In Re The Estate Of Robert Ridley

CourtCourt of Appeals of Washington
DecidedJuly 12, 2016
Docket47536-7
StatusUnpublished

This text of In Re The Estate Of Robert Ridley (In Re The Estate Of Robert Ridley) is published on Counsel Stack Legal Research, covering Court of Appeals of Washington primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In Re The Estate Of Robert Ridley, (Wash. Ct. App. 2016).

Opinion

Filed Washington State Court of Appeals Division Two

July 12, 2016 IN THE COURT OF APPEALS OF THE STATE OF WASHINGTON

DIVISION II In the Matter of the Estate of: No. 47536-7-II

ROBERT RIDLEY, consolidated with

Deceased. No. 47403-4-II

KIMLY PROM, individually,

Appellant,

v.

PHILIP CARVER, as Personal Representative of the Estate of Robert Ridley; and RIVERVIEW COMMUNITY BANK, a Washington financial institution, UNPUBLISHED OPINION Respondents,

and

JENNA SUY and PAULLA SUY, wife and husband, and their marital community comprised thereof,

Respondents.

MELNICK, J. — Kimly Prom appeals the trial court’s summary judgment dismissal of her

Trust and Estates Dispute Resolution Act (TEDRA)1 petition against Philip Carver, the personal

representative (PR) of Robert Ridley’s Estate (Estate), and Riverview Community Bank

(Riverview). Because the nonprobate assets in dispute were not in the Estate or under its control,

1 Ch. 11.96A RCW. 47536-7-II / 47403-4-II

and because Riverview has statutory immunity, we affirm the trial court. We also award attorney

fees to Carver, as PR of the Estate, and Riverview.

FACTS

After immigrating to this country from Cambodia, Prom and her sister, Jenna Suy, 2

developed and maintained a 30-year, family-like relationship with Ridley and his wife. Ridley’s

wife passed away in 2009. In May 2012, Ridley became terminally ill and required constant care.

Suy and Prom both provided care for him.

As part of his estate planning, Ridley met with his attorney, Sam Gunn. Gunn prepared a

last will and testament and set up a revocable living trust agreement for Ridley. Philip Carver was

named both the PR for the Estate and the trustee for the trust.3

On June 29, 2012, Ridley asked his longtime banker from Riverview, Collette Tynan, to

come to his house to prepare a payable on death (POD) agreement for his checking account. Gunn

was also at the house. Initially, Ridley indicated he wanted two beneficiaries: Prom and Suy.

Prom said she heard Ridley tell Gunn and Tynan that he wanted Prom and Suy to share the

$500,000 in his checking account. Ridley told Tynan they did not need to execute the POD

designation that day and to come back after the weekend. Tynan’s assistant created a POD

agreement that listed both Prom and Suy as beneficiaries. Tynan asked Prom for her social security

number and driver’s license; however, Prom did not know whether the POD designation form

included her name. She never saw an account record with her name on it. Ridley may or may not

have signed this document.

2 Prom’s lawsuit also names Suy and her marital community as defendants; however, neither is a party in this appeal. 3 Prom’s lawsuit only involves the Estate. It does not involve the trust.

2 47536-7-II / 47403-4-II

On July 2, Tynan returned to Ridley’s house with a prepared POD agreement for Ridley’s

signature. In front of Tynan, Suy told Ridley that he should make her the sole beneficiary because

Prom “will not be able to make the money grow” and Suy “will take care of [Prom].” Clerk’s

Papers (CP) at 263, 262. Ridley asked Tynan to create a POD beneficiary account that listed Suy

as the sole beneficiary. Tynan did not remember the details of the conversation, but she moved

closer to Ridley to independently talk to him. She verified that he wanted one beneficiary on the

account. As a result, Tynan shredded the prior document and created a new version per Ridley’s

request. Ridley signed the newly prepared POD beneficiary document and gave it to Tynan. On

this same date, Ridley transferred $569,000 from his checking account into the trust.

Ridley continued to write checks from his checking account. He eventually overdrew the

account and approved a transfer of $200,000 from the trust back into the checking account. Gunn

and a bank employee made this suggestion to Ridley. Gunn did not know there was a POD

designation on the checking account. After the checks cleared, Gunn asked Ridley if he wanted

to transfer more money into the checking account from the trust. Ridley refused and wanted to

leave everything the way it was.

After Ridley died on July 8, Riverview paid Suy $139,865.89, the balance of Ridley’s

checking account per the POD agreement.

I. PROCEDURAL HISTORY

On December 20, 2013, Prom filed a TEDRA petition for an award of nonprobate assets

and a determination of rights against Suy, Suy’s husband, their marital community, Carver, and

Riverview. Prom alleged many different causes of action. As relevant to this case, she claimed

3 47536-7-II / 47403-4-II

Suy unduly influenced Ridley into naming Suy the sole beneficiary of the POD account. Prom

sought half of the proceeds from the account per Ridley’s original direction. Prom sought to

rescind the POD agreement, and recover the funds transferred from the checking account to the

trust.

II. SUMMARY JUDGMENT

On September 10, 2014, Carver moved for summary judgment. He argued that all of

Prom’s claims should be dismissed against him because she had no “admissible evidence” to

support her claims. CP at 90. He argued that Prom’s assertion that Ridley promised to make her

a beneficiary of the POD account was barred by the “Deadman Statute.”4 CP at 88. On September

25, Riverview joined Carver’s motion.

On September 29, Prom filed a lengthy response in opposition to the motion for summary

judgment and Riverview’s joinder. She filed over 400 pages of documents. She argued genuine

disputes of material fact existed. She also argued admissible evidence existed. In support of her

response, Prom included receipts of deposits for Ridley’s checking account, his agreement to

establish a revocation living trust, the POD agreement with Suy listed as the beneficiary, a bank

statement of the checking account, e-mails from Gunn, and a handwritten letter by Suy to the trial

court.5

4 RCW 5.60.030. 5 Prom also provided the deposition testimony of Suy, Gunn, Tynan, Val Berrissoul, and Jennifer Konopasek, another Riverview employee, as support. Prom’s and Gunn’s deposition testimonies were the same testimony included in the motion for summary judgment. Konopasek testified that if a signature was missing, an account agreement would be invalid.

4 47536-7-II / 47403-4-II

Riverview replied to Prom’s arguments and claimed insufficient evidence supported her

contentions or claims. It noted that when Ridley passed away, Prom was not a beneficiary on the

POD account, and that Riverview could not be liable under RCW 30.22.120.6

Carver also replied and argued that Prom had not shown a viable action against the Estate

because she had not shown that there was undue influence, that she was the beneficiary of the POD

account when Ridley died, or that the Estate had control or possession of the disputed money when

Ridley died.

On November 10, 2014, the trial court heard arguments on the summary judgment motion.

The trial court granted Carver’s and Riverview’s motion for summary judgment. It subsequently

entered written orders.

III. MOTION FOR RECONSIDERATION

On December 22, 2014, Prom filed a motion for reconsideration of the trial court’s order

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