Jamal Al-Rahimi v. Allstate Insurance Company

CourtMichigan Court of Appeals
DecidedAugust 17, 2023
Docket362652
StatusUnpublished

This text of Jamal Al-Rahimi v. Allstate Insurance Company (Jamal Al-Rahimi v. Allstate Insurance Company) is published on Counsel Stack Legal Research, covering Michigan Court of Appeals primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Jamal Al-Rahimi v. Allstate Insurance Company, (Mich. Ct. App. 2023).

Opinion

If this opinion indicates that it is “FOR PUBLICATION,” it is subject to revision until final publication in the Michigan Appeals Reports.

STATE OF MICHIGAN

COURT OF APPEALS

JAMAL AL-RAHIMI, UNPUBLISHED August 17, 2023 Plaintiff-Appellant,

and

INSIGHT CHIROPRACTIC CENTER, INSIGHT ORTHOPEDIC SPECIALISTS, INSIGHT PHYSICAL THERAPY & NEURO-REHAB CENTER, and INSIGHT PAIN MANAGEMENT CENTER,

Intervening Plaintiffs,

v No. 362652 Oakland Circuit Court ALLSTATE INSURANCE COMPANY, LC No. 2020-180826-NI

Defendant,

SOPHIA RYANE OAKES,

Defendant-Appellee.

Before: BOONSTRA, P.J., and LETICA and FEENEY, JJ.

PER CURIAM.

-1- Plaintiff appeals as of right the order granting summary disposition in favor of defendant Sophia Ryane Oakes (defendant).1 Plaintiff contends that a genuine issue of material fact was presented regarding the threshold injury for purposes of MCL 500.3135. We reverse and remand for proceedings consistent with this opinion.

I. BASIC FACTS AND PROCEDURAL HISTORY

In April 2020, plaintiff filed a complaint, alleging that at 9:41 p.m. on September 18, 2019, defendant recklessly and negligently failed to yield and drove her vehicle into plaintiff’s motor vehicle. In count I, plaintiff alleged that Allstate Insurance Company (Allstate) was liable for personal protection benefits (PIP). Plaintiff contended that he incurred medical expenses, hospital expenses, lost services, including attendant care, uninsured/underinsured motorist benefits, and other damages to be determined in discovery. Plaintiff claimed that Allstate unreasonably and unlawfully refused to pay plaintiff PIP benefits despite reasonable proof of the damages, warranting penalty interest on overdue benefits. In count II, plaintiff alleged that defendant driver operated her vehicle in violation of various traffic laws, failed to obtain adequate insurance, and was guilty of negligence. Plaintiff asserted that he sustained serious impairment of a bodily function caused by defendant’s negligence.

Defendant moved for summary disposition under MCR 2.116(C)(10), asserting that she was not liable to plaintiff for non-economic damages because plaintiff did not suffer death, serious impairment of body function, or permanent disfigurement, MCL 500.3135(1). Specifically, she claimed that plaintiff did not suffer an objectively manifested impairment of an important body function that affected his general ability to lead his normal life. The police report reflected that defendant’s vehicle struck plaintiff’s vehicle when defendant drove out of a gas station on Wixom Road. At the time, plaintiff was driving his 2014 Toyota Prius for Uber with a passenger in the backseat. Although plaintiff’s vehicle suffered disabling damage, the airbags on both vehicles did not deploy, and plaintiff refused medical treatment at the scene. Although plaintiff claimed injuries to his neck, left shoulder, lower back, and left leg, he did not seek medical treatment until the day after the accident, September 19, 2019.2 Imaging studies at the hospital did not disclose any fractures, no cervical spine tenderness, or other pathology. And plaintiff was diagnosed with “nonspecific myalgias” and “possible osseous contusions” or muscle aches and pains and a potential bone bruise. He was not given any prescriptions. Plaintiff proceeded to undergo treatment with physical therapy, medications, chiropractic care, massage therapy, and personal training. But, there were no objective medical findings to support the treatment. Specifically, three magnetic resonance imaging tests (MRIs) and four x-ray studies did not reveal any objective

1 On August 25, 2021, the parties stipulated to dismiss defendant Allstate Insurance Company. The singular defendant refers to Oakes. 2 In the brief, defendant identified the date after the accident as September 20, 2019. The police report and medical records reflect that the accident occurred on September 18, 2019, and plaintiff sought treatment at the Hurley Emergency Room on September 19, 2019.

