Hammond v. PNC Bank N.A.

District Court, N.D. Ohio·Decided March 15, 2023·No. 4:22-cv-01325·Unknown

Opinion

PEARSON, J. UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF OHIO EASTERN DIVISION MARY SUE HAMMOND, ) ) CASE NO. 4:22CV1325 Plaintiff, ) ) v. ) JUDGE BENITA Y. PEARSON ) PNC BANK, N.A., et al., ) MEMORANDUM OF OPINION ) AND ORDER Defendants. ) Pro se Plaintiff Mary Sue Hammond filed this action under 42 U.S.C. § 1983 against Defendants PNC Bank, N.A. (“PNC”), Mahoning County Common Pleas Court Judge Anthony Donofrio, and John Does 1 through 100. In the Complaint, Plaintiff alleges that Judge Donofrio wrongfully granted a judgment in foreclosure to PNC Bank. Although Judge Donofrio subsequently vacated the foreclosure judgment and dismissed the case after Plaintiff paid the entire balance of the mortgage with interest to PNC, Plaintiff filed this action to object to decisions Judge Donofrio made while the foreclosure action was pending. She contends Judge Donofrio denied her access to the courts, a jury trial, and due process by granting PNC’s Motion for Summary Judgment. She asserts that the decision was made in error because the Constitution guarantees her a jury trial. She also includes state law claims. She asks this Court to vacate the already vacated foreclosure judgment, enjoin the Defendants from foreclosing on the property in the future, and award her monetary damages. (4:22CV1325) I. Background Plaintiff alleges that PNC filed a foreclosure action against her on November 7, 2019 in the Mahoning County Court of Common Pleas. See PNC Bank N.A. v. Hammond, No. 2019 CV 2285 (Mahoning Ct. Comm. Pl. June 13, 2022). Judge Donofrio was assigned to preside over the case. PNC filed a Motion for Summary Judgment on September 29, 2021. Id. Judge Donofrio

granted that Motion on January 12, 2022, and issued a judgment of foreclosure in favor of PNC in the amount of $51,752.17 plus 5.25 % interest from May 4, 2018. Id. The property was sold by a private selling officer on March 29, 2022. Id. Prior to the court’s confirmation of the sale, Plaintiff tendered the balance of the mortgage in full, including the interest owed on the delinquent portion. Id. PNC accepted the payment and asked the court on May 25, 2022 to vacate the private sale and return the deposit to the purchaser. Id. Judge Donofrio granted that Motion on May 26, 2022 and vacated the sale. Id. Because Plaintiff fully

paid the loan balance, PNC filed a Motion on June 9, 2022 asking the court to vacate the judgment of foreclosure and dismiss the case. Id. Judge Donofrio granted that Motion on June 13, 2022. Id. Plaintiff then filed this action on July 27, 2022, asking this Court to vacate the already vacated foreclosure judgment, stay the vacated foreclosure sale, forever enjoin PNC from foreclosing on her property, determine that PNC lacked standing to file the foreclosure action, and award her $ 90,000.00. ECF. No. 1 at PageID #: 28. She claims she had a constitutional right to a jury trial and Judge Donofrio denied her freedom of speech, access to the courts, trial

by jury, and due process when he granted PNC’s Motion for Summary Judgment. She also

2 (4:22CV 1325) asserts state law claims for deceptive consumer practices, and libel and defamation based on the same legal theory. II. Standard for Dismissal The Court is required to construe a Plaintiff's pro se Complaint liberally and to hold it to a less stringent standard than one drafted by an attorney. Spotts v. United States, 429 F.3d 248, 250 (6th Cir. 2005) (citing Haines v. Kerner, 404 U.S. 519, 520 (1972)). Pursuant to Apple v. Glenn, 183 F.3d 477, 479 (6th Cir. 1999) (per curiam), district courts are permitted to conduct a limited screening procedure and to dismiss, sua sponte, a fee-paid Complaint filed by a non-prisoner if it appears that the allegations are “totally implausible, attenuated, unsubstantial, frivolous, devoid of merit, or no longer open to discussion.” Apple, 183 F.3d at 479 (citing Hagans v. Lavine, 415 U.S. 528, 536-37 (1974)). Dismissal on a sua sponte basis is also authorized where the asserted claims lack an arguable basis in law, or if the district court lacks subject matter jurisdiction over the matter. /d. at 480; see also Neitzke v. Williams, 490 U.S. 319 (1989); Sistrunk v. City of Strongsville, 99 F.3d 194, 197 (6th Cir. 1996); Lawler v. Marshall, 898 F.2d 1196 (6th Cir. 1990). Ill. Law and Analysis Article III of the United States Constitution confines the judicial power of federal courts to deciding actual ‘Cases’ or ‘Controversies.’ Hollingsworth v. Perry, 570 U.S. 693, 700 (2013). “If a dispute is not a proper case or controversy, the courts have no business deciding it, or expounding the law in the course of doing so.” Daimler Chrysler Corp. v. Cuno, 547 U.S. 332, 341 (2006). In the absence ofa live dispute under Article III, dismissal for lack of jurisdiction is appropriate. Lyshe v. Levy, 854 F.3d 855, 857 (6th Cir. 2017); KNC Investments, LLC y. Lane's

(4:22CV1325) End Stallions, Inc., 579 Fed.Appx. 381, 383 (6th Cir. 2014). Furthermore the “actual controversy” must exist not only at the time the case is filed in federal court, but also throughout all stages of the litigation. Already, LLC v. Nike, Inc., 568 U.S. 85, 90-91 (2013). “A case becomes moot—and therefore no longer a ‘Case’ or ‘Controversy’ for purposes of Article III—‘when the issues presented are no longer ‘live’ or the parties lack a legally cognizable interest in the outcome.’ ” Id. at 91 (quoting Murphy v. Hunt, 455 U.S. 478, 481 (1982)). “No matter how vehemently the parties continue to dispute the lawfulness of the

conduct that precipitated the federal lawsuit, the case is moot if the dispute ‘is no longer embedded in any actual controversy about the plaintiffs’ particular legal rights.’” Id. (quoting Alvarez v. Smith, 558 U.S. 87, 93 (2009)). There is no live case or controversy in this action. The judgment to which Plaintiff objects was already vacated by Judge Donofrio. The sale she asks this Court to enjoin was also vacated. Furthermore, Plaintiff paid in full the balance owed on the loan, thus, satisfying the mortgage. This alleviates the possibility that PNC could file another action to foreclose on the loan in the future. While Plaintiff may believe that Judge Donofrio committed errors during the litigation process, including his decision to grant summary judgment in favor of PNC, a decision

to that effect from this Court would be purely academic and would serve no purpose because the judgment no longer exists. There is no current issue for this Court to resolve. This case is moot. Moreover, even if the judgment had not already been vacated and the case were not moot, this Court would lack subject matter jurisdiction to vacate a state court judgment. United States district courts do not have jurisdiction to overturn state court decisions even if the request to reverse the state court judgment is based on an allegation that the state court’s action was

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Hammond v. PNC Bank N.A., (N.D. Ohio 2023).

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