OPINION REGARDING MILITARY DEBT DISCHARGE EXCEPTION
CHRISTOPHER M. KLEIN, Bankruptcy Judge:
Inconspicuous exceptions to bankruptcy discharges lurking at 37 U.S.C. §§ 303a(e)(4) and 373(c) surprised the debtor who assumed that his debt to repay the unearned part of his Navy reenlistment bonus had been discharged. He urges that Bankruptcy Code § 727(b) (dis-charge “from all debts” not named in § 523) trumps statutes not named in Bankruptcy Code § 523, but Congress has said otherwise in a later-enacted statute. His motion for an order of contempt to enforce the discharge injunction is DE-NIED.
[719]*719These obscure discharge exceptions, en-acted in 2006 and 2008, warrant exegesis as a case of first impression. They anchor more than 60 repayment provisions scat-tered around Titles 10, 14, and 37 of the United States Code and have not been reviewed in reported bankruptcy decisions.
Facts
The debtor was involuntarily discharged from the Navy after serving fifteen months of a six-year reenlistment.
The Defense Finance and Accounting Service (DFAS) billed him $5,945.09 to recoup the unearned portion (1735 days) of his'reenlistment bonus.
He filed a chapter 7 bankruptcy case on November 9, 2015, scheduling a $5,945.10 debt to DFAS, which he expected to be discharged. His chapter 7 discharge was entered on February 22, 2016; the case closed four days later.
DFAS sent the debtor a bill dated March 24, 2016, noting that additional charges are assessed under 31 U.S.C. § 3717 and that the debt could be turned over to the Treasury for collection or off-set from tax refunds and other federal benefits. It was followed by another DFAS bill dated May 26,2016.
The Department of the Treasury billed him on August 6, 2016, for $5,975.33, with a payment coupon showing a $7,648.42 debt.
The debtor filed a motion for an order of contempt in his reopened case on Septem-ber 14, 2016.
He does not interpose a fact-based de-fense or question the amount of the debt, relying instead on the theory that Bank-ruptey Code § 523 controls all exceptions to the chapter 7 discharge.
Issue
Do 37 U.S.C. §§ 303a(e) and 373(c)-op-erate as exceptions to discharge under 11 U.S.C. § 727(b), thereby insulating the United States from exposure to liability for violation of the discharge injunction under 11 U.S.C. § 524(a)?
Jurisdiction
Federal subject-matter jurisdiction is founded on 28 U.S.C. § 1334. Enforcing the injunction against collecting a dis-charged debt, including determining whether such debt is discharged, is a core proceeding that may be heard and deter-mined by a bankruptcy judge. 28 U.S.C. §§ 157(b)(2)(I) and (O).
Congress abrogated sovereign immunity for Bankruptcy Code § 524 discharge in-junction violations. 11 U.S.C. § 106(a)(1).
Discussion
Two substantially identical discharge ex-ceptions in Title 37—37 U.S.C. § 303a(e)(4) and § 373(c)—are considered because the record is ambiguous about the statutory basis for the debt. They amount to two paths to the same result. The debt- or still has to pay the unearned portion of his Navy reenlistment bonus.
I
If, as implied by the invocation of § 303a(e)(4), the debtor reenlisted under the authority granted by 37 U.S.C. § 308 (“Special pay: reenlistment bonus”), then his repayment obligation is triggered by § 308(d)1 and is restated and implemented [720]*720at § 303a(e).2
If he reenlisted under the authority of 37 U.S.C. § 331 (“General bonus authority for enlisted members”), then his repayment obligation is triggered by § 331(g)3 and is restated and implemented at § 373(a).4 .
Sections 303a and 373 collectively are cross-referenced by, and anchor, more than 60 separate uniformed services pay provisions that entail repayment obli-gations.
II
The discharge exceptions at § 303a(e)(4) and § 373(c) are identical.5
Each excepts repayment debts under §§ 303a and 373(a) from any discharge order entered in a bankruptcy case within five years after the trigger date of the debt. Specifically, they provide “discharge in bankruptcy under title 11 does not dis-charge a person from such debt if the discharge order is entered less than five years after” termination of the service or the agreement on which the debt is based.6
[721]*721A
Section 302a(e) was added to § 303a in 2006. Act of Jan. 6, 2006, Pub. L. 109-163, § 687,119 Stat. 3326, 3336.
