OPINION
RABINOWITZ, Justice.
In this proceeding we are asked to resolve the question of whether an un-emancipated minor may maintain an action for personal injuries caused by her parent’s-negligence.
In the superior court the mother of the injured child moved for summary judgment on the sole ground that an “unemancipated minor child cannot sue the parent for negligence.”' In denying petitioner’s motion for summary judgment the trial court primarily relied on this court’s decision in Cramer v. Cramer.
In that case we held, as a matter of first impression, that a; wife could sue her husband for a personal tort committed while the parties' were married.
By virtue of the case at bar, we are-now presented' with the second occasion: in-the history of this court in which questions-involving intrafamily negligence actions-call for resolution.
The subject of parental immunity encompasses controversial, complex, and delicate issues. The doctrine has received' exhaustive treatment in law reviews, treatises,
and opinions of numerous state courts. Generally the law review authors and treatise writers are extremely critical of the parental immunity doctrine and its concomitant disallowance of negligence actions on behalf of unemancipated minors.
On the other hand, the weight of judicial authority is clearly in favor of refusing the unemancipated minor a remedy for any injury inflicted through the negligence of the minor’s parents.
While fully cognizant of judicial antipathy to the allowance of suits by unemanci-pated minors against their parents, we are persuaded that on the facts of this record the minor child should be granted a remedy for any injuries sustained.
In Ramon v. Haner
we said we would not be bound by the mere weight of judicial precedent but rather by the rule which embodies the more persuasive reasoning. We adhere to the views expressed in this prior decision and in so doing have determined that the more persuasive reasoning favors allowance of this negligence action by the unemancipated minor. To a large extent today’s decision was foreshadowed by our holding in
Cramer
which allowed intraspousal negligence actions. Although our decision in
Cramer
involved, to some extent, construction of our Married Women’s Statutes, we also relied upon the policy rationale of two, then recent, decisions of the courts of California in which the doctrine of intraspousal immunity for personal tort actions was abolished.
Since this is a question of first impression in our jurisdiction, we consider it appropriate to discuss briefly the historical antecedents of the parental or family immunity doctrine, as well as judicial precedents in this area.
At early common law in matters concerning property, there was no bar to actions between parents and minor children
As to a minor’s suit involving a personal tort action based on the negligence of the parent, it appears that there are no reported early English common law decisions on the subject.
,
American precedent begins in 1891 with the case of Hewlett v. George
where the family immunity doctrine was first announced. There the Mississippi court held that a minor child could not maintain a false imprisonment action against her mother for maliciously confining her in an insane asylum. In reaching this result the court cited no authority, basing its decision on the rationale that,
The peace of society * * * and a sound public policy, designed to subserve the repose of families and the best interests of society, forbid to the minor child a right to appear in court in the assertion of a claim to civil redress for personal injuries suffered at the hands of the parent.
The
Hewlett
decision was then followed by the Tennessee supreme court in McKelvey v. McKelvey
and by the Washington court in Roller v. Roller.
In the Tennessee case the court denied the minor the right to sue her father and stepmother for cruel and inhuman treatment. In the Washington case the court barred the minor’s suit against her father who had raped her. In barring the action, the Washington court expressed the fear that once such causes of actions were allowed “there is no practical line of demarcation which can be drawn.” The
Hewlett, McKelvey,
and
Roller
decisions "constitute the great trilogy upon which the American rule of parent-child tort immunity is based.”
From this base the family immunity doctrine, after a relatively slow start,
came to be applied almost uniformly by those jurisdictions which have ruled on the question, to bar negligence actions between an un-emancipated minor and his parents.
We consider it pertinent to discuss briefly the many exceptions and qualifications to the family immunity doctrine before explaining our rejection of the doctrine in the case at bar.
It is firmly established that the emancipated child may sue the parent, and the parent may sue the emancipated child, for negligent wrongs,
and that an unemanci-
pated minor child may sue his parents for his property.
