Hegarty v. AT & T Umbrella Benefit Plan No. 1

109 F. Supp. 3d 1250, 2015 U.S. Dist. LEXIS 75908, 2015 WL 3638542
CourtDistrict Court, N.D. California
DecidedJune 11, 2015
DocketNo. C-14-1976 EMC
StatusPublished
Cited by5 cases

This text of 109 F. Supp. 3d 1250 (Hegarty v. AT & T Umbrella Benefit Plan No. 1) is published on Counsel Stack Legal Research, covering District Court, N.D. California primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Hegarty v. AT & T Umbrella Benefit Plan No. 1, 109 F. Supp. 3d 1250, 2015 U.S. Dist. LEXIS 75908, 2015 WL 3638542 (N.D. Cal. 2015).

Opinion

ORDER GRANTING PLAINTIFF’S MOTION FOR SUMMARY JUDGMENT AND DENYING DEFENDANT’S CROSS-MOTION FOR SUMMARY JUDGMENT

EDWARD M. CHEN, United States District Judge

I. INTRODUCTION

Plaintiff Frederick Hegarty brings this action for short-term disability (STD) benefits under 29 U.S.C. § 1132(a)(1)(B), which provides civil claims against employee benefit plans governed by the Employee Retirement Income Security Act of 1974 (ERISA). Plaintiff contends that the employee benefit plan he is covered by, AT & T Umbrella Benefit Plan No. 1 (“Defendant”), wrongfully- denied his application for STD benefits. Currently pending before the Court are the parties’ cross-motions for summary judgment. For the reasons discussed below, Plaintiffs motion is GRANTED and Defendant’s motion is DENIED.

[1252]*1252II. BACKGROUND

A. Terms of the Disability Plan

At all times relevant to this action, Plaintiff was a Testing Technician at Pacific Bell Telephone Company, and was thus a participant in the AT & T West Disability Benefits Program (Disability Plan). Administrative Record (AR) at 3. The AT & T West Disability Benefits Program is a component program of AT & T Umbrella Benefit Plan No. 1. Docket No. 37-2, Joint Statement of Undisputed Material Facts (UMF), at No. 1. Under the terms of the Disability Plan, AT & T Services, Inc.— the Plan Administrator — has “sole and absolute discretion to interpret provisions of the Disability Plan, make findings of fact, determine the rights and status of participants and others under the Disability Plan and decide disputes under the Disability Plan.” AR at 499, 510, 570; see also UMF at No. 2.

The Disability Plan further provides that the Plan Administrator may “delegate all or some of its responsibilities and powers as Plan Administrator to other individuals or entities.” AR at 499. In 2001, AT & T Services, Inc. delegated its powers as Plan Administrator to Sedgewick Claims Management Services (Sedgewick). Hagestad Decl. at ¶ 2; AR 28-29. Thus, any claim for STD benefits under the Disability Plan is resolved by Sedgewick in its capacity as Plan Administrator. AR at 570; see also UMF No. 5-7.

Under the terms of the Disability Plan, a participant is eligible for STD benefits if they “have a sickness, injury or other medical, psychiatric or psychological condition that prevents [them] from engaging in [their] normal occupation or employment with the Participating Company, or such other occupation or employment as [they] may be assigned in accordance with the Participating Company’s normal practices.” AR at 548. To be deemed eligible, a claimant must provide, among other things, “objective medical information” that supports their claimed disability. AR at 47. Furthermore, Sedgewick may request, and condition approval of benefits upon, a claimant submitting to a third-party medical examination. AR at 548. Nevertheless, if a claimant submits a treating physician’s opinion that does not provide “objective” and “measurable” medical findings, their documentation is usually found insufficient to support a claim for STD benefits under the Disability Plan. Hagestad Decl. at ¶ 8.

