in Re National Lloyds Insurance Company

Court of Appeals of Texas·Decided August 27, 2015·No. 13-15-00390-CV·Published

Opinion

▼ ◆ ❖ € ◗ ❘ ❙ ❚ ❯ € ❱ ◆ ◆ ❲ ❳ ❯ ◆ ❖ ❨

❩ ❬ ❭ ❬ ❪ ❫ ❴ ❵ ❛ ❜ ❛ ❪ ❜ ❪ ❫ ❝ ❞

13-15-00390-CV ❡ ❯ ❨ ❱ ◆ ❢ ❙ ❣ ❙ ❤ ❚ ◗ ❲ ✐ ❯ ❥ ◗ ❘ ❯ € ◗ ❣ ◆ ❖ ❘ ❦ ❥

❧ ❖ ♠ ❯ ❖ ♥ ❖ ❨ ♦ ❲ ◆ ❖ q ❯ ❥ ♦ ❙ ❚ ❯ ◆ ◆ ❱ ❜ ♣

✂ ✄ ☎ ✆ ✝ ✞ ✟ ✠ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ✡

✄ ☛ ☞ ☎ ✝ ✌ ✌ ✟ ✍ ✎ ✟ ✏ ✝ ✍ ✄ ✞ ✑ ✄ ✆ ✆ ✟ ✂ ✒ ✄ ✓ ✝ ✆ ✍ ✔ ✒ ✞ ✓ ✎ ✝ ✑ ✒ ✆ ✓ ☛ ✒ ✂ ✓ ✂ ✟ ☎ ☛ ✓ ✟ ✕

✏ ✌ ✌ ✂ ✍ ✒ ✞ ✑ ✒ ✖ ✒ ✑ ☎ ✄ ✌ ✌ ✗ ✄ ✞ ✑ ✟ ✞ ✔

FILED IN 13th COURT OF APPEALS CORPUS CHRISTI/EDINBURG, TEXAS ✝ ✎ ✄ ✌ ✕ ✟ ✕ ✄ ✌ ✌ ✔

✟ ✓ ✎ ✝ ☛ ✆ ✆ ✒ ✙ ✒ ✌ ✄ ☛ ✌ ✗ ✆ ✒ ✓ ☎ ✄ ✓ ✝ ✑ ✍ ✔

✏ ✚ ✛ ✜ ✢ ✣ ✜ ✤ ✤ ✍ ✔ 8/27/2015 2:15:06 PM CECILE FOY GSANGER Clerk ✔ ✎ ✒ ✑ ✄ ✌ ☞ ✟ ✂ ✟ ☎ ✞ ✓ ✗ ✍ ✓ ✝ ✥ ✄ ✆

✖ ✆ ✠ ✔

✞ ✄ ✓ ✒ ✟ ✞ ✄ ✌ ✌ ✌ ✟ ✗ ✑ ✆ ✒ ✞ ✆ ☎ ☛ ✄ ✞ ✂ ✝ ✔

✂ ✟ ✙ ✏ ✄ ✞ ✗ ✍ ✔

✑ ✦ ✤ ✦ ✢ ✧ ✛ ✢ ✣ ✠ ✔ ✡ ✡ ✡ ✡ ✡ ✡ ✡ ★ ☎ ✑ ✒ ✂ ✒ ✄ ✌ ✑ ✒ ✆ ✓ ☛ ✒ ✂ ✓

✩ ✪ ✫ ✬ ✭ ✮ ✬ ✯ ✯ ✰ ✱ ✲ ✪ ✫ ✱ ✱ ✫ ✲ ✮ ✬ ✳ ✭ ✩ ✴ ✮ ✬ ✮ ✬ ✳ ✭

✓ ✟ ✓ ✎ ✝ ✎ ✟ ✞ ✟ ☛ ✄ ✌ ✝ ★ ☎ ✑ ☞ ✝ ✵

✂ ✟ ✙ ✝ ✆ ✞ ✟ ✶ ✍ ✄ ✷ ✸ ✹ ✦ ✚ ✚ ✺ ✍ ✎ ✺ ✻ ✦ ✍ ✛ ✢ ✧ ✄ ✼ ✼ ✺ ✽ ✜ ✛ ✣ ✦ ✼ ✍ ✏ ✌ ✌ ✂ ✾ ✿ ✏ ✚ ✛ ✜ ✢ ✣ ✜ ✤ ✤ ❀ ✺ ✷ ✿ ✄ ✷ ✸ ✹ ✦ ✚ ✚ ✺ ❀ ❁ ✍