There are authorities which have permitted an unemancipated minor to maintain an action for personal injuries willfully or intentionally inflicted;
authorities which have allowed suits where the injuries were caused by unintentional but wilful, reckless, or grossly negligent conduct;
and authorities which have held that the parental immunity rule does not prohibit a negligence action by an un-emancipated minor against the estate of his deceased parent.
Where the special circumstance of a carrier-passenger relationship existed between the minor and the parent, suit has been allowed.
Similarly, when a master-servant relationship is present, the courts have allowed the action.
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OPINION
RABINOWITZ, Justice.
In this proceeding we are asked to resolve the question of whether an un-emancipated minor may maintain an action for personal injuries caused by her parent’s-negligence.
In the superior court the mother of the injured child moved for summary judgment on the sole ground that an “unemancipated minor child cannot sue the parent for negligence.”' In denying petitioner’s motion for summary judgment the trial court primarily relied on this court’s decision in Cramer v. Cramer.
In that case we held, as a matter of first impression, that a; wife could sue her husband for a personal tort committed while the parties' were married.
By virtue of the case at bar, we are-now presented' with the second occasion: in-the history of this court in which questions-involving intrafamily negligence actions-call for resolution.
The subject of parental immunity encompasses controversial, complex, and delicate issues. The doctrine has received' exhaustive treatment in law reviews, treatises,
and opinions of numerous state courts. Generally the law review authors and treatise writers are extremely critical of the parental immunity doctrine and its concomitant disallowance of negligence actions on behalf of unemancipated minors.
On the other hand, the weight of judicial authority is clearly in favor of refusing the unemancipated minor a remedy for any injury inflicted through the negligence of the minor’s parents.
While fully cognizant of judicial antipathy to the allowance of suits by unemanci-pated minors against their parents, we are persuaded that on the facts of this record the minor child should be granted a remedy for any injuries sustained.
In Ramon v. Haner
we said we would not be bound by the mere weight of judicial precedent but rather by the rule which embodies the more persuasive reasoning. We adhere to the views expressed in this prior decision and in so doing have determined that the more persuasive reasoning favors allowance of this negligence action by the unemancipated minor. To a large extent today’s decision was foreshadowed by our holding in
Cramer
which allowed intraspousal negligence actions. Although our decision in
Cramer
involved, to some extent, construction of our Married Women’s Statutes, we also relied upon the policy rationale of two, then recent, decisions of the courts of California in which the doctrine of intraspousal immunity for personal tort actions was abolished.
Since this is a question of first impression in our jurisdiction, we consider it appropriate to discuss briefly the historical antecedents of the parental or family immunity doctrine, as well as judicial precedents in this area.
At early common law in matters concerning property, there was no bar to actions between parents and minor children
As to a minor’s suit involving a personal tort action based on the negligence of the parent, it appears that there are no reported early English common law decisions on the subject.
,
American precedent begins in 1891 with the case of Hewlett v. George
where the family immunity doctrine was first announced. There the Mississippi court held that a minor child could not maintain a false imprisonment action against her mother for maliciously confining her in an insane asylum. In reaching this result the court cited no authority, basing its decision on the rationale that,
The peace of society * * * and a sound public policy, designed to subserve the repose of families and the best interests of society, forbid to the minor child a right to appear in court in the assertion of a claim to civil redress for personal injuries suffered at the hands of the parent.
The
Hewlett
decision was then followed by the Tennessee supreme court in McKelvey v. McKelvey
and by the Washington court in Roller v. Roller.
In the Tennessee case the court denied the minor the right to sue her father and stepmother for cruel and inhuman treatment. In the Washington case the court barred the minor’s suit against her father who had raped her. In barring the action, the Washington court expressed the fear that once such causes of actions were allowed “there is no practical line of demarcation which can be drawn.” The
Hewlett, McKelvey,
and
Roller
decisions "constitute the great trilogy upon which the American rule of parent-child tort immunity is based.”
From this base the family immunity doctrine, after a relatively slow start,
came to be applied almost uniformly by those jurisdictions which have ruled on the question, to bar negligence actions between an un-emancipated minor and his parents.
We consider it pertinent to discuss briefly the many exceptions and qualifications to the family immunity doctrine before explaining our rejection of the doctrine in the case at bar.