If a claim for STD benefits is initially denied by Sedgewick, a claimant may appeal to Sedgewick’s Quality Review Unit (QRU) for a final determination of eligibility. AR 75-77. In considering an appeal, Sedgewick has authority to consider any and all evidence collected by Sedgewick’s investigation, or provided by the claimant. AR at 563.

B. Plaintiff’s Relevant Medical History

Plaintiff began working as a Testing Technician for AT & T West on December 7, 1999. AR at 87. A Testing Technician at AT & T West “handles the provisioning and the maintenance and repair modules by using a computer application or database pertaining to data or voice circuits including: teletype circuits, mobile radio circuits, multi-wire telephone circuits.” AR at 93. In broader terms, a Testing Technician “reviews and interprets complex and special service orders, circuit diagrams and word documents] ... [and] perform all required pre-service tests in order to complete the provisioning of a circuit.” Id. It is undisputed that this position does not require strenuous physical labor, and is performed entirely inside at a computer station for roughly eight hours a day.

Starting in August of 2012, Plaintiff began seeking treatment for an unusual [1253]*1253numbness feeling that was spreading over the rear of his head. AR 108. Plaintiff reported that this feeling of numbness and an attendant ringing in his ears, was so “severe” as to make concentrating on anything impossible. Id. On August 23, 2012, Plaintiff was diagnosed with “numbness and tingling of skin”; “headache”; “tinnitus” (persistent ringing in the ear); and “migraine.” AR at 110. For the next four months Plaintiff reported and sought extensive treatment for continued feelings of numbness and for worsening headaches. See AR at 115-213. In December of 2012, Plaintiff reported neck pain as well, and his treating physician suspected that his migraines and other symptoms might be the result of nerve root irritation in his neck. AR at 251-254. Shortly thereafter, Plaintiff underwent an MRI to investigate his neck pain. AR at 258. That MRI showed mild cervical spine degenerative disease, but did not reveal unusual nerve irritation. Id.

In February of 2013, Plaintiff reported and sought treatment for continued numbness and “cluster headaches.” AR at 267. Plaintiff also reported that his symptoms were relieved by “fresh air.” Id. On March 25, 2013, Plaintiff reported that he nearly fainted in connection with the onset of his symptoms, and sought further treatment. AR at 297.

On May 31, 2013, Plaintiff met with Dr. Lakshmi Mahendran for a second opinion regarding a previous diagnosis of “occipital neuralgia.” AR at 339. In Dr. Mahendran’s report, she notes that Plaintiff had, at that point, already been examined by two neurologists, undergone an MRI, attempted to address his pain through pain management, tried occipital nerve blocks, acupuncture, and psychiatric assessment. Id. Further, Plaintiff had been prescribed several medications “including gabapentin, nortriptyline, [and] fluoxetine.” Id. Dr. Mahendran concluded that, after examining Plaintiff, she had nothing new to add to the extensive investigation of Plaintiffs numbness and headaches. AR at 341. However, she noted that the etiology is likely “nerve related” and .prescribed Plaintiff an anti-depressant medication, while discontinuing his prescriptions for: Ativan, Flexeril, Neurontin, Pamelor, and Imitrex. Id.

By July 19, 2013, Plaintiff followed up with Dr. Mahendran, reporting new tingling sensations in his extremities, and a worsening ringing in his ears. AR at 351. Mahendran prescribed Plaintiff a new medication and sent him to an audiologist. AR at 352.

On October 9, 2013, Plaintiff is diagnosed with “chronic daily headache” which are noted as having continued since August 23, 2012. AR at 365. Six days later, Plaintiff reported an inability to work because of “uncontrolled symptoms.” AR at 372. Dr.

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Cite This Page — Counsel Stack

Bluebook (online)
109 F. Supp. 3d 1250, 2015 U.S. Dist. LEXIS 75908, 2015 WL 3638542, Counsel Stack Legal Research, https://law.counselstack.com/opinion/hegarty-v-at-t-umbrella-benefit-plan-no-1-cand-2015.