The bankruptcy discharge exception, initially enacted as § 303a(e)(3), was redesig-nated § 303a(e)(4) in 2009. Act of Oct. 28, 2009, Pub. L. 111-84, § 617(a), 123 Stat. 2190, 2354.
The 'text of § 303a(e)(4) has not been amended since 2006.
B
Section 373 (c) was enacted in 2008 and plainly was cloned from § 303a(e). Act of Jan. 28, 2008, Pub. L. 110-181, § 661, 122 -Stat. 3,163.
The text of § 373(c) has not been amended since 2008.
Ill
The debtor served only fifteen months of a sixty-month reenlistment for which he had received a reenlistment bonus of about $7,500.00. DFAS calculated that the unearned portion of the bonus was $5,945.09. That sum is owed to the United States by virtue of the statutes described above.
The chapter 7 case was filed with the expectation that the debt to the United States would be discharged. This motion for an order of contempt brings § 303a(e)(4) and § 373(c) into play.
A
This is a situation in which the parties rely on what the debtor contends are con-flicting statutes.
The 1978 Bankruptcy Code used manda-tory terms in § 727(b) naming the Bank-ruptcy Code § 523 nondischargeability provisions as the sole source of exceptions to discharge:
§ 727(b) Except as provided in section 523 of this title, a discharge under sub-section (a) of this section discharges the debtor from all debts that arose before the date of the order for relief under this chapter, and any liability on a claim that is determined under section 502 of this title as if such claim had arisen before the commencement of the case, whether or not a proof of claim based on any such debt or liability is filed under section 501 of this title, and whether or not a claim based on any such debt or liability is allowed under section 502 of this title.
11 U.S.C. § 727(b).
Read literally, the only exceptions to the § 727 discharge are those stated in § 523. The debtor relies on that language.
In 2006 and 2008, Congress used unam-biguous terms referring to title 11 at two places in title 37 to create exceptions to discharge without mentioning Bankruptcy Code §§ 727(b) or 523: “A discharge in bankruptcy under title 11 does not dis-charge a person from such debt...” 37 U.S.C. §§ 303a(e)(4) & 373(c).
The usual canon of statutory construction where statutes conflict is to give effect to each and to construe a later statute as implicitly amending an earlier, more general statute. Smith v. Robinson, 468 U.S. 992, 1024, 104 S.Ct. 3457, 82 L.Ed.2d 746 (1984); Acosta v. Gonzales, 439 F.3d 550, 555 (9th Cir. 2006).
Where a conflict is irreconcilable, the more recent statute governs. Watt v. Alaska, 451 U.S. 259, 268, 101 S.Ct. 1673, 68 L.Ed.2d 80 (1981).
Here, the debtor is relying on a 1978 statute as a defense against conflicting statutes enacted in 2006 and 2008.
The 2006 and 2008 statutes are more specific than the 1978 statute. If they do [722]*722not surmount Bankruptcy Code § 727(b), then they would have no effect. It would, however, be absurd to construe them as having no effect in the face of an earlier, more general statute. Congress must have meant for those two statutes to mean something. That something is an implicit amendment to the earlier statute adding an extra “except” clause to Bankruptcy Code § 727(b).
It follows that § 303a(e)(4) and § 373(c), in order to be given any effect at all, must be construed as creating exceptions to bankruptcy discharge regardless of the seemingly-comprehensive language of Bankruptcy Code § 727(b).
To be sure, Congress invites confusion when it strews bankruptcy-related statutes around other titles of the U.S. Code with-out a cross-reference in the Bankruptcy Code. It may even offend internal legisla-tive procedural rules to circumvent the congressional committees responsible for bankruptcy legislation to sneak bankrupt-cy provisions into other legislation, but those are internal housekeeping matters for Congress.
The statutes enacting § 303a(e)(4) and § 373(c) are valid acts of Congress passed by the House of Representatives and the Senate and presented to, and signed by, the President. For better or worse, the Bankruptcy Power entitles Congress to do what it likes with entitlements in bank-ruptcy. U.S. Const, art. I, § 8; Raleigh v. Ill. Dep’t of Revenue, 530 U.S. 15, 21, 120 S.Ct. 1951, 147 L.Ed.2d 13 (2000).
The exceptions to discharge in § 303a(e)(4) and § 373(c) are not absolute.
By their terms, those statutes permit discharge in bankruptcy of unearned mili-tary bonus and incentive payments if the discharge is entered more than five years after termination of the agreement on which the debt is based or, if no such agreement, termination of service. 37 U.S.C. §§ 303a(e)(4) & 373(c).