It is firmly established that the emancipated child may sue the parent, and the parent may sue the emancipated child, for negligent wrongs,
and that an unemanci-
pated minor child may sue his parents for his property.
There are authorities which have permitted an unemancipated minor to maintain an action for personal injuries willfully or intentionally inflicted;
authorities which have allowed suits where the injuries were caused by unintentional but wilful, reckless, or grossly negligent conduct;
and authorities which have held that the parental immunity rule does not prohibit a negligence action by an un-emancipated minor against the estate of his deceased parent.
Where the special circumstance of a carrier-passenger relationship existed between the minor and the parent, suit has been allowed.
Similarly, when a master-servant relationship is present, the courts have allowed the action.
And where the parent was not acting in a parental capacity but rather in his business or vocational capacity, suit has been allowed.
Thus, it is apparent that there exists an ever increasing number of judicially fashioned qualifications and exceptions to the parental immunity doctrine.
As to the bases for the parental immunity doctrine in regard to ordinary negligence actions, the courts on various occasions have advanced the following explanations: Allowance of such causes of action would deplete the family exchequer;
would encourage fraud and collusion;
would disrupt domestic tranquility;
and would interfere with parental care, discipline, and control.
Additionally, some courts have analogized from the intraspousal immunity doctrine in adopting the rule of parental immunity.
As to reliance upon intraspousal immunity doctrine, our decision in Cramer v. Cramer
disposes of this basis for the parental immunity rule. Concerning the depletion of the family exchequer rationale, the New Hamphire court in Briere v. Briere
made the following apposite comments :
As to the depletion of the family exchequer, the court in the
Dunlap
case summarily rejected this argument as having no substantial weight and said that it ignored ‘the parent’s power to distribute favors as he will, and leaves out of the picture the depletion of the child’s assets of health and strength through the injury.’ Id., 84 N.H. 361, 150 A. 909. To this may be added today’s reality that if the father has means, he will álmost inevitably carry insurance, and if he has not, the chances of anyone bringing suit for the child are remote. See Dean v. Smith, 106 N.H. 314, 317-318, 211 A.2d 410. We agree that the existence of insurance should not impose a duty upon a parent where . none existed before. Dean v. Smith, supra. However, as a practical matter, the prevalence of insurance cannot be ignored in detérmining whether a court should .continue to discriminate against a class of individuals by depriving them of a right enjoyed by all other individuals. Dunlap v. Dunlap, supra; Dean v. Smith, supra.
In regard to the fraud-collusion-perjury argument, we are of the opinion that it does note warrant denial of a remedy to the child. Concerning this basis for the parental immunity rule, Judge Fuld, in his dissenting opinion in Badigian v. Badigian,
wrote:
Since the insurer is the real defendant, it has been said that there is danger of fraud and collusion between parent and child. One may not, of course, deny the hazard, but such a danger, being present in all liability insurance cases, furnishes reason not for denial of a cause of action, but for added caution on the part of court and jury in examining and assessing the facts. The danger is precisely the same when the injury is to a child who has attained 21 or to a brother or sister or, to a less degree, to a friend.
We are of the further view that our holding in Cramer v. Cramer
disposes of the fraud-collusion-perjury argument advanced in support of parental immunity. In
Cramer
we rejected a parallel argument in support of adoption of intraspousal immunity.
This brings us to the frequently urged ground that allowance of the action by the unemancipated minor would be disruptive of family harmony. We are of the opinion
that our decision in Cramer
points to rejection of this argument for there we were unpersuaded by a similar argument which was advanced in regard to disruption of conjugal harmony. Goller v. White
is one of the two cases in which the doctrine of parental immunity for ordinary negligence actions was abolished. Under factual circumstances similar to those of the case at bar, the Wisconsin court had the following to say about the family harmony argument:
I Harper and James, Law of Torts, p. 650, § 8.11, advocates allowing the maintenance of an action in tort against a parent or a child in every case ‘in which it is reasonably clear that the domestic peace has already been disturbed beyond repair or where by reason of the circumstances it is not imperiled, and where the reasonableness of family discipline is not involved.’ The authors point out that one situation in which family harmony is not thereby disturbed arises where there is liability insurance coverage. * * *
This court, however, has refused to consider the existence of liability insurance a sufficient basis for departing from the rule * * *. Nevertheless, we consider the wide prevalence of liability insurance in personal injury actions a proper element to be considered in making the policy decision of whether to abrogate parental immunity in negligence actions. This is because in a great majority of such actions, where such immunity has been abolished, the existence of insurance tends to negate any possible disruption of family harmony and discipline.
