In Re State Farm Mutual Automobile Insurance Company v. the State of Texas

CourtCourt of Appeals of Texas
DecidedFebruary 26, 2025
Docket13-24-00162-CV
StatusPublished

This text of In Re State Farm Mutual Automobile Insurance Company v. the State of Texas (In Re State Farm Mutual Automobile Insurance Company v. the State of Texas) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In Re State Farm Mutual Automobile Insurance Company v. the State of Texas, (Tex. Ct. App. 2025).

Opinion

NUMBER 13-24-00162-CV

COURT OF APPEALS

THIRTEENTH DISTRICT OF TEXAS

CORPUS CHRISTI – EDINBURG

IN RE STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY

ON PETITION FOR WRIT OF MANDAMUS

MEMORANDUM OPINION

Before Chief Justice Tijerina and Justices Silva and West Memorandum Opinion by Justice West

By petition for writ of mandamus, relator State Farm Mutual Automobile Insurance

Company (State Farm) contends that the trial court 1 abused its discretion by granting a

new trial in a case involving underinsured motorist benefits. Prior to trial, State Farm’s

counsel represented to the trial court that there would be a bifurcated second part of trial

1 This original proceeding arises from trial court cause number 2020-DCL-01830 in the 197th

District Court of Cameron County, Texas; however, the respondent who issued the challenged order is the Honorable Ricardo M. Adobbati. See TEX. R. APP. P. 52.2. regarding attorney’s fees, “[b]ut in terms of what the jury is going to see and hear evidence

of is going to be negligence and injuries, if any, stemming from the accident.” Thereafter,

real party in interest Tita G. Teran submitted liability and damage issues regarding her

underinsured motorist claim against State Farm to a jury, which found in Teran’s favor.

The jury was discharged and Teran later filed a motion requesting the trial court to award

her attorney’s fees. State Farm opposed Teran’s motion and argued that she had waived

the recovery of attorney’s fees because she did not submit that issue to the jury. The trial

court concluded that “[t]he only way to fairly address the concerns of both sides is for a

new jury to hear the case.” We conditionally grant the petition for writ of mandamus in

part and deny in part.

I. BACKGROUND

Teran filed suit against State Farm for declaratory relief and damages regarding

the parties’ rights and obligations under her automobile insurance policy. Teran alleged

that she was involved in a motor vehicle accident with Olivia Lara Galvan, that Galvan

was at fault and was underinsured, and that Teran suffered personal injuries and other

damages from the collision. Teran thus sought declarations that under her insurance

policy, she was a “covered person,” Galvan was an “underinsured motorist,” the collision

was an “accident,” and State Farm was “obligated to pay the full amount” of her

underinsured motorist coverage, plus attorney’s fees and costs, because she was “legally

entitled to recover this amount” from Galvan because of Galvan’s negligence.

Teran settled her claims against Galvan for Galvan’s policy limits of $30,000, and

State Farm paid Teran $2,500 in personal injury protection benefits. Her claims against

2 State Farm were set for a jury trial. Prior to the trial, State Farm filed “Judicial Admissions”

in which it stipulated, among other things, that it was entitled to a credit for $32,500 and

that:

[T]he only provisions of the Policy with which [Teran] has not yet complied is: (1) she has not shown the specific amount of damages she is legally entitled to recover, if any, from [Galvan] as a result of the automobile accident on or about February 14, 2019, or (2) that [Galvan] was driving an “Uninsured Motor Vehicle” at the time of the accident, as that term is defined under “Uninsured/Underinsured Motorists Coverage” of policy number 171 9314-B19-53K.

In pretrial proceedings, the parties presented argument regarding the nature of the

case and the extent to which testimony regarding insurance would be allowed. Teran’s

counsel contended that she should be allowed to argue that State Farm did not want to

pay for her damages and that it was error to “mislead the jury about who the actual

[defendant] in the case is.” State Farm asserted, in contrast, that the trial court should

exclude argument and evidence regarding the claims process and policy matters because

the only relevant issues were whether Galvan was negligent and the amount of Teran’s

damages, if any. State Farm supported its argument by reference to the process in which

underinsured motorist cases are severed or bifurcated such that an initial proceeding

establishes the liability and underinsured status of the motorist, and a second proceeding

addresses contractual and extracontractual claims. See, e.g., In re State Farm Mut. Auto.

Ins., 629 S.W.3d 866, 870 (Tex. 2021) (orig. proceeding) (concluding that bifurcation

rather than severance was the appropriate remedy where the plaintiff sought only

extracontractual claims); see also In re Allstate Fire and Cas. Ins., No. 03-21-00515-CV,

2022 WL 120263, at *3 (Tex. App.—Austin Jan. 12, 2022, orig. proceeding) (mem. op.)

3 (distinguishing State Farm and holding that “[s]everance and abatement is appropriate

when . . . an insured seeks a determination as to entitlement to [underinsured motorist]

benefits and also brings extracontractual claims against the insured”). State Farm’s

counsel discussed his experience trying other underinsured motorist cases, and stated

[W]hen we have had these trials, the issue for the jury to consider and the only things that the jury is going to get back in the jury charge are the negligence questions and then the damages questions, your Honor.

Now I know this is different because we have a [declaratory relief] action. [Teran’s counsel] and I talked about having a bifurcated second part about the [attorney’s] fees that have recently come up. But in terms of what the jury is going to see and hear evidence of is going to be negligence and injuries, if any, stemming from the accident.

(Emphasis added). Teran’s counsel ultimately agreed that she would not be discussing

insurance claim violations at trial but instead intended to show that State Farm denied

that Galvan was negligent, Teran suffered severe injuries, and that Teran’s medical bills

were reasonable.

The case was submitted to a jury, which found that Galvan was negligent, Teran

was not, and Teran should be awarded $33,369 for her injuries. The charge submitted to

the jury did not include a question about attorney’s fees. Following trial, the jury was

discharged without objection.

After trial, Teran filed a “Motion for Award of Attorney’s Fees and For Evidentiary

Hearing.” She requested the trial court to award her attorney’s fees in connection with her

lawsuit under § 37.009 of the Texas Civil Practice and Remedies Code and to hold a

hearing to determine the amount of attorney’s fees, if any, to be awarded. See TEX. CIV.

4 PRAC. & REM. CODE ANN. § 37.009 (“In any proceeding under this chapter, the court may

award costs and reasonable and necessary attorney’s fees as are equitable and just.”);

Sealy Emergency Room, L.L.C. v. Free Standing Emergency Room Managers of Am.,

L.L.C., 685 S.W.3d 816, 825–26 (Tex. 2024). State Farm filed a verified “Response to

Plaintiff’s Motion for Award of Attorney’s Fees and for Evidentiary Hearing” asserting that

it owed Teran only $869 after its credits were applied, and that Teran had rejected its offer

to settle her claims for $7,500. State Farm thus argued that it was effectively “the

prevailing party” and an award of attorney’s fees would be neither equitable nor just. State

Farm further asserted that “[w]hile the parties agreed to bifurcate the issue, the jury was

discharged before they could consider the reasonableness of fees”; thus, Teran waived

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