✜ ✢ ✧ ✜ ❂ ✜ ✧ ✹ ✛ ✚ ✚ ❃ ✛ ✢ ✧ ✺ ✢ ❄ ✦ ❅ ✛ ✚ ✤ ✺ ✤ ✛ ✚ ✚ ✺ ✣ ❅ ✦ ✷ ✼ ✼ ✜ ❆ ✜ ✚ ✛ ✷ ✚ ❃ ✼ ✜ ✣ ✹ ✛ ✣ ✦ ✧ ✾ ✿ ✂ ✚ ✛ ✼ ✼ ✙ ✦ ❆ ❄ ✦ ✷ ✼ ❀ ❁ ✍ ❄ ❃ ✛ ✢ ✧ ✣ ❅ ✷ ✺ ✹ ✸ ❅ ✣ ❅ ✦

✹ ✢ ✧ ✦ ✷ ✼ ✜ ✸ ✢ ✦ ✧ ✽ ✺ ✹ ✢ ✼ ✦ ✚ ✍ ✛ ✢ ✧ ❄ ✷ ✜ ✢ ✸ ✼ ✣ ❅ ✜ ✼ ✛ ✽ ✣ ✜ ✺ ✢ ✛ ✸ ✛ ✜ ✢ ✼ ✣ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✒ ✢ ✼ ✹ ✷ ✛ ✢ ✽ ✦ ✂ ✺ ❆ ✻ ✛ ✢ ❃

✾ ✿ ✑ ✦ ✤ ✦ ✢ ✧ ✛ ✢ ✣ ❀ ✺ ✷ ✿ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ❀ ❁ ✠ ✏ ✚ ✛ ✜ ✢ ✣ ✜ ✤ ✤ ✤ ✜ ✚ ✦ ✼ ✣ ❅ ✜ ✼ ✂ ✚ ✛ ✼ ✼ ✄ ✽ ✣ ✜ ✺ ✢ ✏ ✦ ✣ ✜ ✣ ✜ ✺ ✢ ✍ ✛ ✢ ✧ ✷ ✦ ✼ ✻ ✦ ✽ ✣ ✤ ✹ ✚ ✚ ❃

✼ ❅ ✺ ❇ ✼ ✣ ❅ ✜ ✼ ✎ ✺ ✢ ✺ ✷ ✛ ❄ ✚ ✦ ✂ ✺ ✹ ✷ ✣ ✣ ❅ ✦ ✤ ✺ ✚ ✚ ✺ ❇ ✜ ✢ ✸ ✵

✬ ❈ ✬ ✭ ✮ ❉ ✳ ❊ ❋ ✲ ✮ ✬ ✳ ✭

● ✠ ✓ ❅ ✜ ✼ ✽ ✚ ✛ ✼ ✼ ✛ ✽ ✣ ✜ ✺ ✢ ✼ ✹ ✜ ✣ ✽ ✺ ✢ ✽ ✦ ✷ ✢ ✼ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ❍ ✜ ✢ ✣ ✦ ✢ ✣ ✜ ✺ ✢ ✛ ✚ ✍ ✣ ✺ ✷ ✣ ✜ ✺ ✹ ✼ ✜ ✢ ✣ ✦ ✷ ✤ ✦ ✷ ✦ ✢ ✽ ✦

❇ ✜ ✣ ❅ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ❏ ✽ ✚ ✜ ✦ ✢ ✣ ✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✛ ✣ ✜ ✺ ✢ ✛ ✸ ✷ ✦ ✦ ❆ ✦ ✢ ✣ ✼ ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✷ ✦ ❑ ✹ ✦ ✼ ✣ ✦ ✧ ✛ ✢ ✧

