Gonzalez v. Envoy Mortgage CA1/3

CourtCalifornia Court of Appeal
DecidedJuly 29, 2014
DocketA135936
StatusUnpublished

This text of Gonzalez v. Envoy Mortgage CA1/3 (Gonzalez v. Envoy Mortgage CA1/3) is published on Counsel Stack Legal Research, covering California Court of Appeal primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gonzalez v. Envoy Mortgage CA1/3, (Cal. Ct. App. 2014).

Opinion

Filed 7/29/14 Gonzalez v. Envoy Mortgage CA1/3 NOT TO BE PUBLISHED IN OFFICIAL REPORTS California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication or ordered published for purposes of rule 8.1115.

IN THE COURT OF APPEAL OF THE STATE OF CALIFORNIA

FIRST APPELLATE DISTRICT

DIVISION THREE

LILLIAN MARI GONZALEZ, Plaintiff and Appellant, A135936 v. ENVOY MORTGAGE LTD. ET AL., (Contra Costa County Super. Ct. No. MSC1002506) Defendants and Respondents.

Lillian Mari Gonzalez (appellant) appeals from a summary judgment entered in favor of Envoy Mortgage, Ltd. (Envoy) and Peggy Valley (Valley) (together, respondents) in her employment discrimination action. She contends the trial court erred in granting summary judgment because there were triable issues of fact as to whether she was terminated due to her disability and whether Envoy engaged in the interactive process and reasonably accommodated her. We reject her contention and affirm the judgment. FACTUAL AND PROCEDURAL BACKGROUND On March 5, 2009, Valley, the Branch Manager for the Concord, California branch of Envoy, hired appellant as a Senior Mortgage Banker at that branch. Appellant reported to Valley. As a Senior Mortgage Banker, appellant was responsible for retail mortgage loan originations. She went into the office for the first two months of employment because her personal laptop work computer had crashed and she could not work from home. However, she was not required to go into the office and could perform

1 her job duties almost entirely from outside the office. Appellant’s employment was “expressly” at-will, and she “absolutely” understood she was employed at-will. Upon hire, appellant agreed to the terms in Envoy’s offer letter and also executed a loan officer agreement. She agreed, among other things, that the “mutually shared expectations for the levels of mortgage loan originations” were that she would achieve a minimum of two loans per month totaling $500,000 in amount.1 Appellant originated only two loans during her seven months of employment with Envoy—one $396,000 loan on June 5, 2009, and one $318,000 loan on September 9, 2009.2 Appellant acknowledged she never met the minimum funding level; she responded, “No” when asked at her deposition whether she, “[a]t any time during [her] employment with Envoy,” “achieve[d] the target of two units of $500,000 [per month].” On or about June 14, 2009, appellant informed Valley that she was being admitted to the hospital for meningitis.3 Valley did not know the nature or symptoms of meningitis. Two days later, appellant told Valley she was being released from the hospital. Appellant did not provide Envoy with any medical documentation of her hospital stay, medical condition and/or permanent or long-term work restrictions. The hospital discharged her in “good condition with a good prognosis” and without any restrictions. Appellant’s treating physician did not give her any “restrictions” following

1 On March 4, 2009, before appellant signed the offer letter and agreement, Valley sent an email to appellant addressing appellant’s concern “about coming on and not making the numbers.” Valley said, “these days are hard times. I understand the concern but it won’t be for always . . . Once [banks ‘open their doors to Mortgage Bankers’] . . . there will be . . . [a lot] more business to be had by 2010. Then we will be looking for the standards we seek. All I ask is do your best.” 2 The second loan funded on October 5, 2009, after appellant had been terminated from her employment with Envoy. 3 Appellant stated in her declaration that she “began experiencing severe headaches, vertigo, and extreme fatigue” in May 2009. She declared she “spoke to both . . . Valley and [Assistant Manager] Matthew Steinmetz of these on-going conditions.”

2 her discharge from the hospital and stated, “if it did not hurt her and she wasn’t too dizzy, she could do it.” The day after her discharge from the hospital, appellant informed Valley that, “[d]ue to [her] illness,” she would need Valley’s help “to reschedule some of [her] appointments.” Appellant told Valley that she would be in home care for 10 days and would not be going into the office as much during that period.4 Valley followed up with appellant during these 10 days and also communicated with her frequently during her brief hospital stay. During their telephone conversations, appellant did not request any other accommodation, such as a leave of absence or a reduction in her workload; according to appellant, “[all mortgage bankers] worked on [their] own time [anyway].” On July 9, 2009, appellant emailed Valley and Assistant Manager Matthew Steinmetz to inform them that she was working on “30 [loans] in the pipeline and 10 closing[s] a month.” On July 28, 2009, appellant sent Valley and Steinmetz another email that she had been “packing and getting ready to move,” but that she was “working on email advertising to motivate some new business with the local realtors and with the Spanish speaking realtors thru association.” Appellant did not mention in either of these emails that she was suffering from any illness, or any illness that necessitated work restrictions or accommodations. On August 4, 2009, Valley sent appellant an email stating, “[s]ince March you have closed only 1 loan. This is not in compliance with your contract with our office. If we cannot get this turnaround [sic] immediately, I will have no choice but to terminate your contract effective 8/31/09 due to non-compliance.” Appellant testified at her 4 Appellant states in her opening brief that she “informed [Valley] that she was being discharged to Home Care from June 20, 2009 to August 18, 2009.” The two record citations she provides, however, do not support this statement. The first record citation is an excerpt from appellant’s deposition showing she informed Valley of a 10 day home care period. The second record citation is a medical document authorizing home care for appellant from June 20, 2009 to August 18, 2009. The document, however, does not show that appellant informed Valley of that longer home care period.

3 deposition that she did not receive this email until September 14, 2009. Valley stated in a declaration that the fact that appellant had closed only two loans totaling $714,000 during her seven months of employment with Envoy was unacceptable, particularly because appellant was a Senior Mortgage Banker with twelve and a half years of experience. On September 10, 2009, appellant sent an email to Valley stating, “I have a doctor’s appointment on the 20th. I need to be checked. I am still having health issues and [am] emotionally beat up.” On September 11, 2009, Valley sent an email to appellant, stating, “Lillian, after reviewing your contract and current performance since my email on August 4, 2009, I am making a tough decision to terminate your employment with Envoy Mortgage effective 9/30/09.” Around the time of appellant’s termination, Valley also terminated two other employees—neither with any known or perceived disabilities—for non-compliance with minimum loan targets. On September 11, 2009, the day she received notice of her termination, appellant visited her doctor. Her doctor’s internal notes from that visit indicated she was “having no residuals from her aseptic meningitis, specifically, no headaches, visual changes, difficulty sleeping.” Appellant’s doctor did not recommend any limitations on her ability to work at that time. On September 21, 2009, appellant met with her doctor who placed her on disability leave from June 16, 2009 to November 1, 2009.

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Gonzalez v. Envoy Mortgage CA1/3, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gonzalez-v-envoy-mortgage-ca13-calctapp-2014.