In Re Swervepay Acquisition, LLC

Court of Chancery of Delaware·Decided July 30, 2026·No. C.A. No. 2021-0447-KSJM·Published

Opinion

IN THE COURT OF CHANCERY OF THE STATE OF DELAWARE

IN RE SWERVEPAY ) Consolidated C.A. No. ACQUISITION, LLC ) 2021-0447-KSJM

POST-TRIAL MEMORANDUM OPINION ADDRESSING LACHES

Date Submitted: July 10, 2025 Date Decided: July 30, 2026

Peter J. Walsh, Jr., Nicholas D. Mozal, Ryan M. Crowley, POTTER ANDERSON & CORROON LLP, Wilmington, Delaware; Orion Armon, COOLEY LLP, Denver, Colorado; Luke Cadigan, Timothy Cook, COOLEY LLP, Boston, Massachusetts; Caroline Pignatelli, Alessandra Rafalson, Katelyn Kang, COOLEY LLP, New York, New York; Matthew Martinez, COOLEY LLP, San Diego, California; Bradley Levison, Carrie A. Herschman, HERSCHMAN LEVISON PLLC, Chicago, Illinois; Counsel for SPOSC Investment Holdings, LLC, Jaeme Adams, Katrina Adams, and Christopher Hamilton.

A. Thompson Bayliss, Caleb Theriot, ABRAMS & BAYLISS LLP, Wilmington, Delaware; Jay P. Lefkowitz, Dan Cellucci, Mary T. Reale, Amal El Bakhar, KIRKLAND & ELLIS LLP, New York, New York; Anna Rotman, KIRKLAND & ELLIS LLP, Houston, Texas; Jeremy Fielding, KIRKLAND & ELLIS LLP, Dallas, Texas; Counsel for OSC Investment, L.P., OSC Investment GP, LLC, New Mountain Capital, LLC, New Mountain Partners V, L.P., New Mountain Investments V, LLC, BSIP OS, LLC, Eir Partners LLC, and Robert Wechsler.

McCORMICK, C. This is the second post-trial decision issued in litigation arising from OSC

Investment, L.P.’s acquisition of SwervePay, LLC (“Legacy SwervePay”).1 In post-

trial briefing, each side argues that aspects of the other’s complaint are time-barred.

Buyers seek dismissal of Sellers’ claims against a group of defendants first added in

their first amended complaint—New Mountain Partners V, L.P. (“Fund V LP”), New

Mountain Investments V, LLC (“Fund V GP”), BSIP OS, LLC, and Eir Partners LLC

(collectively, the “Newly Added Defendants”).2 Sellers seek dismissal of Buyers’ sole

remaining claim for fraud based on misrepresentations concerning SwervePay’s

contract with Worldpay LLC (the “Worldpay Contract”), which was first mentioned

in Buyers’ second amended complaint.3 The court agrees with both sides. This

decision dismisses Sellers’ claims against the Newly Added Defendants and Buyers’

sole remaining claim against Sellers.

1 This opinion refers to OSC Investment, L.P.; OSC Investment GP, LLC; New Mountain Capital, LLC; New Mountain Partners V, L.P.; New Mountain Investments V, LLC; BSIP OS, LLC; Eir Partners LLC; SwervePay Holdings, LLC; OSC Payments, Inc.; and Robert Wechsler collectively as “Buyers” and to SPOSC Investment Holdings, LLC; Jaeme Adams; Katrina Adams; and Christopher Hamilton collectively as “Sellers.” This opinion cites to: C.A. No. 2021-0447-KSJM docket entries (by docket “Dkt.” number); trial exhibits (by “JX-” number); the trial transcript, Dkts. 611–14, 626 (“Trial Tr.”); and stipulated facts in Section II of the Parties’ Stipulation and Pre-Trial Order, Dkt. 584 (“PTO”). Before the acquisition, Legacy SwervePay owned the SwervePay business. PTO ¶¶ 1, 55–56. Legacy SwervePay changed its name to SPOSC Investment Holdings, LLC on February 26, 2020. Id. ¶ 55. An entity called SwervePay Acquisition, LLC (“New SwervePay”) then acquired the business from Legacy SwervePay. Id. ¶ 81. New SwervePay changed its name to SwervePay, LLC on April 8, 2020. Id. For simplicity, this decision refers to the business and its operations generally as “SwervePay.” 2 Dkt. 637 (“Buyers’ Post-Trial Opening Br.”) at 90–92.