✜ ✢ ✼ ✣ ✷ ✹ ✽ ✣ ✦ ✧ ✜ ✣ ✼ ✛ ✸ ✦ ✢ ✣ ✼ ✣ ✺ ✛ ✻ ✻ ✷ ✺ ✛ ✽ ❅ ✜ ✢ ✧ ✜ ❂ ✜ ✧ ✹ ✛ ✚ ✼ ✍ ❇ ❅ ✜ ✽ ❅ ✜ ✣ ▲ ✢ ✦ ❇ ✣ ✺ ❄ ✦ ✻ ✛ ✷ ✣ ✜ ✦ ✼ ✣ ✺ ✛ ✢ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸

✽ ✺ ✢ ✣ ✷ ✛ ✽ ✣ ✹ ✛ ✚ ✷ ✦ ✚ ✛ ✣ ✜ ✺ ✢ ✼ ❅ ✜ ✻ ❇ ✜ ✣ ❅ ✛ ✢ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✍ ✛ ✢ ✧ ✦ ✢ ✣ ✜ ✽ ✦ ✣ ❅ ✺ ✼ ✦ ✜ ✢ ✧ ✜ ❂ ✜ ✧ ✹ ✛ ✚ ✼ ✣ ✺ ❄ ✷ ✦ ✛ ✽ ❅ ✣ ❅ ✦ ✽ ✺ ✢ ✣ ✷ ✛ ✽ ✣ ✹ ✛ ✚

✷ ✦ ✚ ✛ ✣ ✜ ✺ ✢ ✼ ❅ ✜ ✻ ❇ ✜ ✣ ❅ ✣ ❅ ✦ ✜ ✷ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✜ ✢ ✣ ✦ ✷ ✤ ✦ ✷ ✦ ✧ ❇ ✜ ✣ ❅ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✛ ✣ ✜ ✺ ✢

✛ ✸ ✷ ✦ ✦ ❆ ✦ ✢ ✣ ✼ ✜ ✢ ✺ ✷ ✧ ✦ ✷ ✣ ✺ ✤ ✹ ✷ ✣ ❅ ✦ ✷ ✜ ✣ ✼ ✺ ❇ ✢ ✤ ✜ ✢ ✛ ✢ ✽ ✜ ✛ ✚ ✜ ✢ ✣ ✦ ✷ ✦ ✼ ✣ ✼ ❄ ❃ ✺ ❄ ✣ ✛ ✜ ✢ ✜ ✢ ✸ ✚ ✺ ❇ ✦ ✷ ❂ ✛ ✚ ✹ ✦ ✼ ✦ ✣ ✣ ✚ ✦ ❆ ✦ ✢ ✣ ✼ ✺ ✤

✦ ■ ✜ ✼ ✣ ✜ ✢ ✸ ✚ ✦ ✸ ✛ ✚ ✽ ✚ ✛ ✜ ❆ ✼ ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✜ ✢ ✼ ✣ ✷ ✹ ✽ ✣ ✦ ✧ ✜ ✣ ✼ ✛ ✸ ✦ ✢ ✣ ✼ ✣ ✺ ✹ ✼ ✦ ❆ ✺ ✢ ✦ ✣ ✛ ✷ ❃ ✺ ✤ ✤ ✦ ✷ ✼ ✛ ✢ ✧ ✻ ✷ ✺ ❆ ✜ ✼ ✦ ✼