We are in accord with the
Goller
court’s analysis of the domestic tranquility factor.
The final argument advanced by the authorities which support the parental immunity rule is that of the necessity of the maintenance of parental discipline. In Rodebaugh v. Grand Trunk W. R.R.
the court said:
Even the contemporary cases which have carved broad inroads into the immunity rule have recognized that there is justification for parental immunity in a certain area. Many of the cases give a wide variety of reasons, but the only reason that passes the test of critical examination is the natural parental right and obligation of care, discipline and control over minor children.
In rejecting parental care, discipline, and control as a reason for denying the minor child a remedy on the facts before us, we are of the opinion that the reasoning of the Goller v. White
and Briere v. Briere
courts is more convincing and more in accord with our conception of a just resolution of the question.
We are of the opinion that Judge Fuld’s views are particularly pertinent here. In his-dissent in-Badigian v. Badigian
he stated:
The problem, in short, comes to this: A child is seriously injured by his father’s careless operation or maintenance of his automobile. As the law now stands, the judgment recovered against the parent is more than likely, in the vast majority of cases, to be paid by an insurer. If the crippled child may have the benefit of this insurance, a fund will be supplied the family to provide for him. If the fund is cut off, cripple as well as parent will have to stagger beneath the load. To tell them that the pains must be endured for the peace and welfare of the family is something of a mockery.
On the balance we believe that the scales should be weighed in favor of affording the injured child a remedy in this case. In reaching this decision we are not unaware of the pivotal role the family has assumed, and will continue to play, in our culture. Nor are we oblivious to the continuing need for parental discipline and control within the family grouping. And we are fully cognizant that there are large areas of activities within the family sphere involving parental discipline, care, and control which should and must remain free from judicial intrusion. In Goller v. White
the Supreme Court of Wisconsin, in holding that the parental immunity rule should be abro
gated, articulated two situations in which parental immunity would remain in force:
(1) where the alleged negligent act involves an exercise of parental authority over the child; and (2) where the alleged negligent act involves an exercise of ordinary parental discretion with respect to the provision of food, clothing, housing, medical and dental services, and other care.
At this time we believe it unnecessary to attempt to define precisely what scope should be given to the doctrine of parental immunity. Rather, we limit our decision to the factual situation before us, and hold that the unemancipated minor has a right of action against her mother for personal injuries allegedly sustained as a result of the parent’s negligent driving.
We remain unpersuaded by the traditional explanations which have been proffered in favor of parental immunity. Analysis of them has convinced us that neither individually nor collectively do the arguments in support of the immunity rule outweigh the necessity of according the minor child a remedy for wrongful negligent injury to his person. And it is this factor of a negligent wrong that we believe to be of paramount significance. It appears to us illogical to sanction property actions between uneman-cipated minors and their children; to allow an action if the child happens to be emancipated; to permit an action if the parent inflicts intentional harm upon the child; or if that harm is inflicted through negligence characterized as gross or wanton; to permit an action should the child happen to be injured in the course of the parent’s business or vocation; to permit an action if the parent is deceased; but, on the other hand, to deny the unemancipated child redress for his personal injuries when caused by the negligence of a living parent.
We are of the further view that although the existence of liability insurance does not create liability its presence is of considerable significance here.
To persist in adherence to family-harmony and parental-discipline-and-control arguments when there is automobile liability insurance involved is in our view unrealistic. If there is insurance there is small possibility that parental discipline will be undermined, or that the peace of the family will be shattered by allowance of the action.
The superior court’s denial of petitioner’s motion for summary judgment is affirmed.