Greene v. Mongie

2025 UT App 11, 564 P.3d 536
CourtCourt of Appeals of Utah
DecidedJanuary 30, 2025
DocketCase No. 20230414-CA
StatusPublished

This text of 2025 UT App 11 (Greene v. Mongie) is published on Counsel Stack Legal Research, covering Court of Appeals of Utah primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Greene v. Mongie, 2025 UT App 11, 564 P.3d 536 (Utah Ct. App. 2025).

Opinion

2025 UT App 11

THE UTAH COURT OF APPEALS

MATT GREENE, JULIANN GREENE, AND MJG INVESTMENTS LLC, Appellants, v. STEPHEN MONGIE; LINKS CONSULTING, LLC; LINKSCG, LLC; JOEL SYBROWSKY; LODGING DYNAMICS DEVELOPMENT, LLC; AND DYNAMIC CITY CAPITAL, LLC, Appellees.

Opinion No. 20230414-CA Filed January 30, 2025

Fourth District Court, Spanish Fork Department The Honorable Jared Eldridge No. 200300159

Jefferson W. Gross, S. Ian Hiatt, and Seamus W. Appel, Attorneys for Appellants Troy L. Booher, Caroline A. Olsen, and Nate D. Ashcraft, Attorneys for Appellee Stephen Mongie Nate D. Ashcraft, Attorney for Appellee Links Consulting, LLC Daniel K. Brough and Ryan M. Merriman, Attorneys for Appellee LinksCG, LLC Evan S. Strassberg, Attorney for Appellees Joel Sybrowsky, Lodging Dynamics Development, LLC, and Dynamic City Capital, LLC

JUDGE AMY J. OLIVER authored this Opinion, in which JUDGES GREGORY K. ORME and DAVID N. MORTENSEN concurred.

OLIVER, Judge:

¶1 After receiving a large sum of money from selling his equity in a business, Matt Greene enlisted his friend Stephen Greene v. Mongie

Mongie to help him invest the money. Under Mongie’s guidance, Greene bought a life insurance policy from Mongie and invested two million dollars in a new fund created by Lodging Dynamics Development, LLC (Lodging Dynamics), a company led by Mongie’s longtime friend Joel Sybrowsky. When the fund failed to perform as well as Greene expected, he filed suit, asserting claims for fraud, breach of fiduciary duty, negligence, breach of the covenant of good faith and fair dealing, and securities fraud. The district court granted summary judgment to the defendants on all claims, and Greene appealed. Because Greene has failed to establish that there is a genuine issue of material fact that would preclude summary judgment, we affirm the district court’s ruling.

BACKGROUND 1

The Relationship Between Greene and Mongie

¶2 A friend introduced Greene to Mongie in 2004 and told him that Mongie was well-connected in the investment advisory world. In 2005 or 2006, Mongie, a life insurance agent, formed Links Consulting, LLC, and within the next two years Michael Bergeron and Lowell Crabb, also life insurance agents, joined as partners. In 2009, Mongie and Bergeron formed LinksCG, LLC, a member-managed LLC. Mongie, Bergeron, and Crabb were managers of LinksCG. Although the stated purpose of LinksCG was “to provide financial services,” only Crabb held the license required to serve as an investment advisor. Crabb provided his investment advisory services through a separate affiliation with Andina Capital Management (Andina), and none of the income from this work was paid to LinksCG. However, when any of the

1. “We recite the facts of the case and draw all reasonable inferences in the light most favorable to [Greene] as the nonmoving party.” Sampson v. HB Boys, LC, 2024 UT App 56, n.1, 548 P.3d 538.

20230414-CA 2 2025 UT App 11 Greene v. Mongie

managers of LinksCG sold life insurance policies, the member manager who sold the policy would receive a large percentage of the premium as a commission, and the remainder would go to LinksCG as an override to pay overhead expenses and, occasionally, bonuses or niceties.

¶3 By 2014, Greene and Mongie had become friends. When Greene realized roughly eleven million dollars from selling his equity in a business, Greene asked Mongie to help him invest and manage the money. Mongie, with Crabb’s assistance, created an asset allocation model to help manage Greene’s wealth, which included creating the Matthew Aaron Greene Irrevocable Trust (the Trust) and MJG Investments, LLC (MJG). Mongie was named a successor co-trustee of the Trust, and he agreed to serve as manager of MJG as a personal favor to Greene, which he did without compensation. The MJG operating agreement included a limitation of liability provision stating that Mongie, as manager, could only be held liable for acts or omissions that were fraudulent, were in bad faith, or constituted gross negligence or willful misconduct.