R.0001 ▼ ◆ ❖ € ◗ ❘ ❙ ❚ ❯ € ❱ ◆ ◆ ❲ ❳ ❯ ◆ ❖ ❨

❡ ❯ ❨ ❱ ◆ ❢ ❙ ❣ ❙ ❤ ❚ ◗ ❲ ✐ ❯ ❥ ◗ ❘ ❯ € ◗ ❣ ◆ ❖ ❘ ❦ ❥

✺ ✤ ✽ ✚ ✛ ✜ ❆ ✼ ✦ ✣ ✣ ✚ ✦ ❆ ✦ ✢ ✣ ✜ ✢ ✦ ■ ✽ ❅ ✛ ✢ ✸ ✦ ✤ ✺ ✷ ✣ ❅ ✦ ✻ ✺ ✚ ✜ ✽ ❃ ❅ ✺ ✚ ✧ ✦ ✷ ❍ ✼ ✛ ✸ ✷ ✦ ✦ ❆ ✦ ✢ ✣ ✣ ✺ ✣ ✦ ✷ ❆ ✜ ✢ ✛ ✣ ✦ ❅ ✜ ✼ ✺ ✷ ❅ ✦ ✷ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃

✜ ✢ ✧ ✜ ✷ ✦ ✽ ✣ ❂ ✜ ✺ ✚ ✛ ✣ ✜ ✺ ✢ ✺ ✤ ✣ ❅ ✦ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✛ ✣ ✜ ✺ ✢ ✛ ✸ ✷ ✦ ✦ ❆ ✦ ✢ ✣ ✼ ✠

s ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✤ ✛ ✜ ✚ ✦ ✧ ✣ ✺ ✜ ✢ ✤ ✺ ✷ ❆ ✣ ❅ ✦ ✜ ✢ ✧ ✜ ❂ ✜ ✧ ✹ ✛ ✚ ✼ ✣ ❅ ✛ ✣ ✜ ✣ ✼ ✺ ✚ ✜ ✽ ✜ ✣ ✦ ✧ ✣ ✺ ❂ ✜ ✺ ✚ ✛ ✣ ✦ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸

✽ ✺ ✢ ✣ ✷ ✛ ✽ ✣ ✼ ✣ ❅ ✛ ✣ ✣ ❅ ✦ ❃ ❆ ✛ ❃ ✷ ✦ ❆ ✛ ✜ ✢ ✚ ✜ ✛ ❄ ✚ ✦ ✣ ✺ ✣ ❅ ✦ ✜ ✷ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✼ ✤ ✺ ✷ ✦ ■ ✻ ✦ ✢ ✼ ✦ ✼ ✜ ✢ ✽ ✹ ✷ ✷ ✦ ✧ ✛ ✢ ✧ t ✺ ✷ ✣ ❅ ✦ ❂ ✛ ✚ ✹ ✦ ✺ ✤

✚ ✦ ✸ ✛ ✚ ✼ ✦ ✷ ❂ ✜ ✽ ✦ ✼ ✷ ✦ ✢ ✧ ✦ ✷ ✦ ✧ ✹ ✻ ✣ ✺ ✣ ❅ ✦ ✻ ✺ ✜ ✢ ✣ ✺ ✤ ✣ ❅ ✜ ✼ ✹ ✢ ✚ ✛ ❇ ✤ ✹ ✚ ✣ ✦ ✷ ❆ ✜ ✢ ✛ ✣ ✜ ✺ ✢ ✺ ✤ ✣ ❅ ✦ ✽ ✺ ✢ ✣ ✷ ✛ ✽ ✣ ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚

✌ ✚ ✺ ❃ ✧ ✼ ✛ ✽ ✣ ✦ ✧ ❇ ✜ ✣ ❅ ✽ ✺ ❆ ✻ ✚ ✦ ✣ ✦ ✧ ✜ ✼ ✷ ✦ ✸ ✛ ✷ ✧ ✤ ✺ ✷ ✣ ❅ ✦ ✽ ✺ ✢ ✼ ✦ ❑ ✹ ✦ ✢ ✽ ✦ ✼ ✤ ✛ ✽ ✦ ✧ ❄ ❃ ✣ ❅ ✦ ✜ ✢ ✧ ✜ ❂ ✜ ✧ ✹ ✛ ✚ ✼ ✜ ✣ ✜ ✚ ✚ ✦ ✸ ✛ ✚ ✚ ❃