The debtor’s chapter 7 discharge would have been effective to discharge his debt if he had waited to file a bankruptcy case for nearly five years, instead of six months, after leaving the Navy. His chapter 7 dis-charge was entered February 22, 2016. To be sure, there are ways to defer the entry of discharge in chapter 7 cases, but those deferrals are ordinarily measured in months, not years. Fed. R. Bankr. P. 4004(c).
While § 303a(e)(4) and § 373(c) purport to apply to all bankruptcy discharges, the operation of the five-year rule in those sections leaves open the possibility of dis-charging § 303a(e)(4) and § 373(c) debt in chapter 11,12, and 13 cases.
Chapter 13 plans commonly provide for payments over a period of five years. 11 U.S.C. § 1325(b)(4).
Discharge is not “entered” until after completion of all payments under the plan. 11 U.S.C. § 1328(a).
Thus, a discharge entered after complet-ing a sixty-month payment plan in a chap-ter 13 ease filed after a § 303a(e)(4) or ■ § 373(c) debt arises would qualify for dis-charge under the five-year rule in those sections.
C
It is also noted that § 303a(e)(l) and § 373(b)(1) each permit the Secretary con-cerned to determine that the imposition of the repayment requirement “would be con-trary to a personnel policy or management objective, would be against equity and [723]*723good conscience, or would be contrary to the best interests of the United States.” 37 U.S.C. §§ 303a(e)(l) & 373(b)(1). This lan-guage confers constrained discretion and suggests that defenses focused on those grounds could be asserted.
Regulations are authorized to describe circumstances in which an exception to repayment may be granted. 37 U.S.C. §§ 303a(e)(l) & 373(b)(1).
Such regulations should address the statutory standards for excusing payment: personnel policy or management objective; equity and good conscience; and best in-terests of the United States. Cf. In re [Redacted] [sic], 2008 Westlaw 10707636 (D.O.H.A.C.A.B. 2008) (DoD Claims Appeals Bd. disclaiming jurisdiction and citing § 303a(e)(l)); Vol. 7A, DoD Fin. Mgmt. Reg.—Military pay Policy & Procedures, DoD 7000.14R, 090501-090504 (Re-coupment).
An interesting question that can be.left to another day is whether a bankruptcy court could review (presumably after ex-haustion of administrative remedies) whether repayment would, for example, be “against equity and good conscience” with-in the meaning of 37 U.S.C. §§ 303a(e)(l) & 373(b)(1).
The debtor has identified no facts that might suggest that one of these statutory exceptions ought to apply in his case. .
IV
The procedure applicable to this dispute also deserves review because of a confus-ing Ninth Circuit decision.
The question of the discharge status of the unearned portion of a military reenlistment bonus can arise in three distinct, albeit overlapping, contexts.
First, during the case, it could be the subject of an objection to claim under Rule 3007. Fed. R. Bankr. P. 3007; Ryan v. Defense Fin. & Accounting Serv. (In Ryan), 2016 WL 402201 at *21 (Bankr. E.D.N.C 2016).
Second, during or after the case, it can be raised in an adversary proceeding to determine the dischargeability of a debt. Fed. R. Bankr. P. 7001(6); Ryan, 2016 WL 402201 at *1.
Third, after entry of discharge, it can, as occurred in this case, form the essential predicate of a Rule 9020 motion for an order of contempt to enforce the discharge injunction. 11 U.S.C. § 524(a); Fed. R. Bankr. P. 9020; Barrientos v. Wells Fargo Bank, N.A., 633 F.3d 1186, 1189-91 (9th Cir. 2011).
The debtor here raised the matter after entry of discharge as a motion for an order of contempt pursuant to Rule 9020 gov-erned by Rule 9014.7 This was consistent with the Barrientos decision. Barrientos, 633 F.3d at 1189, construing Walls v. Wells Fargo Bank, N.A., 276 F.3d 502, 506-07 (9th Cir. 2002).
It should be noted, however, that a dic-tum in the Ninth Circuit’s Barrientos decision seems to widen its split with the First Circuit on procedure for enforcing the § 524(a) discharge injunction. Compare Barrientos, 633 F.3d at 1190, with Bessette v. Avco Fin. Servs., Inc., 230 F.3d 439, 443-45 (1st Cir. 2000). Barrientos neither noted nor discussed Bessette.