The Life Insurance Policy and the Hotel Fund Investment

¶4 As part of the wealth management strategy, Mongie helped Greene obtain a life insurance policy with an annual premium of $250,000. The life insurance policy had an auto- renewal function where a loan was automatically created to pay the premium if the annual premium was not paid. Mongie received a large commission and LinksCG received an override from the sale of the life insurance policy.

¶5 In addition to helping Greene obtain a life insurance policy, Mongie also told Greene about a potential investment opportunity with Lodging Dynamics, a company that managed Marriott hotel properties and was led by Mongie’s longtime friend Sybrowsky. Mongie’s asset allocation model proposed that

20230414-CA 3 2025 UT App 11 Greene v. Mongie

the investment in Lodging Dynamics would cover the annual life insurance premium.

¶6 Lodging Dynamics owned and managed hotels that were funded by pooling funds of three to twelve investors. A separate “special purpose entity” owned each individual hotel. These special purpose entities were very successful and typically produced dividends of 12%–14% and returns on principal of 130% or more.

¶7 In 2013, Sybrowsky and Lodging Dynamics decided to create a new fund that bundled multiple hotel properties and began seeking investors. Mongie asked Crabb if they could include the Lodging Dynamics investment in their investment portfolio. Crabb had Andina review it, and Andina determined it was not a suitable investment because “[i]t was an emerging manager, their first fund, concentrated,” and there was “[n]o track record.” Crabb relayed this information to Mongie, but Mongie still decided to recommend the investment to Greene and other friends. Knowing that Greene was considering investing with Lodging Dynamics, Sybrowsky asked Mongie to set up a time for the three of them to meet.

¶8 At the meeting, Mongie, Sybrowsky, and Greene discussed LD Hotel Fund I, the new venture where multiple hotels would be bundled into a single investment vehicle. Sybrowsky also confirmed the historical returns generated by Lodging Dynamics’s special purpose entities but made no promises or guarantees about a rate of return for LD Hotel Fund I. Greene “assumed that” the historical returns resulted from all of Lodging Dynamics’s hotels being “held or acquired through funds rather than as individual properties.” No one represented to Greene that the prior success of Lodging Dynamics involved bundled hotels, and he “didn’t ask that question.”

20230414-CA 4 2025 UT App 11 Greene v. Mongie

¶9 After the meeting, Greene received the Private Placement Memorandum (the PPM) and subscription agreement. The PPM described the nature of the investment and its associated risks. The risk factors included that the “COMPANY IS A START-UP ENTITY WITH NO HOTELS AND NO OPERATING HISTORY” and that only people able to “SUSTAIN A COMPLETE LOSS OF THEIR INVESTMENT, AND WHO HAVE NO NEED FOR LIQUIDITY WITH RESPECT TO THE FUNDS INVESTED,” should invest due to the “HIGH DEGREE OF RISK.” The subscription agreement stated that “[n]o representations or warranties have been made to the Investor by the Company, the Company or any agent of such persons, other than as set forth in the Memorandum (as amended and supplemented), the LLC Agreement (as amended) and this Agreement.”

¶10 Despite receiving the PPM and subscription agreement more than six weeks before investing, Greene did not review either document because he was moving with his family to Costa Rica. Greene ultimately invested two million dollars with Lodging Dynamics in July 2014, one million through the Trust, and one million through MJG.

Free access — add to your briefcase to read the full text and ask questions with AI

Related

Holmstead v. Abbott G. M. Diesel, Inc.
493 P.2d 625 (Utah Supreme Court, 1972)
Conder v. A.L. Williams & Associates, Inc.
739 P.2d 634 (Court of Appeals of Utah, 1987)
Gold Standard, Inc. v. Getty Oil Co.
915 P.2d 1060 (Utah Supreme Court, 1996)
Wayment v. Clear Channel Broadcasting, Inc.
2005 UT 25 (Utah Supreme Court, 2005)
Krukiewicz v. Draper
725 P.2d 1349 (Utah Supreme Court, 1986)
Okelberry v. WEST DANIELS LAND ASSOCIATION
2005 UT App 327 (Court of Appeals of Utah, 2005)
Armed Forces Insurance Exchange v. Harrison
2003 UT 14 (Utah Supreme Court, 2003)
Burdick v. Horner Townsend & Kent, Inc.
2015 UT 8 (Utah Supreme Court, 2015)
Robinson v. Paul Ray Taylor, M.D.
2015 UT 69 (Utah Supreme Court, 2015)
Sampson v. HB Boys
2024 UT App 56 (Court of Appeals of Utah, 2024)
Harman v. 105 Partners
2024 UT App 109 (Court of Appeals of Utah, 2024)

Cite This Page — Counsel Stack

Bluebook (online)
2025 UT App 11, 564 P.3d 536, Counsel Stack Legal Research, https://law.counselstack.com/opinion/greene-v-mongie-utahctapp-2025.