In re California Bail Bond Antitrust Litigation

CourtDistrict Court, N.D. California
DecidedMarch 11, 2025
Docket4:19-cv-00717
StatusUnknown

This text of In re California Bail Bond Antitrust Litigation (In re California Bail Bond Antitrust Litigation) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
In re California Bail Bond Antitrust Litigation, (N.D. Cal. 2025).

Opinion

1 2 3 4 UNITED STATES DISTRICT COURT 5 NORTHERN DISTRICT OF CALIFORNIA 6 IN RE CALIFORNIA BAIL BOND 7 ANTITRUST LITIGATION Case No. 19-cv-00717-JST (DMR)

8 This Document Relates To: ORDER ON CLAWBACK MOTION 9 ALL ACTIONS Re: Dkt. No. 520 10 11

12 Defendants Lexington National Insurance Corporation (“Lexington”) and American Surety 13 Company (“ASC”) (“Moving Defendants”) move to confirm that 29 documents they inadvertently 14 produced in discovery and later clawed back are protected by the attorney-client privilege. 15 [Docket Nos. 520 (Mot.); 522 (Reply).] Plaintiffs Shonetta Crain and Kira Monterrey challenge 16 the assertion of privilege. [Docket No. 521 (Opp’n).] On December 13, 2024, the court ordered 17 Moving Defendants to lodge the clawed back documents for in camera review. [Docket No. 517.] 18 Moving Defendants timely lodged the documents. The court held a hearing on February 13, 2025. 19 Having reviewed the documents in camera, the court denies Moving Defendants’ clawback 20 motion. 21 I. BACKGROUND 22 A. Factual Background 23 This is a putative antitrust class action brought by Plaintiffs against 20 bail bond surety 24 companies (including the Moving Defendants) and William B. Carmichael, the President and CEO 25 of ASC, asserting a decades-long conspiracy to fix prices for bail bonds. [Docket No. 513 (Class 26 Cert. Mot.) at 2-3.] The factual background is set out in the Honorable Jon S. Tigar’s order 27 denying Defendants’ Motion to Dismiss the Third Consolidated Amended Class Action Complaint 1 (TCAC) and is briefly summarized here. [Docket No. 330 at 1-2.] Many criminal arrestees in 2 California may post money bail for their release, and as long as they appear for scheduled court 3 dates, the money will be returned to them in full. Id. Arrestees who cannot afford to pay bail 4 often purchase a bail bond sold by agents and underwritten by sureties. Id. Sureties set the price 5 of a bail bond as a percentage of the total bail amount, called the “premium rate.” Id. Even if a 6 purchaser attends all court dates, they do not receive back any portion of the premium. Id. But 7 agents have the option to reduce the premium charged an arrestee through rebates. Id. To set a 8 premium rate, a surety must file a rate application with the California Department of Insurance 9 (“CDI”), and CDI must approve the application. Id. 10 The alleged conspiracy has two parts: “first, Defendants conspired to maintain an 11 artificially high ‘standard’ bail bond premium rate of 10%; second, Defendants conspired to 12 suppress rebating by bail bond agents.” Class Cert. Mot. at 3. Plaintiffs allege violations of the 13 Cartwright Act, California Business and Professions Code section 16720; Unfair Competition 14 Law, California Business and Professions Code section 17200; and Section 1 of the Sherman 15 Antitrust Act, 15 U.S.C. § 1. 16 B. Facts Relevant to the Present Dispute 17 In November 2016, CDI sent a letter to multiple bail bond surety companies, including 18 Moving Defendants, expressing concern that their surety rate levels may be excessive and 19 requesting “supporting information and data” to demonstrate that the rates were not excessive. 20 [Docket No. 520-2 (William B. Carmichael Decl., Jan. 3, 2025) ¶ 5, Ex. A.] CDI explained: “If it 21 is determined your company’s rates are excessive your company must make an appropriate rate 22 adjustment as soon as possible and in no event later than May 1, 2017. If the rate adjustment is not 23 implemented until after May 1, 2017, your company will be required to refund excess premiums 24 charged to all affected policyholders.” Id. Plaintiffs allege that Defendants, including Moving 25 Defendants, colluded to respond to the CDI excessive rate inquiry. Class Cert. Mot. 19-21. On 26 December 12,1 2016, representatives of ASC, Lexington, Bankers Insurance Company 27 1 (“Bankers”)2, and CDI met to discuss the CDI letter. Carmichael Decl. ¶ 11. On December 15, 2 2016, Lexington, ASC, and Bankers (collectively “Joint Group”) submitted a “Bail Coalition 3 Working Group White Paper” to CDI, which provided “background information relative to the 4 long time use of the 10% bail rate, and information on how the CDI regulations and template do 5 not produce an accurate indicated rate for bail and immigration rating programs.” [Docket No. 6 513-76.] Moving Defendants then each independently submitted their company’s data to CDI to 7 support their rates. Carmichael Decl. ¶ 12; [Docket No. 520-1 (Mark Holtschneider Decl., Jan. 2, 8 2025) ¶ 18)]. CDI ultimately did not require Moving Defendants to lower their rates. Carmichael 9 Decl. ¶ 12; Holtschneider Decl. ¶ 18. However, on January 31, 2017, CDI held an Informational 10 Hearing about the bail industry, and afterwards took some steps to educate bail agents on the 11 legality of rebating. Class Cert. Mot. 21-22. 12 C. Procedural Background 13 Moving Defendants produced the 29 documents in full, but later clawed back portions of 14 them as permitted by the parties’ stipulated ESI agreement. [Docket No. 154.] Pursuant to that 15 agreement, Plaintiffs have not disclosed the substance of any of the at-issue communications, but 16 did reference the existence of this pending clawback dispute in their motion for class certification. 17 Class Cert. Mot. 20-21. Plaintiffs also planned to introduce the at-issue communications during 18 their depositions of Carmichael and Holtschneider but were unable to do so because of the 19 clawback dispute; the depositions remain open pending the outcome of this motion. Opp’n 5-6. 20 On December 9, 2024, Plaintiffs challenged the assertion of privilege over the clawback 21 documents in a joint discovery letter. [Docket No. 510.] The court denied the discovery letter 22 without prejudice and granted Moving Defendants leave to file a regularly noticed motion to 23 support their claims of privilege and non-waiver with evidence, and to lodge the clawed back 24 documents for in camera review. [Docket No. 517.] This motion followed. The 29 documents 25