✼ ✺ ✚ ✜ ✽ ✜ ✣ ✦ ✧ ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ❍ ✼ ✺ ✚ ✦ ✧ ✦ ✼ ✜ ✷ ✦ ❇ ✛ ✼ ✣ ✺ ✣ ✦ ✷ ❆ ✜ ✢ ✛ ✣ ✦ ✣ ❅ ✦ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ❏ ✽ ✚ ✜ ✦ ✢ ✣ ✷ ✦ ✚ ✛ ✣ ✜ ✺ ✢ ✼ ❅ ✜ ✻

✼ ✺ ✣ ❅ ✛ ✣ ✜ ✣ ✽ ✺ ✹ ✚ ✧ ✺ ❄ ✣ ✛ ✜ ✢ ✛ ✚ ✺ ❇ ✦ ✷ ✼ ✦ ✣ ✣ ✚ ✦ ❆ ✦ ✢ ✣ ✺ ✤ ✻ ✺ ✚ ✜ ✽ ❃ ❅ ✺ ✚ ✧ ✦ ✷ ✼ ❍ ✽ ✚ ✛ ✜ ❆ ✼ ✠

✉ ✠ ✓ ❅ ✜ ✼ ✽ ✺ ✹ ✷ ✼ ✦ ✺ ✤ ✛ ✽ ✣ ✜ ✺ ✢ ❄ ❃ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ❇ ✛ ✼ ✢ ✺ ✣ ✛ ✢ ✜ ✼ ✺ ✚ ✛ ✣ ✦ ✧ ✦ ❂ ✦ ✢ ✣ ✍ ❄ ✹ ✣ ✷ ✛ ✣ ❅ ✦ ✷ ✛

✼ ❃ ✼ ✣ ✦ ❆ ✛ ✣ ✜ ✽ ✛ ✢ ✧ ❇ ✜ ✧ ✦ ✼ ✻ ✷ ✦ ✛ ✧ ✽ ✛ ❆ ✻ ✛ ✜ ✸ ✢ ✣ ✺ ✦ ✢ ✣ ✜ ✽ ✦ ✢ ✹ ❆ ✦ ✷ ✺ ✹ ✼ ✻ ✺ ✚ ✜ ✽ ❃ ❅ ✺ ✚ ✧ ✦ ✷ ✼ ✣ ✺ ❄ ✷ ✦ ✛ ✽ ❅ ✣ ❅ ✦ ✜ ✷ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃

✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✛ ✣ ✜ ✺ ✢ ✽ ✺ ✢ ✣ ✷ ✛ ✽ ✣ ✼ ✤ ✺ ✷ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ❍ ❄ ✦ ✢ ✦ ✤ ✜ ✣ ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✣ ✺ ✺ ▲ ✣ ❅ ✦ ✼ ✦ ✛ ✽ ✣ ✜ ✺ ✢ ✼

❄ ✦ ✽ ✛ ✹ ✼ ✦ ✻ ✦ ✷ ✼ ✺ ✢ ✼ ❇ ❅ ✺ ✛ ✷ ✦ ✢ ✺ ✣ ✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✦ ✧ ❄ ❃ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✼ ✛ ✷ ✦ ✺ ✤ ✣ ✦ ✢ ❆ ✺ ✷ ✦ ✦ ✛ ✼ ✜ ✚ ❃ ❄ ✹ ✚ ✚ ✜ ✦ ✧ ✛ ✢ ✧

✜ ✢ ✣ ✜ ❆ ✜ ✧ ✛ ✣ ✦ ✧ ✜ ✢ ✣ ✺ ✛ ✽ ✽ ✦ ✻ ✣ ✜ ✢ ✸ ❇ ❅ ✛ ✣ ✦ ❂ ✦ ✷ ✺ ✤ ✤ ✦ ✷ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✧ ✦ ✦ ❆ ✼ ✤ ✜ ✣ ✣ ✺ ✺ ✤ ✤ ✦ ✷ ✠ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼

✛ ✚ ✼ ✺ ✼ ✺ ✹ ✸ ❅ ✣ ✣ ✺ ✛ ❂ ✺ ✜ ✧ ✻ ✛ ❃ ✜ ✢ ✸ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ❍ ✼ ✤ ✦ ✦ ✼ ✛ ✢ ✧ ✺ ✣ ❅ ✦ ✷ ✷ ✦ ✽ ✺ ❂ ✦ ✷ ✛ ❄ ✚ ✦ ✚ ✦ ✸ ✛ ✚ ✦ ■ ✻ ✦ ✢ ✼ ✦ ✼ ✣ ❅ ✛ ✣ ✜ ✣ ✚ ✦ ✸ ✛ ✚ ✚ ❃

✺ ❇ ✦ ✼ ✻ ✺ ✚ ✜ ✽ ❃ ❅ ✺ ✚ ✧ ✦ ✷ ✼ ❄ ❃ ✣ ✺ ✷ ✣ ✜ ✺ ✹ ✼ ✚ ❃ ✜ ✢ ✣ ✦ ✷ ✤ ✦ ✷ ✜ ✢ ✸ ❇ ✜ ✣ ❅ ✣ ❅ ✦ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸ ✽ ✺ ✢ ✣ ✷ ✛ ✽ ✣ ✹ ✛ ✚ ✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✛ ✣ ✜ ✺ ✢

✛ ✸ ✷ ✦ ✦ ❆ ✦ ✢ ✣ ✼ ✠

✈ ✠ ✕ ✹ ✷ ✣ ❅ ✦ ✷ ✍ ✏ ✚ ✛ ✜ ✢ ✣ ✜ ✤ ✤ ✛ ✚ ✚ ✦ ✸ ✦ ✼ ✣ ❅ ✛ ✣ ✣ ❅ ✜ ✼ ✜ ✚ ✚ ✦ ✸ ✛ ✚ ✽ ✺ ✹ ✷ ✼ ✦ ✺ ✤ ✛ ✽ ✣ ✜ ✺ ✢ ❇ ✛ ✼ ✹ ✢ ✧ ✦ ✷ ✣ ✛ ▲ ✦ ✢ ❇ ✜ ✣ ❅ ✤ ✹ ✚ ✚

▲ ✢ ✺ ❇ ✚ ✦ ✧ ✸ ✦ ❄ ❃ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ❍ ☞ ✦ ✢ ✦ ✷ ✛ ✚ ✂ ✺ ✹ ✢ ✼ ✦ ✚ ✍ ✆ ✽ ✺ ✣ ☞ ✠ ✑ ✺ ❃ ✦ ✢ ✍ ❇ ❅ ✺ ✜ ✼ ✛ ✚ ✜ ✽ ✦ ✢ ✼ ✦ ✧ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✜ ✢

✣ ❅ ✦ ✆ ✣ ✛ ✣ ✦ ✺ ✤ ✓ ✦ ■ ✛ ✼ ✠ ✓ ❅ ✦ ✓ ✦ ■ ✛ ✼ ☛ ✹ ✚ ✦ ✼ ✺ ✤ ✏ ✷ ✺ ✤ ✦ ✼ ✼ ✜ ✺ ✢ ✛ ✚ ✂ ✺ ✢ ✧ ✹ ✽ ✣ ❆ ✛ ✢ ✧ ✛ ✣ ✦ ✣ ❅ ✛ ✣ ✛ ✚ ✛ ❇ ❃ ✦ ✷ ✼ ❅ ✛ ✚ ✚ ✢ ✺ ✣

✽ ✛ ✹ ✼ ✦ ✺ ✷ ✦ ✢ ✽ ✺ ✹ ✷ ✛ ✸ ✦ ✛ ✢ ✺ ✣ ❅ ✦ ✷ ✣ ✺ ✽ ✺ ❆ ❆ ✹ ✢ ✜ ✽ ✛ ✣ ✦ ✛ ❄ ✺ ✹ ✣ ✣ ❅ ✦ ✼ ✹ ❄ ✇ ✦ ✽ ✣ ✺ ✤ ✣ ❅ ✦ ✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✛ ✣ ✜ ✺ ✢ ❇ ✜ ✣ ❅ ✛ ✻ ✦ ✷ ✼ ✺ ✢ ✍