3 Dkt. 639 (“Sellers’ Post-Trial Reply Br.”) at 89–90. I. LEGAL ANALYSIS

The equitable doctrine of laches derives from the maxim that “equity aids the

vigilant, not those who slumber on their rights.”4 Claims filed after the applicable

limitations period are “considered presumptively untimely, and . . . barred under

laches” unless a tolling doctrine applies or the claims relate back to a timely filed

claim.5 Thus, “the court may dismiss a [claim] on grounds of laches if ‘it is clear . . .

that an affirmative defense exists and that the plaintiff can prove no set of facts to

avoid it.’”6

The first step in a laches analysis is determining when the claim accrued. 7 A

claim accrues “at the time of the wrongful act, even if the plaintiff is ignorant of the

cause of action.”8 “For tort claims, . . . the wrongful act occurs at the time of injury.”9

Accrual occurs at the moment any harm—however minor—results from the alleged

wrongful conduct, irrespective of the plaintiff’s awareness.10

4 Reid v. Spazio, 970 A.2d 176, 182 (Del. 2009) (quoting 2 Pomeroy’s Equity Jurisprudence §§ 418, 419 (5th ed. 1941)). 5 In re Ebix, Inc. S’holder Litig., 2014 WL 3696655, at *8 (Del. Ch. July 24, 2014).

6 Bocock v. INNOVATE Corp., 2022 WL 15800273, at *11 (Del. Ch. Oct. 28, 2022)

(quoting Reid, 970 A.2d at 183). 7 Largo Legacy Gp., LLC v. Charles, 2021 WL 2692426, at *9 (Del. Ch. June 30, 2021)

(“The statute of limitations begins to run at the time that the cause of action accrues[.]”) (quoting In re Tyson Foods, Inc. Consol. S’holder Litig., 919 A.2d 563, 584 (Del. Ch. 2007)). 8 Wal-Mart Stores, Inc. v. AIG Life Ins. Co., 860 A.2d 312, 319 (Del. 2004).

9 ISN Software Corp. v. Richards, Layton & Finger, P.A., 226 A.3d 727, 732 (Del.

2020). 10 Id. at 732–33.

2 A. Sellers’ Claims Against The Newly Added Defendants

Sellers first named the Newly Added Defendants as defendants in their

Amended Complaint filed on October 4, 2023.11 The Newly Added Defendants face

claims of fraudulent inducement and conspiracy to commit fraud. Claims sounding

in fraud have a three-year statute of limitations under Delaware law,12 as do claims

for civil conspiracy.13

Sellers based their fraudulent inducement claims against the Newly Added

Defendants on an email that New Mountain Capital’s Michael Oshinsky sent to

Jaeme Adams14 on February 8, 2020 (the “February 8 Email”)15 representing that

Ontario Systems, LLC (“Ontario”) had $34 billion in payments volume. So the fraud

claims accrued on February 8, 2020. Sellers predicate their claim of civil conspiracy

on the fraud claims.16 Sellers’ claim of civil conspiracy therefore also accrued on

February 8, 2020.

11 Compare Dkt. 238 (“Sellers’ Am. Compl.”), with Dkt. 1 (“Sellers’ Original Compl.”).

Sellers included the Newly Added Defendants again in their Second Amended Complaint. Dkt. 325 (“Sellers’ Second Am. Compl.”). 12 10 Del. C. § 8106; Winklevoss Cap. Fund, LLC v. Shaw, 2019 WL 994534, at *5

(Del. Ch. Mar. 1, 2019). 13 Atlantis Plastics Corp. v. Sammons, 558 A.2d 1062, 1064 (Del. Ch. 1989).

14 This decision refers to Jaeme Adams by his first name to distinguish him from his

spouse, Katrina Adams. The court intends no familiarity or disrespect. 15 See Buyers’ Post-Trial Opening Br. at 90–91; JX-685.

16 Buyers’ Post-Trial Opening Br. at 90–91.

3 Sellers do not dispute that the claims accrued on February 8, 2020.17 Thus,

under a three-year statute of limitations, Sellers’ claims against the Newly Added

Defendants are time-barred unless they relate back under Court of Chancery Rule

15(c) or were tolled. Sellers bear the burden of proving both theories.18

1. Relation Back

Sellers argue that the statute of limitations does not apply to their Amended

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