Grantham v. Ralle

158 So. 2d 719, 248 Miss. 364, 1963 Miss. LEXIS 402
CourtMississippi Supreme Court
DecidedDecember 20, 1963
Docket42836
StatusPublished
Cited by10 cases

This text of 158 So. 2d 719 (Grantham v. Ralle) is published on Counsel Stack Legal Research, covering Mississippi Supreme Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Grantham v. Ralle, 158 So. 2d 719, 248 Miss. 364, 1963 Miss. LEXIS 402 (Mich. 1963).

Opinion

Brady, Tom P., J.

This is an appeal from the Chancery Court of the First Judicial District of Hinds County, in which Mrs. Bobbie Ralle, appellee here and complainant below, filed a petition for a temporary injunction prohibiting the sale of a piece of property situated in the City of Jackson, hereinafter particularly described, under a deed of trust given by her husband, Ralph Ralle, for the *367 use and benefit of Justin McCarty, Inc., a Texas Corporation. A temporary injunction was ordered and issued. Subsequent thereto a petition was filed to make the injunction permanent and for the cancellation of the aforesaid deed of trust as a cloud on the title of the undivided one-half interest in and to the hereinafter described real property which the appellee alleged was hers as the wife and joint owner of this property as her homestead.

On the hearing for making the injunction permanent, the chancellor found that the injunction should be made permanent and so ordered, and also ordered and decreed that the aforesaid deed of trust was null and void and was therefore cancelled. It is from this order and the granting of the permanent injunction and the cancelling of the deed of trust that this appeal is taken.

The record discloses the following pertinent facts: The appellee, Mrs. Bobbie Ralle, is the wife of Ralph Ralle and during the year 1957 they owned and occupied as a residence Lot 104 of Bast Meadowbrook subdivision, a subdivision in the First Judicial District of Hinds County; that the homestead was located on a street known as London Avenue in said city; that the husband worked the entire year of 1957 in New York, but kept his residence in Jackson at the aforesaid location; that on October 1, 1957, the said Ralph Ralle began employment with Justin McCarty, Inc., in Dallas, Texas; that his employer insisted that he move and take up his residence in said city; that negotiations were entered into between his employer and the said Ralph Ralle to accomplish this end.

The record further discloses that he found and selected a home, and that prior thereto he had lived in a hotel or an apartment before he had selected and began the occupancy of his new homestead in Dallas, Texas. These facts were well known to appellee because sometime between October 1, 1957 and November 25, 1957, *368 she went to Dallas to examine the house which had been selected as a new homestead. She was in Dallas approximately a week and she approved the selection of the home as the new homestead. The record is clear that in order to purchase the new homestead, it was necessary to borrow certain specific sums of money; that on December 3, 1957, in order to purchase the new homestead, Ralph Ralle executed a promissory note in the sum of $8,500 payable to Justin McCarty, Inc.

Ralph Ralle testified that on that date he alone signed a deed of trust on the London Avenue property in the City of Jackson, which was given to the said Justin McCarty, Inc., to secure the aforesaid loan of $8,500. It is important to note that this alleged deed of trust was never produced at the trial, that Ralph Ralle did not have a copy thereof, and it was never recorded; it was supposed to have been executed upon a Texas form of deed of trust.

The record further discloses that during the week of November 25, 1957, Mr. and Mrs. Ralle jointly purchased the home in Dallas, Texas, more particularly described as Lot 4, Michael Street, Block 7/7374 of Jan-Mar Circle, Sec. 3. A warranty deed dated November 25, 1957 was executed to Mr. Ralph Ralle and wife Bobbie Faye Ralle. This deed was acknowledged on December 5, 1957 by "W. C. Bonds, receiver to Ralph Ralle, et ux. The consideration in said deed was the sum of $37,500, which amount was advanced by the Metropolitan Savings & Loan Association at the special instance and request of the grantees, and also a $7,500 advancement.

The said Ralph Ralle and wife, Bobbie Ralle, appellee, executed a deed of trust on this same property situated in the City of Dallas to the Metropolitan Savings & Loan Association as security for the aforesaid loan of $37,500. Ralph Ralle and appellee also executed another deed of trust to secure a principal sum of $7,500 *369 evidenced by a promissory note executed by tbe said Ralph Ralle and his wife and payable to W. C. Bonds, receiver. This second deed of trust was given as security for the advance of $7,500 which was a part- of the purchase price of said new homestead in Dallas, Texas. The record shows there was still lacking $1,500 of the purchase price, and this was paid by appellee and her husband from their saving's, so that the total cost of the new homestead was $55,000. The $10,000 cash payment was procured from the loan of $8,500 aforesaid which was borrowed by the appellee’s husband from Justin McCarty, Inc., plus the $1,500 which appellee’s husband took from his savings.

The record discloses further that appellee’s husband was with her over the weekends and at Christmas in their homestead in Jackson, Mississippi; that at most only two or three weekends was he required to be away; that on January 15, 1958, their household furniture and personal possessions were moved from Jackson to Dallas and placed in the new homestead which had been purchased there; that on January 16, 1958, they actually took up residence in their new homestead in Dallas.

The record shows that on February 12, 1958 the deed of trust which Ralph Ralle executed, and which has been declared null and void by the court below, was actually executed on February 12, 1958, and this is conceded by both sides. The deed of trust covering the London Avenue property in the City of Jackson, though it bore the date of execution as December 3, 1957, was actually not signed or executed until February 12, 1958, or subsequent' thereto. The attorney representing Mr. Ralle testified that he deliberately dated the deed of trust as of December 3, 1957 so that the date would correspond with the date of the note given which was secured by said deed of trust. The note bore-the date-of December 3, 1957. By examining the photostatic copy of the deed of trust, it is obvious that the insertion *370 “12th.” was first written in then marked out and the insertion “3rd” was substituted therefor before the month of December and the date 1957 was written therein. The acknowledgement shows that it was on February 12, 1958, but the record shows that the appellee’s husband actually borrowed the $8,500 from appellant on December 3, 1957, the same date on which the alleged first deed of trust was drawn and which was claimed to have been signed on December 5 by appellee’s husband.

The property on London Avenue in the City of Jackson was put up for sale on January 15, 1958, by appellee and her husband, and remained on the market for sale for approximately a year but there were no takers. Appellee and her husband returned to Jackson and into the original home which they had owned during the month of February 1960. After the resignation of Justin McCarty, the original trustee, R. Gordon Grantham was appointed substituted trustee in the deed of trust, and upon default by the grantor, Ralph Ralle, under the terms of said deed of trust, notice was given of a substituted trustee’s foreclosure sale.

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Cite This Page — Counsel Stack

Bluebook (online)
158 So. 2d 719, 248 Miss. 364, 1963 Miss. LEXIS 402, Counsel Stack Legal Research, https://law.counselstack.com/opinion/grantham-v-ralle-miss-1963.