Green Mountain Insurance Company, Inc. v. National Interstate Insurance Company and Gary Boone, Party-in-Interest

CourtDistrict Court, D. Massachusetts
DecidedOctober 28, 2025
Docket1:25-cv-10467
StatusUnknown

This text of Green Mountain Insurance Company, Inc. v. National Interstate Insurance Company and Gary Boone, Party-in-Interest (Green Mountain Insurance Company, Inc. v. National Interstate Insurance Company and Gary Boone, Party-in-Interest) is published on Counsel Stack Legal Research, covering District Court, D. Massachusetts primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Green Mountain Insurance Company, Inc. v. National Interstate Insurance Company and Gary Boone, Party-in-Interest, (D. Mass. 2025).

Opinion

UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS __________________________________________ ) ) GREEN MOUNTAIN INSURANCE ) COMPANY, INC., ) ) Plaintiff ) ) v. ) ) Case No. 25-cv-10467-DJC ) NATIONAL INTERSTATE ) INSURANCE COMPANY, ) ) Defendant ) ) and ) ) GARY BOONE, ) ) Party-in-Interest. ) ) __________________________________________)

MEMORANDUM AND ORDER

CASPER, C.J. October 28, 2025

I. Introduction

Plaintiff Green Mountain Insurance Company, Inc. (“Green Mountain”) has filed this lawsuit against Defendant National Interstate Insurance Company (“NIIC”) seeking declaratory judgment to vacate Arbitration Forums, Inc. (“Arbitration Forums”)’s arbitration award of $178,472.39 to NIIC against Green Mountain. D. 1. NIIC has moved to dismiss Green Mountain’s complaint and to confirm the arbitration award. D. 21. For the reasons stated below, the Court ALLOWS NIIC’s motion. II. Standard of Review A. Dismissal for Failure to State a Claim under Rule 12(b)(6)

On a motion to dismiss for failure to state a claim upon which relief can be granted pursuant to Federal Rule of Civil Procedure 12(b)(6), the Court must determine if the facts alleged “plausibly narrate a claim for relief.” Schatz v. Republican State Leadership Comm., 669 F.3d 50, 55 (1st Cir. 2012). Reading the complaint “as a whole,” the Court must conduct a two-step, context-specific inquiry. García-Catalán v. United States, 734 F.3d 100, 103 (1st Cir. 2013). First, the Court must perform a close reading of the claim to distinguish the factual allegations from the conclusory legal allegations contained therein. Id. Factual allegations must be accepted as true, while conclusory legal conclusions are not entitled credit. Id. Second, the Court must determine whether the factual allegations present a “reasonable inference that the defendant is liable for the misconduct alleged.” Id. (quoting Haley v. City of Boston, 657 F.3d 39, 46 (1st Cir. 2011)). In sum, the complaint must provide sufficient factual allegations for the Court to find the claim “plausible on its face.” Id. (quoting Ashcroft v. Iqbal, 556 U.S. 662, 678 (2009)). III. Factual Background

The following facts are drawn from Green Mountain’s complaint, D. 1, and Arbitration Forums’s Rules of which the Court takes judicial notice, D. 11-2 at 12-23.1 The facts are accepted as true for the purpose of resolving the motion to dismiss.

1 Green Mountain contends that NIIC “is attempting to incorporate documents that were improperly included in [former Defendant (now dismissed)] Arbitration Forums’s [m]otion to [d]ismiss.” D. 25 at 5. At the motion to dismiss stage, the Court ordinarily “may not consider any documents that are outside of the complaint, or not expressly incorporated therein, unless the motion is converted into one for summary judgment.” Alt. Energy, Inc. v. St. Paul Fire & Marine Ins. Co., 267 F.3d 30, 33 (1st Cir. 2001). “There is, however, a narrow exception ‘for documents the authenticity of which are not disputed by the parties; for official public records; for documents central to plaintiff[’s] claim; or for documents sufficiently referred to in the complaint.’” Id. (quoting Watterson v. Page, 987 F.2d 1, 3 (1st Cir. 1993)). The Court takes judicial notice of the Arbitration Forums Rules, D. 11-2 at 13-23, that governed the parties’ arbitration because they are On or about March 22, 2023, Gary Boone (“Boone”) and Andrew Johnson (“Johnson”) were involved in a motor vehicle accident in Cambridge, Massachusetts. D. 1 ¶ 9. Green Mountain insured Johnson and his vehicle, and NIIC was Johnson’s workers’ compensation carrier. Id. ¶¶ 10-11. On or about June 15, 2023, Green Mountain received a workers’ compensation lien from NIIC for $7,113.76. Id. ¶ 12.

