Hunter v. Title Max

CourtDistrict Court, E.D. Missouri
DecidedDecember 2, 2022
Docket4:22-cv-01046
StatusUnknown

This text of Hunter v. Title Max (Hunter v. Title Max) is published on Counsel Stack Legal Research, covering District Court, E.D. Missouri primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hunter v. Title Max, (E.D. Mo. 2022).

Opinion

EASTERN DISTRICT OF MISSOURI EASTERN DIVISION

GEORGIA M. HUNTER, ) ) Plaintiff, ) ) vs. ) Case No. 4:22-CV-1046 AGF ) TITLE MAX, ) ) Defendant. )

MEMORANDUM AND ORDER

This matter is before the Court upon review of plaintiff’s response to the Order to Show Cause. On October 4, 2022, the Court issued an Order directing self-represented plaintiff Georgia M. Hunter to show cause as to why this action should not be dismissed for lack of subject matter jurisdiction. [ECF No. 4]. Plaintiff filed a response to the Order to show cause on October 26, 2022. [ECF No. 5]. For the reasons discussed below, the Court will dismiss this action without prejudice pursuant to Federal Rule of Civil Procedure 12(h)(3) for lack of subject matter jurisdiction. Background Plaintiff filed the instant civil action against defendant Title Max on September 29, 2022. [ECF No. 1]. On October 4, 2022, the Court granted plaintiff’s motion for leave to commence this action without prepayment of the filing fee. In that same Memorandum and Order, the Court directed plaintiff to show cause why this case should not be dismissed for lack of subject matter jurisdiction. See Fed.R.Civ.P.12(h)(3). Plaintiff filed a response to the Court’s Order on October 26, 2022. The facts, as laid out infra, are taken from the civil complaint, as well as plaintiff’s response brief. question” jurisdiction because of “fraud” and because “interest rates” are too high. On the Civil

Cover Sheet filled out by plaintiff, she indicates that she is bringing this action to recover overpayment of a contract, for recovery of “real property,” as well as a under the tort for “other fraud.” Plaintiff does not indicate that she is bringing this action under diversity of citizenship, pursuant to 28 U.S.C. § 1332. However, she does identify the citizenship of both parties on her Civil Cover Sheet. Plaintiff claims that she is a citizen of the state of Missouri, and she lists her county of residence as St. Louis County. Plaintiff names one defendant in this action, Title Max, and she claims that Title Max is incorporated in the State of Georgia with its principal place of business in the State of Georgia. Plaintiff alleges that her car, a 2012 Ford Focus, was repossessed because Title Max “changed her due date.” She states that she is on a fixed income, and when Title Max changed the

date her car payment was due, she was unable to get the corporate office to change the due date back. In her complaint, plaintiff claims that on September 19, 2022, her car was in front of her neighbor’s home, and a tow truck driver came to repossess her car in the early morning hours. Plaintiff states that her car was the only car that provided transportation for four families living in four separate homes. However, she has not provided information as to “four families” she is referring to or the alleged damages in relation to the alleged four families. Rather, the damages set forth in her complaint and response brief relate only to herself. Plaintiff claims that her injuries include her inability to take her grandson to school and to go to the doctor or shopping for food. She alleges that she now must catch the bus and walk places.

Plaintiff also states that she is suffering “extreme mental injury” of not being able to provide headstones for her four children or pay for their burials “because Title Max has changed [her] due date causing excessive interest and eventually taking [her] car.” car, as well as an additional payment of $1,263.85 at the time the car was repossessed. She asserts

that she additionally paid $378.20 in unspecified charges. Plaintiff alleges that her “balance” was $5,138.99 on November 1, 2022.1 However, plaintiff states that now the principal on the car is $4,970.50, as well as additional charges of $1,463.94 and expenses of $315.00, for a total balance that she owes on the car of $6,749.44. Plaintiff alleges in a conclusory fashion that she is entitled to $100,000 because: Title Max did not respond to my requests psychologically as if I was talking to a brick wall. Ann at headquarters would not let me speak to her supervisor and Andrea at local said $600.00 payment monthly would only be for interest none for principal. I need my car and they stole it by changing my due date.

Discussion Federal courts are courts of limited jurisdiction. Thomas v. Basham, 931 F.2d 521, 522 (8th Cir. 1991). The existence of jurisdiction is a threshold requirement that must be assured in every federal case. Kronholm v. Fed. Deposit Ins. Corp., 915 F.2d 1171, 1174 (8th Cir. 1990); see also Sanders v. Clemco Indus., 823 F.2d 214, 216 (8th Cir. 1987) (“The threshold requirement in every federal case is jurisdiction and we have admonished the district court to be attentive to a satisfaction of jurisdictional requirements in all cases”). The Court must dismiss any action over which it determines that it lacks subject matter jurisdiction. Fed. R. Civ. P. 12(h)(3). This Court has jurisdiction to hear cases involving the Constitution, laws, or treaties of the United States under 28 U.S.C. § 1331, and to hear cases where diversity jurisdiction exists under 28 U.S.C. § 1332. Based on the allegations of the complaint and the response brief, it appears

1Plaintiff states that on this date her car was taken and she “paid to get it back.” The Court is confused by her assertions, as she previously claimed in her complaint that her car was taken on or about September 19, 2022, and she was unable to get it back because it was sold at private auction. The Court notes that in her response brief, plaintiff also states that “Title Max was to give me a notice after the [sale] as to the disposition, I have gotten nothing.” Thus, there is some confusion as to whether plaintiff has possession of the car currently. against defendant Title Max.2 As such, the instant action does not arise under the Constitution,

laws, or treaties of the United States, so federal question jurisdiction pursuant to 28 U.S.C. § 1331 is inapplicable. Therefore, the Court may only hear this case if diversity jurisdiction exists. Diversity jurisdiction exists when the parties are completely diverse, and the amount in controversy exceeds $75,000. 28 U.S.C. § 1332(a); Ryan ex rel. Ryan v. Schneider Nat. Carriers, Inc., 263 F.3d 816, 819 (8th Cir. 2001). “Complete diversity of citizenship exists where no defendant holds citizenship in the same state where any plaintiff holds citizenship.” OnePoint Solutions, LLC v. Borchert, 486 F.3d 342, 346 (8th Cir. 2007). The burden falls upon the party seeking the federal forum to demonstrate that the parties are citizens of different states. Sheehan v.

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Bluebook (online)
Hunter v. Title Max, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hunter-v-title-max-moed-2022.