-2- findings of injury. Further, three independent medical examinations (IMEs)3 concluded that there were no objective findings to support plaintiff’s subjective complaints.

To recover non-economic damages, plaintiff must demonstrate a serious impairment of a body function: (1) an objectively manifested impairment; (2) of an important body function that; (3) affects plaintiff’s general ability to lead his normal life. Defendant’s motion for summary disposition asserted that plaintiff could not show an objectively manifested impairment because the imaging studies did not demonstrate acute, traumatic injuries. Therefore, plaintiff’s self- serving testimony that he was unable to lead his normal life was insufficient to meet this standard, and summary disposition in defendant’s favor was proper.

Plaintiff filed his brief in opposition to the dispositive motion, alleging that he suffered excruciating injuries as a result of defendant’s failure to yield. Plaintiff claimed that liability in this case was established because defendant wrongfully failed to yield and caused the collision with plaintiff’s vehicle. When plaintiff presented at the emergency room, he was positive for chest pain, arthralgias, back pain, myalgias, and neck pain. The emergency room record noted that plaintiff suffered nonspecific myalgias and possible osseous contusions from the auto accident. Plaintiff’s further treatment revealed cervical radiculitis, thoracic radiculitis, lumbar radiculitis, right knee and hand pain, and bilateral shoulder pain. The MRI and x-ray of the cervical spine revealed disc herniation with mild to moderate central spinal canal stenosis, and a disc herniation with mild mass effect upon the cervical cord. The MRI of the knee revealed a meniscus tear. Even the IMEs disclosed positive findings despite occurring months after the accident. Accordingly, plaintiff alleged that he demonstrated a serious impairment. Plaintiff’s injuries also impacted important body functions. Specifically, the injuries to his legs and knees impacted his ability to walk. Likewise, the injuries to his upper extremities pertained to important body functions. The injuries impacted plaintiff’s general ability to live his normal life. Plaintiff was employed as a driver for Uber, Lyft, and DoorDash, and he missed 26 weeks of work, losing income. Plaintiff also relied on his father for 179 days to assist in cooking, dishwashing, and making the beds. These services were the result of plaintiff’s cervical herniations, stenosis, and knee tear that left him unable to stand for long periods. Under the circumstances, plaintiff asserted that defendant’s motion for summary disposition must be denied.

The trial court issued an opinion and order granting defendant’s dispositive motion with the following summary of facts:

Plaintiff asserts he was injured as a result of an accident caused when Defendant’s vehicle struck Plaintiff’s vehicle. At the scene of the accident, Plaintiff refused treatment but reported to the hospital the next day with complaints related to the accident. The x-rays and MRIs did not reveal any breaks or fractures. However, Plaintiff complained of pain and the medical records reflect Plaintiff

3 Our citation to the phrase “independent medical examination” is consistent with the parties’ usage. We recognize that the independence of the examination may be called into question, see Micheli v Mich Auto Ins Placement Facility, 340 Mich App 360, 364 n 3; 986 NW2d 451 (2022), and reference to a defense medical examination or evaluation may be more appropriate, see e.g., Muci v State Farm Auto Ins Co, 478 Mich 178, 182; 732 NW2d 88 (2007).

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Bluebook (online)
Jamal Al-Rahimi v. Allstate Insurance Company, Counsel Stack Legal Research, https://law.counselstack.com/opinion/jamal-al-rahimi-v-allstate-insurance-company-michctapp-2023.