On or about November 7, 2023, NIIC submitted an arbitration request to Arbitration Forums against Green Mountain seeking to recover the workers’ compensation benefits paid to Boone related to the motor vehicle accident. Id. ¶ 13. Arbitration Forums’s arbitrations are governed by the Arbitration Forums Rules. D. 1 ¶ 14; see D. 11-2 at 13. On or about February 14, 2024, NIIC filed an intercompany arbitration demand (the “Arbitration”) for $178,472.39, and included the medical records, bills and dashcam footage from the motor vehicle accident. D. 1 ¶ 17. As alleged, NIIC did not provide Green Mountain any supporting documents or evidence, including medical records, bills or dashcam footage from the accident, prior to or after filing the Arbitration. Id. ¶¶ 15, 18. Green Mountain also alleges

Arbitration Forums’s platform did not allow Green Mountain to access any evidence submitted by NIIC. Id. ¶¶ 16, 19. The same day NIIC filed the Arbitration, on or about February 14, 2024, Green Mountain allegedly requested a one-year deferment from Arbitration Forums to collect and review NIIC’s evidence. Id. ¶ 20. Arbitration Forums’s Rules define “evidence” as “[a]ll documentary or

“central” to Green Mountain’s claims regarding its request for evidence and a one-year deferment of the arbitration, Green Mountain “sufficiently referred to [the rules] in the complaint,” see D. 1 ¶¶ 14, 21-22, 32, nor does it appear that Green Mountain disputes their authenticity, see D. 25 at 4-5. The Court, however, will not consider the declaration by Michelle Bouchelhi (“Bouchelhi”), see D. 11-1, or the administration record related to the parties’ arbitration, where they do not fall within any of the exceptions for considering documents outside of the complaint on a Rule 12(b)(6) motion. physical evidence submitted by a party. Parties are not permitted to see an opponent’s evidence, except for evidence related to supplemental damages. Arbitrators are only permitted to consider evidence properly submitted by the parties.” D. 11-2 at 22. Arbitration Forums Rule 2-10 provides that each party may seek a one-year deferment, but if that request is denied, “the case will continue as not deferred” and “the arbitrator will continue to hear the disputed issues.” D. 11-2 at 16; see

D. 1 ¶ 21. Arbitration Forums allowed Green Mountain’s deferment but only for one month. D. 1 ¶ 22. On or about February 20, 2024, Green Mountain emailed NIIC requesting all evidence supporting its workers’ compensation claim. Id. ¶ 23. NIIC did not respond. Id. On or about March 18, 2024, Green Mountain contacted Arbitration Forums regarding issues with Arbitration Forums’s platform, which Green Mountain alleges prevented it from accessing NIIC’s supporting evidence. Id. ¶ 24. As alleged, Arbitration Forums instructed Green Mountain to obtain the evidence from NIIC prior to the Arbitration. Id. The same day, on or about March 18, 2024, Green Mountain called NIIC to request its supporting evidence and NIIC informed Green

Mountain that it would not release any evidence without a subpoena. Id. ¶¶ 25-26. Green Mountain alleges that it was unable to access evidence from NIIC or Arbitration Forums prior to the Arbitration. Id. ¶ 27. On or about May 7, 2024, Arbitration Forums awarded NIIC $178,472.39 against Green Mountain. Id. ¶ 28. IV. Procedural History Green Mountain instituted this action on February 26, 2025. D. 1. NIIC has now moved to dismiss. D. 21.

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Bluebook (online)
Green Mountain Insurance Company, Inc. v. National Interstate Insurance Company and Gary Boone, Party-in-Interest, Counsel Stack Legal Research, https://law.counselstack.com/opinion/green-mountain-insurance-company-inc-v-national-interstate-insurance-mad-2025.