In the Matter of the Marriage of: Nancy Babick & Mathew Babick

Court of Appeals of Washington·Decided July 30, 2026·No. 41042-1·Unpublished

Opinion

FILED JULY 30, 2026 In the Office of the Clerk of Court WA State Court of Appeals, Division III

IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON DIVISION THREE

In the Matter of the Marriage of: ) No. 41042-1-III ) NANCY BABICK, ) ) Respondent, ) ) and ) UNPUBLISHED OPINION ) MATHEW BABICK, ) ) Appellant. )

LAWRENCE-BERREY, J. — Mathew Babick appeals after the trial court entered a

decree of dissolution. The trial court awarded Nancy Urrego1 possession of the marital

home and gave her the option of selling it or, within six months, purchasing Babick’s

equity. The court calculated Babick’s equity as $176,900.

Babick argues the trial court erred by (1) allowing Urrego to purchase his

interest in the home, (2) deducting 10 percent for costs of sale in its calculations, and

(3) requiring him to pay one-half of the mortgage payments until Urrego could purchase

his equity. For the reasons explained below, we deny Babick any relief, but we note he is

entitled to relief from the trial court on his third argument.

1 Formerly Nancy Babick. No. 41042-1-III Marr. of Babick

FACTS

After Babick and Urrego separated, they participated in a March 2022 mediation

and signed a written settlement agreement. Part of their agreement was that Urrego could

continue living in the marital home until at least June 2025 and that Babick would

continue paying one-half of the mortgage.

By their September 2024 trial, only a few matters needed a court’s decision. One

matter involved the marital home. Babick was open to a delayed sale of the home for a

couple of years. Such a sale would allow the value of the home to appreciate and the

proceeds could then be divided. Urrego did not want the home sold; she wanted to

purchase Babick’s equity and have the settlement agreement remain in effect with Babick

continuing to make one-half of the mortgage payments until she purchased his interest.

Urrego presented a market analysis that valued the home between $750,000

and $832,000. She testified that repairs were needed that would cost $18,000. She also

testified that the monthly mortgage payments were $1,900 and the remaining mortgage

balance was $277,000.

Babick testified that the home was worth $800,000. Partway through trial, Babick

contacted a realtor and asked for a market analysis, which valued the home at $874,000.

Babick then adopted this value.

2 No. 41042-1-III Marr. of Babick

The trial court found that Urrego’s market analysis presented the most reliable

evidence of the home’s value and adopted that analysis’s top value of $832,000. Starting

with that number, the court calculated the home’s equity by deducting 10 percent for

costs of sale ($83,200), the $277,000 mortgage, and the $18,000 costs of repair. After

dividing its equity calculation of $453,800 by two, the court determined that each party’s

equity was $226,900. The court then deducted $50,000 from Babick’s equity for marital

waste and arrived at $176,900 for his equity, and thus the amount Urrego needed to pay

Babick. Because Urrego could not qualify for a loan until she began receiving income

after qualified domestic relations orders (QDROs) were entered and entering QDROs

could take months, the trial court gave Urrego until March 31, 2025, to pay Babick. The

court’s order expressly permitted Urrego to request additional time, if necessary.

After the trial court gave its oral ruling, Babick expressed to the court his belief

that its 10 percent costs of sale estimate was too high and that 8 percent was a better

estimate. The court declined to change its estimate.

Babick timely moved for reconsideration and argued that the evidence did not

support the trial court imputing to him $100,000 of marital waste. The court denied

Babick’s motion.

Babick appeals to this court.

3 No. 41042-1-III Marr. of Babick

ANALYSIS

Before addressing Babick’s arguments, we first set forth the standards that govern

our review of a trial court’s property distribution in a marriage dissolution.

A. PROPERTY DISTRIBUTION

A trial court has broad discretion when distributing property in a marriage

dissolution. In re Marriage of White, 105 Wn. App. 545, 549, 20 P.3d 481 (2001). We

will seldom change such decisions on appeal. In re Marriage of Stenshoel, 72 Wn. App.

800, 803, 866 P.2d 635 (1993). The party challenging such a decision must demonstrate

that the trial court abused its discretion. Id. A trial court abuses its discretion if its

decision is manifestly unreasonable or based on untenable grounds or untenable reasons.

In re Marriage of Muhammad, 153 Wn.2d 795, 803, 108 P.3d 779 (2005). “A court’s

decision is manifestly unreasonable if it is outside the range of acceptable choices, given

the facts and the applicable legal standard; it is based on untenable grounds if the factual

findings are unsupported by the record; it is based on untenable reasons if it is based on

an incorrect standard or the facts do not meet the requirements of the correct standard.”

In re Marriage of Littlefield, 133 Wn.2d 39, 47, 940 P.2d 1362 (1997). Babick

challenges three aspects of the trial court’s marital home award. We address them below.

4 No. 41042-1-III Marr. of Babick

Purchase option

Babick argues the trial court abused its discretion by granting Urrego an option to

purchase the home. We disagree.

The trial court was presented with two options: Babick’s request that the home be

sold in a couple of years, and Urrego’s request that she be allowed to purchase the home

from Babick. Although the court did not explain why it ruled in Urrego’s favor, a failure

to explain a decision between two reasonable choices does not meet the Littlefield

standard for an abuse of discretion.

We conclude that the trial court did not abuse its discretion by ruling in Urrego’s

favor and granting her an option to purchase the home.

Costs of sale deduction and continuation of mortgage payments

Babick argues the trial court erred (1) by calculating his equity by deducting the

costs of sale when no sale was contemplated, (2) by choosing a 10 percent costs of sale

figure when there was no evidence to support that figure, and (3) by requiring him to

continue paying one-half of the mortgage payments without him enjoying a benefit in the

increased equity in the home. In support of his first argument, Babick cites In re

Marriage of Berg, 47 Wn. App. 754, 759, 737 P.2d 680 (1987) (deduction for cost of sale

is justified only when a sale is imminent).

5 No. 41042-1-III Marr. of Babick

Urrego responds that Babick may not raise these claims of error for the first time

on appeal. We agree. A leading opinion discussing the importance of error preservation

is State v. O’Hara, 167 Wn.2d 91, 217 P.3d 756 (2009). In O’Hara, our high court

explained:

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