In the Matter of the Estate of Charles H. Kline

CourtCourt of Appeals of Iowa
DecidedNovember 27, 2019
Docket18-1658
StatusPublished

This text of In the Matter of the Estate of Charles H. Kline (In the Matter of the Estate of Charles H. Kline) is published on Counsel Stack Legal Research, covering Court of Appeals of Iowa primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

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In the Matter of the Estate of Charles H. Kline, (iowactapp 2019).

Opinion

IN THE COURT OF APPEALS OF IOWA

No. 18-1658 Filed November 27, 2019

IN THE MATTER OF THE ESTATE OF CHARLES H. KLINE, Deceased.

TOM J. KLINE, Plaintiff-Appellant,

vs.

MARY JO CULP, Defendant-Appellee. ________________________________________________________________

Appeal from the Iowa District Court for Polk County, Craig E. Block,

Associate Probate Judge.

Tom Kline appeals the probate court’s denial of his claims of undue

influence and intentional interference with inheritance. REVERSED AND

REMANDED.

Matthew C. McDermott, Ryan G. Koopmans, and Erika L. Bauer of Belin

McCormick, P.C., Des Moines, for appellant.

Matthew D. Gardner of Gardner Law Firm, P.C., Urbandale, for appellee.

Considered by Potterfield, P.J., and Mullins and Greer, JJ. 2

GREER, Judge.

The probate court denied Tom Kline’s claims that his sister unduly

influenced their father to transfer his bank accounts and certificates of deposit to

her and intentionally interfered with Tom’s inheritance. For the reasons stated

below, we reverse the probate court ruling and remand for further proceedings.

I. Background Facts and Proceedings.

On November 19, 2016, Charles Kline died at age eighty-five. Charles had

four children: Tom Kline; Joyce Countryman, who died in October 2016; Mary Culp;

and Harm Kline, who died in April 2001. This case involves a dispute between

Tom and Mary over the validity of Charles’s inter vivos transfer of his accounts to

Mary.

Charles worked as a truck driver until he suffered a stroke in 1989. After

recovering from his stroke, he worked odd jobs driving cars until around 2000.

Until a near accident, he maintained a driver’s license and continued driving for

personal reasons through 2016.

According to a 2015 medical assessment, Charles last completed the fifth

grade and “[d]oes not read or write.” Tom testified Charles had relied on family

members to take care of his finances since he was a young man, including adding

his mother or children to his bank accounts as joint owners at different points in

time. Tom believed Charles added his family members to his accounts for his

“convenience to help him read and understand documents” and not to give them

access to the funds.

Because Charles hounded Tom about retirement homes, Tom emailed

Mary and Joyce on August 21, 2012, asking for their help in deciding whether 3

Charles should move to an assisted-living facility. Tom wrote that Charles “has

went down here quite a bit” and “sooner than later he will need us to care for him

like we have our own children.” Tom suggested that one of them manage

Charles’s affairs, which includes “keep[ing] good records,” “communicat[ing] with

the other two” siblings, and “consult[ing] the other two with any major

expenditures.”

As it turned out, Charles moved to an assisted-living facility around

December 2012. After the move, Mary assisted Charles on a regular basis until

his death. Her assistance included attending his medical visits and assessments

and paying his bills. According to Tom, Mary managed Charles’s affairs “[p]rimarily

because she insisted that she wanted to do it. And she had the time and had been

familiar with helping dad out throughout the years.” As for Tom, he “communicated

multiple times weekly” with Charles during his final years.

Throughout his life, Charles accumulated several accounts and certificates

of deposit with multiple banks (collectively “accounts”). At trial, Tom produced

records from five such accounts.1 At one time, all five accounts listed at least two

of the siblings as either joint owners with Charles or beneficiaries upon Charles’s

death. However, by November 24, 2014, Charles and Mary were the joint owners

for all five accounts. Mary testified she received all records for the accounts at her

home address at Charles’s request. After Charles’s death, Mary took sole

ownership of all five accounts.

1 In 2003, Tom, Mary, and Joyce were beneficiaries, payable on death, on four accounts containing the bulk of Charles’s funds. One of these accounts closed with its funds placed in a new account. 4

Through use of a subpoena, Tom obtained records for Charles’s State Farm

credit card. Mary received the statements for this credit card at her home as well.

Although Charles already had another credit card, he opened the State Farm credit

card account shortly after entering the assisted-living facility. According to Mary,

Charles handed her a card under the account in her name. As a part of her

conversation with him, Mary asserts he allowed her to use the card for her own

purchases and repay him later. As it went, she claimed she often paid for her

charges using Charles’s checking account and then later paid him back with cash.

As an example, on September 23, 2016, she wrote a check to herself from

Charles’s checking account “upon [his] knowledge” to bring her personal account

into a positive balance.

In 1992, Charles executed a will, which left all of his property to his children

in equal shares. On January 2, 2015,2 Charles executed another will, which left

two-thirds of his property to Mary and one-third to Tom; however, if Joyce

predeceased Charles, the will left his property to Mary and Tom in equal shares.

Tom and Kim Smith, the estate attorney, believed Charles structured his will this

way to protect Joyce’s share of the estate from her creditors. As Tom testified,

Charles “entrusted Mary to take [Joyce’s] third and to take care of her.” To explain

the estate plan, Smith drafted a December 17, 2014 letter from Charles to Mary,

with a copy to Tom, confirming, “It is important to me for you to know that I would

2 The date listed on the will is January 2, 2014, but Tom and Mary agree this date is an error and Charles executed the will on January 2, 2015. The 2015 will replaced a 2004 will written after Harms’s death providing for equal distribution among all three remaining children. 5

like you to assist Joyce, as you are able, from any inheritance you may receive

from me.”

To further solidify the 2015 estate plan, Charles also named Mary as the

executor and Tom as the successor executor if needed. For executor fees, the will

directed, “The investment earnings on money I have set aside in the care of Mary

Culp for funeral expenses, nursing home expenses and the like will be presumed

to be reasonable compensation for her services as Executor.” At the same time

the will was executed, Charles signed a power of attorney naming Mary as attorney

in fact and Tom as the successor.

About one month before Charles’s death, Joyce passed away. On the day

of Joyce’s funeral in October 2016, Tom testified Charles told him, “It’s now

everything to be split including what I have in the bank accounts between you and

Mary. Mary knows where everything is set up at. She [knows] what my wishes

are, and don’t let her cheat you.”

Shortly after Charles died in November 2016, Mary began transferring

assets, paying bills, moving and otherwise disposing of personal property,

arranging the funeral, and filing Charles’s final tax return. She did not file Charles’s

will with the probate court or seek appointment as executor. Over a month after

Charles’s death, Tom met with Mary to discuss the estate. During that meeting,

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