✺ ✷ ✸ ✛ ✢ ✜ ① ✛ ✣ ✜ ✺ ✢ ✺ ✷ ✦ ✢ ✣ ✜ ✣ ❃ ✺ ✤ ✸ ✺ ❂ ✦ ✷ ✢ ❆ ✦ ✢ ✣ ✣ ❅ ✦ ✚ ✛ ❇ ❃ ✦ ✷ ▲ ✢ ✺ ❇ ✼ ✣ ✺ ❄ ✦ ✷ ✦ ✻ ✷ ✦ ✼ ✦ ✢ ✣ ✦ ✧ ❄ ❃ ✛ ✢ ✺ ✣ ❅ ✦ ✷ ✚ ✛ ❇ ❃ ✦ ✷

✷ ✦ ✸ ✛ ✷ ✧ ✜ ✢ ✸ ✣ ❅ ✛ ✣ ✼ ✹ ❄ ✇ ✦ ✽ ✣ ✠ ② ③ ③ ✓ ④ ⑤ ✠ ☛ ✠ ✏ ⑥ ⑦ ⑧ ✠ ✂ ⑦ ⑨ ⑩ ❶ ❷ ❸ ✈ ✠ ❹ s ✠ ✎ ✺ ❇ ✦ ❂ ✦ ✷ ✍ ✣ ❅ ✜ ✼ ✜ ✼ ✻ ✷ ✦ ✽ ✜ ✼ ✦ ✚ ❃ ❇ ❅ ✛ ✣

✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✧ ✜ ✧ ✠ ✝ ✛ ✽ ❅ ✺ ✤ ✣ ❅ ✦ ✼ ✦ ✜ ✢ ✼ ✣ ✛ ✢ ✽ ✦ ✼ ✽ ✺ ✢ ✼ ✣ ✜ ✣ ✹ ✣ ✦ ✼ ✛ ✼ ✦ ✻ ✛ ✷ ✛ ✣ ✦ ❂ ✜ ✺ ✚ ✛ ✣ ✜ ✺ ✢ ✺ ✤ ✣ ❅ ✦ ☛ ✹ ✚ ✦ ✼ ✺ ✤

r

R.0002 ▼ ◆ ❖ € ◗ ❘ ❙ ❚ ❯ € ❱ ◆ ◆ ❲ ❳ ❯ ◆ ❖ ❨

✏ ✷ ✺ ✤ ✦ ✼ ✼ ✜ ✺ ✢ ✛ ✚ ✂ ✺ ✢ ✧ ✹ ✽ ✣ ❄ ❃ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ❍ ☞ ✦ ✢ ✦ ✷ ✛ ✚ ✂ ✺ ✹ ✢ ✼ ✦ ✚ ✍ ❇ ❅ ✜ ✽ ❅ ❇ ✜ ✚ ✚ ❄ ✦ ✷ ✦ ✤ ✦ ✷ ✷ ✦ ✧ ✣ ✺ ✣ ❅ ✦

✛ ✻ ✻ ✷ ✺ ✻ ✷ ✜ ✛ ✣ ✦ ✜ ✢ ❂ ✦ ✼ ✣ ✜ ✸ ✛ ✣ ✜ ❂ ✦ ❄ ✺ ✧ ❃ ✠

✠ ✒ ✢ ✛ ✧ ✧ ✜ ✣ ✜ ✺ ✢ ✣ ✺ ✣ ❅ ✦ ✜ ✚ ✚ ✦ ✸ ✛ ✚ ✛ ✢ ✧ ✹ ✢ ✦ ✣ ❅ ✜ ✽ ✛ ✚ ✜ ✢ ✣ ✦ ✷ ✤ ✦ ✷ ✦ ✢ ✽ ✦ ❇ ✜ ✣ ❅ ✦ ■ ✜ ✼ ✣ ✜ ✢ ✸ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ❏ ✽ ✚ ✜ ✦ ✢ ✣

