Heffernan v. Provident Life & Accident Insurance

45 F. Supp. 2d 1147, 1999 U.S. Dist. LEXIS 5798, 1999 WL 233319
CourtDistrict Court, D. Kansas
DecidedFebruary 19, 1999
Docket98-2052-JWL
StatusPublished
Cited by2 cases

This text of 45 F. Supp. 2d 1147 (Heffernan v. Provident Life & Accident Insurance) is published on Counsel Stack Legal Research, covering District Court, D. Kansas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Heffernan v. Provident Life & Accident Insurance, 45 F. Supp. 2d 1147, 1999 U.S. Dist. LEXIS 5798, 1999 WL 233319 (D. Kan. 1999).

Opinion

MEMORANDUM AND ORDER

LUNGSTRUM, District Judge.

Plaintiff Dan Heffernan filed suit against defendant Provident Life & Accident Insurance Company alleging violations of the Americans with Disabilities Act. This matter is presently before the court on defendant’s motion for summary judgment (doc. #27). As set forth in more detail below, defendant’s motion for summary judgment is granted and plaintiffs complaint is dismissed in its entirety.

I. Facts 1

Plaintiff began his employment with defendant in 1985 as a consultant in defendant’s Memphis office. In 1988, plaintiff transferred to defendant’s Kansas City office and became the Branch Manager of that office. As Branch Manager, plaintiffs primary responsibilities included developing a book of business by calling on brokers and making them aware of defendant and its products. Although the Kansas City office had once staffed several employees under plaintiff, plaintiff was the only full-time employee in the Kansas City office from June 1996 through April 1, 1997.

In early 1996, defendant announced plans to merge .with the Paul Revere Life Insurance Company (“Paul Revere”). R. Kiah Townsend, a Provident employee, was selected as the post-merger Regional Manager for the Heartland region, which included Kansas City, St. Louis, Phoenix, Salt Lake City and Denver. David Beebe, a Paul Revere employee, was selected as the post-merger Regional Manager for the Chicago region. Prior to the merger, both defendant and Paul Revere had offices in Kansas City. The territory covered by defendant’s Kansas City office included Nebraska, Kansas, Western Iowa (including Des Moines) and Western Missouri. In Paul Revere’s territorial scheme, Nebraska and Iowa were covered by Paul Revere’s Des Moines, Iowa office, an office that remained open after the merger and reported to the Chicago regional office. It is uncontroverted that Paul Revere, prior to the merger, was engaged in greater amounts of business and had a greater presence in Nebraska than defendant Provident.

During the merger planning process, Nebraska was initially included as part of the territory for the post-merger Kansas City office, which reported to the Denver regional office, as it had been with defendant Provident pre-merger. From the beginning of the merger discussions, however, there was some question as to whether Nebraska would remain part of the Denver region or be transferred to the Chicago region under the Des Moinés office, as it had been with Paul Revere. 2

*1150 In September 1996, Mr. Townsend interviewed plaintiff and Ron Bennett, the Manager of Paul Revere’s Kansas City-office, for the position of Manager of defendant’s post-merger Kansas City office. Mr. Townsend selected Mr. Bennett for the position and he informed Mr. Bennett and plaintiff of the decision in October or November 1996. When plaintiff learned that he was not selected as the post-merger Branch Manager of the Kansas City office, he began inquiring whether he could obtain a separation package from defendant. In essence, plaintiff believed that he was not wanted by the people in the Kansas City office (ie., the Paul Revere personnel). Plaintiff and defendant could not agree on the terms of a separation package.

In January 1997, Mr. Townsend received the sales quota for his region. He assigned quotas to the individual offices in his territory, including the Kansas City office, and assigned individual salespersons’ quotas shortly thereafter. In assigning quotas, however, Mr. Townsend set the quota for Nebraska separately from the quota for the rest of the Kansas City office because he knew that there was a possibility that the Nebraska territory would be transferred to the Des Moines office in the Chicago region. According to Mr. Townsend, the transfer of the Nebraska territory was discussed heavily in February and March 1997. 3 At that time, Mr. Townsend strongly suspected that the territory would be transferred.

During this time frame, it was decided that some of the existing career agents from Paul Revere would become independent Regional Marketing Organizations (RMOs). One RMO was established in Cedar Rapids, Iowa, to service the eastern half of Iowa. The establishment of this RMO left the Des Moines office with only the western half of Iowa. According to Mr. Beebe, this territory was insufficient to keep the Des Moines office viable. 4 Mr. Beebe expressed concern to Jeff Olingy, Executive Vice President of Sales, that the Des Moines office did not have enough territory after losing both Nebraska and the eastern half of Iowa. Mr. Beebe suggested that Nebraska be transferred back to the Des Moines office. Mr. Beebe made a formal request along these lines no later than April 1, 1997 — the date the merger became official. Mr. Olingy told Mr. Beebe to work out the Nebraska territory reassignment with Mr. Townsend, and they jointly agreed to the transfer. This decision was subject to the final approval of defendant’s home office. Sometime in April, Mr. Townsend learned that the transfer decision had been approved by the home office.

Plaintiff began reporting to the merged Kansas City office on April 1, 1997. On April 8 or 9, 1997, plaintiff informed Mssrs. Townsend and Bennett that he had recently learned that he had a heart condition — a “serious cardiovascular issue.” Specifically, plaintiff told Mssrs. Townsend and Bennett that he had just spent time with a cardiologist and had *1151 completed a heart catheter, a stress EKG, and a thallium test. Plaintiff further advised Mssrs. Townsend and Bennett that he had two-vessel coronary artery disease, thickening of the heart wall, significant blood pressure issues, and a genetic disposition to cholesterol problems. Finally, plaintiff reported that he was still undergoing certain tests, but that his condition “didn’t look good” and that he was concerned he might have to go on disability.

Plaintiff testified that Mssrs. Bennett and Townsend, upon learning about plaintiffs condition, were “very considerate” and that they told plaintiff they “would do everything they could” to work with plaintiff. Mr. Townsend also advised plaintiff to take a week off from work. According to Mr. Townsend, he did not consider the possibility that plaintiffs condition could potentially interfere with his ability to work because it was very early in the testing process and plaintiff appeared healthy. 5

After taking a week off, plaintiff returned to work; He did not have any specific conversations with Mr. Townsend or Mr. Bennett about his medical condition after the initial discussion in early April. When Mssrs. Bennett and Townsend occasionally asked how plaintiff was doing, plaintiff responded that he was “doing okay” and that he did not have a “90-day death sentence or anything.” Moreover, Mssrs. Bennett and Townsend never had any specific, detailed discussions about plaintiffs health, other than expressing general concern that he take care of himself, seek medical care, and follow his doctor’s advice.

On April 18, 1997, Mr.

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Bluebook (online)
45 F. Supp. 2d 1147, 1999 U.S. Dist. LEXIS 5798, 1999 WL 233319, Counsel Stack Legal Research, https://law.counselstack.com/opinion/heffernan-v-provident-life-accident-insurance-ksd-1999.