[724]*724The First Circuit in Bessette held that enforcement of the § 524 discharge injunction as a § 105 contempt matter need not be in the court that entered the discharge and permitted enforcement to'be raised in a civil action that included class action allegations. Bessette, 230 F.3d at 446; 11 U.S.C. § 105. It remanded the civil action to district court to consider whether it would handle contempt-of-discharge en-forcement proceeding or refer the matter (including the class certification question) to the bankruptcy court that had entered the discharge. Id.
The Ninth Circuit in Barrientos affirmed the bankruptcy court’s dismissal of a one-count adversary proceeding seeking an injunction, a fine, declaratory relief, and attorney’s fees on account of alleged violation of the § 524 discharge injunction. It construed its precedent in Walls that there is no private cause of action for violation of the § 524 discharge injunction and that contempt under § 105 is the sole remedy, as also (splitting with Bessette) requiring that the contempt be determined by the court that issued the discharge order.8 Barrientos, 633 F.3d at 1188-89.9
Having clarified the law of the circuit that Walls limits discharge injunction en-forcement to contempt proceedings under § 105 that must'be decided by the court whose order is to be enforced, the Barrien-tos court gratuitously muddied the waters. In a dictum based on a dubious reading of the rules of procedure, it appeared to say that a contempt issue never may be pre-sented in an adversary proceeding and that a party may complain of a § 524 discharge injunction violation only by way of motion under Rule 9020 as a contested matter governed by Rule 9014.10
This doubled the width of the existing split with the First Circuit. Walls and Bes-sette already disagreed on whether another' court could entertain a § 105 contempt-of-discharge matter. The Barrientos dic-tum that Rule 9020 “mandates” party-initi-ated contempt be a Rule 9014 contested matter implies that it can never be includ-ed in an adversary proceeding. This con-flicts with Bessette where contempt-of-dis-charge was allowed to be a count in an civil action. Bessette, 230 F.3d at 445-47.
A closer look at Barrientos, however, suggests that the conflict with the First Circuit is less than meets the eye. The split is real, of course, regarding which judicial officer has authority over § 524 discharge injunction enforcement. But the procedural split can be bridged by the overlapping structure of the Bankruptcy Rules regarding contested matters and ad-versary proceedings. The history of Rule 9020 indicates that the rule permits, but [725]*725does not require, bankruptcy contempt is-sues to be presented in Rule 9014 contest-ed matters.
The statements in the Barrientos dictum about the procedural differences between Rule 9014 “contested matters” and Rule 7001 adversary proceedings are inaccurate. The problem is that they create the misim-pression that contested matters and adver-sary proceedings are mutually exclusive— they are not.
The essential characteristic of Rule 9014 contested matters is streamlined proce-dure that permits litigation within a mat-ter of weeks without sacrificing too much due process.
The hallmark of the contested matter rules is the power of the court to tailor the rules to fit the situation. A pared-down set of the adversary proceeding rules that ex-cludes most of the pleading and scheduling rules presumptively applies.11 But those are a minimum, and the bankruptcy court has the flexibility to direct that any or all of the other adversary proceeding rules apply in any particular situation.12
In contrast, Rule 7001 adversary pro-ceedings, which are essentially conventional civil actions under the Federal Rules of Civil Procedure, entail the more formal and time-consuming process of complaint, answer, counterclaim, cross-claim, third-party complaint, dilatory motions, schedul-ing orders, and pretrials that do not ordi-narily apply in contested matters.
The Barrientos decision placed emphasis on the fact that § 524 discharge injunction enforcement matters are not listed in Rule 7001 as requiring an adversary proceeding and that Rule 9020 specifies that Rule 9014 “governs” a motion for an order of con-tempt made by the United States trustee or a party in interest, from which the court of appeals concluded that the rule “man-dates” a contested matter and forbids treating such a matter in an adversary proceeding. Barrientos, 633 F.3d at 1190. The conclusion does not follow from the premise.
The primary significance of the matters that are listed at Rule 7001 is that such matters are regarded as of sufficient im-portance to require the due process and time and expense of being processed as a full-blown civil action, Le. adversary pro-ceeding, under the Federal Rules of Civil Procedure. A bankruptcy judge, like a dis-trict judge, risks disapproval on appeal whenever short shrift is given to those rules.
[726]*726Rule 9014 contested matters incorporate some of those rules, including discovery, consolidation, taking evidence in the same manner as an adversary proceeding, mak-ing findings of fact and conclusions of law, and post-judgment relief. Fed. R. Civ. P. 26, 28-37, 42, 43-44.1, 52, 59-60, incorpo-rated by. Fed. R. Bankr, P. 7026, 7028-37, 7042, 7052, 9017, 9023-24, further incorpo-rated by Fed. R. Bankr. P. 9014(c).