✽ ✺ ✢ ✣ ✷ ✛ ✽ ✣ ✼ ✍ ✞ ✛ ✣ ✜ ✺ ✢ ✛ ✚ ✌ ✚ ✺ ❃ ✧ ✼ ✛ ✚ ✼ ✺ ✼ ✻ ✦ ✽ ✜ ✤ ✜ ✽ ✛ ✚ ✚ ❃ ✢ ✛ ❆ ✦ ✧ ✜ ✢ ✧ ✜ ❂ ✜ ✧ ✹ ✛ ✚ ✛ ✣ ✣ ✺ ✷ ✢ ✦ ❃ ✼ ✜ ✢ ✚ ✦ ✣ ✣ ✦ ✷ ✼ ✻ ✹ ❄ ✚ ✜ ✼ ❅ ✦ ✧ ✣ ✺

✛ ✸ ✦ ✢ ✣ ✼ ✵

R.0003 ▼ ◆ ❖ € ◗ ❘ ❙ ❚ ❯ € ❱ ◆ ◆ ❲ ❳ ❯ ◆ ❖ ❨

✬ ✬ ❈ ❊ ✬ ✱ ✲ ✳ ❽ ✴ ❉ ❾ ✲ ✳ ✭ ✮ ❉ ✳ ✪ ✩ ✪ ✫ ✭

❿ ✠ ✏ ✚ ✛ ✜ ✢ ✣ ✜ ✤ ✤ ✜ ✢ ✣ ✦ ✢ ✧ ✼ ✣ ✺ ✽ ✺ ✢ ✧ ✹ ✽ ✣ ✧ ✜ ✼ ✽ ✺ ❂ ✦ ✷ ❃ ✻ ✹ ✷ ✼ ✹ ✛ ✢ ✣ ✣ ✺ ✌ ✦ ❂ ✦ ✚ ✉ ✍ ☛ ✹ ✚ ✦ ● ➀ ❹ ✠ ✈ ✺ ✤ ✣ ❅ ✦

✓ ✦ ■ ✛ ✼ ☛ ✹ ✚ ✦ ✼ ✺ ✤ ✂ ✜ ❂ ✜ ✚ ✏ ✷ ✺ ✽ ✦ ✧ ✹ ✷ ✦ ❄ ✦ ✽ ✛ ✹ ✼ ✦ ✣ ❅ ✜ ✼ ✛ ✽ ✣ ✜ ✺ ✢ ✜ ✢ ❂ ✺ ✚ ❂ ✦ ✼ ✽ ✺ ❆ ✻ ✚ ✦ ■ ✚ ✦ ✸ ✛ ✚ ✛ ✢ ✧ ✤ ✛ ✽ ✣ ✹ ✛ ✚ ✜ ✼ ✼ ✹ ✦ ✼ ✛ ✢ ✧

❇ ✜ ✚ ✚ ✷ ✦ ❑ ✹ ✜ ✷ ✦ ✦ ■ ✣ ✦ ✢ ✼ ✜ ❂ ✦ ✧ ✜ ✼ ✽ ✺ ❂ ✦ ✷ ❃ ✠ ✏ ✚ ✛ ✜ ✢ ✣ ✜ ✤ ✤ ✷ ✦ ❑ ✹ ✦ ✼ ✣ ✼ ✣ ❅ ✦ ✂ ✺ ✹ ✷ ✣ ✣ ✺ ✦ ✢ ✣ ✦ ✷ ✛ ✧ ✜ ✼ ✽ ✺ ❂ ✦ ✷ ❃ ✽ ✺ ✢ ✣ ✷ ✺ ✚ ✻ ✚ ✛ ✢

✣ ✛ ✜ ✚ ✺ ✷ ✦ ✧ ✣ ✺ ✣ ❅ ✦ ✻ ✛ ✷ ✣ ✜ ✽ ✹ ✚ ✛ ✷ ✽ ✜ ✷ ✽ ✹ ❆ ✼ ✣ ✛ ✢ ✽ ✦ ✼ ✺ ✤ ✣ ❅ ✜ ✼ ✼ ✹ ✜ ✣ ✠

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in Re National Lloyds Insurance Company, (Tex. Ct. App. 2015).

in Re National Lloyds Insurance Company (in Re National Lloyds Insurance Company) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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