Greer v. MAJR Financial Corp.

105 F. Supp. 2d 583, 2000 U.S. Dist. LEXIS 10474, 2000 WL 1035998
CourtDistrict Court, S.D. Mississippi
DecidedJune 22, 2000
DocketCIV. A. 399CV803LN
StatusPublished
Cited by9 cases

This text of 105 F. Supp. 2d 583 (Greer v. MAJR Financial Corp.) is published on Counsel Stack Legal Research, covering District Court, S.D. Mississippi primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Greer v. MAJR Financial Corp., 105 F. Supp. 2d 583, 2000 U.S. Dist. LEXIS 10474, 2000 WL 1035998 (S.D. Miss. 2000).

Opinion

MEMORANDUM OPINION AND ORDER

TOM S. LEE, District Judge.

This cause is before the court on the motion of plaintiffs Leslie Greer and Beulah Greer to remand this case to the Circuit Court of Holmes County, Mississippi. Defendants Hurley State Bank and Interstate Engineering separately responded in opposition to plaintiffs’ motion. The court has considered the parties’ arguments on the motion in the light of the record in the *585 case and concludes, for reasons which follow, that plaintiffs’ motion is due to be granted.

Plaintiffs filed their complaint in state court on October 21, 1999 asserting various state law causes of action relating to defendants’ alleged conduct in connection with their solicitation, sale and financing of a vacuum cleaning system to and for plaintiffs. In the recitation of the facts underlying their claims for relief, plaintiffs alleged that in January 1999, Bobby McCune, acting as an agent for “defendants”, approached them and persuaded them to purchase a “Tri-Star” Cleaning System (vacuum cleaner) manufactured and distributed by defendant Interstate Engineering. According to the complaint, McCune represented to plaintiffs that the total purchase price for the vacuum cleaner would be $1605, and that plaintiffs would own the vacuum cleaner after making monthly payments of approximately $45 for a certain number of years. He also told them they could cancel the transaction within three days. Plaintiffs state that based on McCune’s representations, they agreed to purchase the vacuum cleaner and signed certain documentation to finance the purchase through defendant, Hurley State Bank. Plaintiffs allege that prior to the expiration of three days, they attempted to contact McCune to cancel the transaction “as prescribed by law” and yet he refused to return their calls or to take back the vacuum cleaner and cancel their purchase agreement. Plaintiffs further recite that “had they known the true nature of the financing details relative to this purchase, specifically, that the financing was offered as a revolving credit card account (not a simple interest loan) and only a few dollars of each payment was applied toward the principle [sic] of the purchase price of the TriStar cleaning system, the Plaintiffs would not have entered into said agreement.” They charge that McCune’s representations “were false and made with the intent to deceive the Plaintiffs, and further, that the Defendants had an obligation to inform them of. the entire details concerning financing, particularly the fact that most of the monies paid from the approximately $45.00 monthly payment would go toward finance charges as opposed to the principle [sic], and that the system would not be paid off in a certain number of years.”

Based on these allegations, plaintiffs set forth in their complaint seven state law causes of action. Five of these, as described by plaintiffs in their complaint, are varieties of “civil fraud” under Mississippi law, and include “RecMess and Intentional Misrepresentation”; “Innocent Misrepresentation”; “Willful and Wanton Misrepresentation”; “Deceit”; and “Suppression”. Four of these five “civil fraud” claims are premised on McCune’s alleged affirmative misrepresentations of “material facts” relating to the details of the financing for the transaction, and one, the cause of action for “suppression”, is based on McCune’s allegedly having “concealed and withheld material facts from the Plaintiffs that [the] purchase agreement [they executed] was, in fact, a revolving credit card application and that their minimum payments were, in fact, primarily finance charges” and upon defendants’ further having “precluded the Plaintiffs from exercising their right to cancel [the] transaction as prescribed by law.” In addition to these claims for relief, plaintiffs assert a claim for “Negligence and Wantonness” based broadly on “defendants” ’ conduct in organizing, implementing and instigating the solicitation, sale and financing of the vacuum cleaner, and a final cause of action for “Conspiracy” by defendants to commit the wrongful acts identified in the other six counts.

Obviously anticipating that defendants might attempt to remove the case to federal court, plaintiffs in their complaint specifically stated as follows:

This is a combination contract, tort, and statutory action brought under the laws of the State of Mississippi, and under the common law of the State of Mississippi. The Plaintiffs herein bring this action based entirely upon the common laws and statutory laws of the State *586 of Mississippi, and the Plaintiffs herein do not rely upon any federal statute, any federal: question, and do not seek relief under any federal statute or law.
To the extent that the Defendants will contend that the Plaintiffs are seeking relief under federal laws or federal questions, the Plaintiffs expressly deny said contentions, and the Plaintiffs expressly waive any relief under any federal laws or any federal question concerning the allegations of this Complaint, whether said allegations are pled or not.

Despite their assertions in this regard, defendant Hurley State Bank, joined by Interstate Engineering (the only other defendant then served), timely removed the case to this court claiming in the removal petition this court has federal question jurisdiction over plaintiffs’ complaint under 28 U.S.C. § 1331, since plaintiffs’ complaint, while not expressly alleging a violation of any federal law, effectively charges violations of numerous federal statutes, including the Truth in Lending Act, 15 U.S.C. § 1601 et seq.; the Fair Debt Collection Practices Act, 15 U.S.C. § 1692a et seq.; the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq.; the Credit Card Disclosure Act, 15 U.S.C. § 1610, 1637; the Fair Credit Billing Act, 15 U.S.C. § 1666 et seq.; and the National Banking Act, 12 U.S.C. § 85 et seq. Plaintiffs promptly moved to remand, insisting that they clearly have not asserted any claim arising under federal law so that there is no basis for federal jurisdiction.

Under 28 U.S.C. § 1441, a defendant has a right to remove from state to federal court any case over which the federal court would have had original jurisdiction. See 28 U.S.C. § 1441(a) 1 ; Rivet v. Regions Bank of Louisiana, 108 F.3d 576, 582 (5th Cir.1997), rev’d on other grounds,

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Acosta v. Target Corp.
728 F. Supp. 2d 968 (N.D. Illinois, 2010)
Evans v. COURTESY CHEVROLET II, LP
423 F. Supp. 2d 669 (S.D. Texas, 2006)
Shaffer v. Palm Harbor Homes, Inc.
328 F. Supp. 2d 633 (N.D. Mississippi, 2004)
Anderson v. Nissan Motor Acceptance Corp.
326 F. Supp. 2d 760 (S.D. Mississippi, 2003)
Walker v. Atwood Chevrolet-Olds, Inc.
189 F. Supp. 2d 594 (S.D. Mississippi, 2001)
Virgil v. Reorganized MW Co., Inc.
156 F. Supp. 2d 624 (S.D. Mississippi, 2001)
Williams-Willis v. Carmel Financial Corp.
139 F. Supp. 2d 773 (S.D. Mississippi, 2001)
Blakeley v. United Cable System
105 F. Supp. 2d 574 (S.D. Mississippi, 2000)

Cite This Page — Counsel Stack

Bluebook (online)
105 F. Supp. 2d 583, 2000 U.S. Dist. LEXIS 10474, 2000 WL 1035998, Counsel Stack Legal Research, https://law.counselstack.com/opinion/greer-v-majr-financial-corp-mssd-2000.