, M.D., on October 3, 2022. (R. 942–43, 945, 948.) While there, Dr. Puccio noted Plaintiff’s left Bell’s palsy with incomplete recovery. (R. 948.) On October 20, 2022, Plaintiff saw optometrist Molly Golz, O.D., at Short Hills Ophthalmology Group for her decreased vision due to Bell’s palsy. (R. 754.) Plaintiff’s examination confirmed her left facial droop, incomplete closure of the eyelid, her need for

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