In addition, as noted, the court may order that all of the adversary proceeding rules apply in a particular contested mat-ter, making contested matter procedure potentially congruent with adversary pro-ceeding procedure. Fed. R. Bankr. P. 9014(c). At that juncture, the distinction between adversary proceeding and con-tested matter becomes a distinction with-out a difference.
Also significant is the applicability of the consolidation rule to contested matters. Fed. R. Civ. P. 42, incorporated by Fed. R. Bankr. P. 7042 & 9014(c). The bankruptcy court has the discretion to apply Civil Rule 42 to consolidate a claim made in a con-tested matter with a claim made in an adversary proceeding.
If a contested matter may be consolidat-ed with a adversary proceeding, then it seems nonsensical to forbid alleging a con-tested matter issue as a count in an adver-sary proceeding.
There are, of course, practical reasons for a bankruptcy court to decline to consol-idate a motion for an order of contempt with a claim being made in an adversary proceeding. Confusion of remedies is one example.. Indeed, it appears that the Bar-rientos bankruptcy judge dismissed the one-count adversary proceeding because parties were confusing adversary proceed-ing remedies with contempt remedies. Such a ruling is within the discretion of a trial judge who is trying to maintain order and promote clarity.
Coming back to Rule 9020, the Barrien-tos dictum suggests that the rule “man-dates” contested matter procedure, to the exclusion of adversary proceeding proce-dure, for § 524 discharge injunction con-tempt matters. The history of Rule 9020, however, suggests that the more accurate description is that Rule 9020, as revised in 2001, merely “authorizes” contested matter procedure for § 524 discharge injunction contempt matters in an effort to stream-line theretofore cumbersome contempt procedures.13
[727]*727What then to make of what the Ninth Circuit was deciding in Barrientos? A clue is found in the decision’s agreement with the Second. Circuit’s Kalikow decision where the bankruptcy court, like the bank-ruptcy court in Barrientos, required a Rule 9020 contested matter, rather than by ad-versary proceeding. Solow v. Kalikow (In re Kalikow), 602 F.3d 82, 93-94 (2d Cir. 2010).
Kalikow held that it was not error to proceed by way of contested matter and rejected argument that an adversary pro-ceeding was required. Thus, whether to proceed by way of contested matter or adversary proceeding is a discretionary matter for the bankruptcy court that is-sued the discharge to determine.
There are practical reasons why a bank-ruptcy judge might use adversary proceed-ing procedure as a case management de-vice to corral a complex situation headed toward trial. Fractious parties exchanging salvoes in contested matter motion papers can be herded towards more focused trial preparation if required to employ the for-mat of complaint and answer, as Rule 9014(c) permits. This helps sharpen the focus and narrow issues for trial. Likewise, other issues and parties that do necessitate an adversary proceeding may overlap the contempt and warrant simultaneous treatment.
If the bankruptcy court in Barrientos (which had issued the discharge), instead of dismissing, had elected to address the § 524 discharge injunction contempt in an adversary proceeding, limiting relief to that which is available on a motion for contempt, it seems unlikely that the Ninth Circuit would have reversed for having afforded too many procedural protections.
It follows that the law of the Ninth Circuit after Walls and Barrientos should be understood as holding that the remedy for violation of the § 524 discharge injunction is limited to contempt, which ordinarily is a Rule 9014 contested matter and which must be decided by the court that entered the discharge.
Reading Barrientos in conjunction with Kalikow and Bessette reveals that all three circuits agree that the choice whether to permit a Rule 9020 contempt matter to be consolidated with, or raised in, an adver-sary proceeding is up to the discretion of the bankruptcy court. A bankruptcy judge’s decision, as in Barrientos, to dis-miss an adversary proceeding in favor of requiring a stand-alone Rule 9020 contest-ed matter is reviewed for abuse of discretion. Likewise, a decision not to dismiss an adversary proceeding that contains a count alleging contempt should receive the same deferential review.
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The court being persuaded that Con-gress validly exercised its power to except certain military-related debts from dis-charge in bankruptcy, the debt being con-ceded, and no matters in the nature of defense having been asserted, the debtor’s Motion for an Order of Contempt pursuant to Federal Rule of Bankruptcy Procedure 9020 is DENIED.
An appropriate, order will issue.