26 12/16/2024, respectively. Carmichael Decl. ¶ 11; [Docket No. 520-1 (Mark Holtschneider Decl., Jan. 2, 2025) ¶ 17)]. 27 1 are labeled as Lexington Exhibits 1-22,3 and ASC Exhibits 1-8. 2 II. LEGAL STANDARD 3 This court exercises federal question jurisdiction over Plaintiffs’ Sherman Antitrust claims 4 pursuant to 28 U.S.C. § 1331, and supplemental jurisdiction over Plaintiffs’ state law claims. 5 “Where there are federal question claims and pendent state law claims present, the federal law of 6 privilege applies.” Agster v. Maricopa Cty., 422 F.3d 836, 839 (9th Cir. 2005); see also Fed. R. 7 Evid. 501, Advisory Committee Notes (“In nondiversity jurisdiction civil cases, federal privilege 8 law will generally apply.”). 9 The attorney-client privilege protects from discovery “confidential communications 10 between attorneys and clients, which are made for the purpose of giving legal advice.” United 11 States v. Richey, 632 F.3d 559, 566 (9th Cir. 2011) (citation omitted). The Ninth Circuit describes 12 the elements of the privilege as follows: where “(1) legal advice of any kind is sought (2) from a 13 professional legal adviser in his capacity as such, (3) the communications relating to that purpose, 14 (4) made in confidence (5) by the client, (6) are at his instance permanently protected (7) from 15 disclosure by himself or by the legal adviser, (8) unless the protection be waived.” Id. (cleaned 16 up). 17 The privilege is “narrowly and strictly construed,” United States v. Gray, 876 F.2d 1411, 18 1415 (9th Cir.

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In re California Bail Bond Antitrust Litigation, Counsel Stack Legal Research, https://law.counselstack.com/opinion/in-re-california-bail-bond-antitrust-litigation-cand-2025.