GMAT Legal Title Trust 2014-1, U.S. Bank, National Assn. v. Catale

213 Conn. App. 674
CourtConnecticut Appellate Court
DecidedJuly 12, 2022
DocketAC44132
StatusPublished
Cited by4 cases

This text of 213 Conn. App. 674 (GMAT Legal Title Trust 2014-1, U.S. Bank, National Assn. v. Catale) is published on Counsel Stack Legal Research, covering Connecticut Appellate Court primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
GMAT Legal Title Trust 2014-1, U.S. Bank, National Assn. v. Catale, 213 Conn. App. 674 (Colo. Ct. App. 2022).

Opinion

*********************************************** The “officially released” date that appears near the be- ginning of each opinion is the date the opinion will be pub- lished in the Connecticut Law Journal or the date it was released as a slip opinion. The operative date for the be- ginning of all time periods for filing postopinion motions and petitions for certification is the “officially released” date appearing in the opinion.

All opinions are subject to modification and technical correction prior to official publication in the Connecticut Reports and Connecticut Appellate Reports. In the event of discrepancies between the advance release version of an opinion and the latest version appearing in the Connecticut Law Journal and subsequently in the Connecticut Reports or Connecticut Appellate Reports, the latest version is to be considered authoritative.

The syllabus and procedural history accompanying the opinion as it appears in the Connecticut Law Journal and bound volumes of official reports are copyrighted by the Secretary of the State, State of Connecticut, and may not be reproduced and distributed without the express written permission of the Commission on Official Legal Publica- tions, Judicial Branch, State of Connecticut. *********************************************** GMAT LEGAL TITLE TRUST 2014-1, U.S. BANK, NATIONAL ASSOCIATION AS LEGAL TITLE TRUSTEE v. VITO CATALE ET AL. (AC 44132) Bright, C. J., and Alvord and Prescott, Js.

Syllabus

The plaintiff sought to foreclose a mortgage on certain real property owned by the defendants M and V. The plaintiff filed a motion for summary judgment along with three affidavits averring, respectively, to the out- standing debt, the fair market value of the property, and additional facts relevant to the motion for summary judgment. The plaintiff then filed an application for a prejudgment remedy to attach potential proceeds that V could obtain as a result of the adjudication or settlement of an unrelated pending civil action in which he was the plaintiff. The parties reached an agreement, which was approved by the trial court, pursuant to which the plaintiff agreed to defer a hearing on its prejudgment remedy application until the unrelated action was resolved and the defendants agreed to notify the plaintiff of any judgment or settlement of the unrelated action and further agreed not to dispose of any assets identified in the plaintiff’s application. That following year, asserting that the defendants violated their agreement by failing to inform the plaintiff of the settlement of the unrelated action, the plaintiff filed what it deemed to be an ex parte application for a prejudgment remedy, which referenced the affidavits filed in connection with its motion for summary judgment and also attached an affidavit from an officer of its loan servicing company, averring facts in support of its allegation that exi- gency necessitated the granting of a prejudgment remedy. Without con- ducting a hearing, but after reviewing the objections filed by the defen- dants, the trial court granted the ex parte application, and the defendants appealed to this court. Held: 1. The trial court properly exercised jurisdiction over the application for a prejudgment remedy because the application was not defective with respect to the affidavits provided: the affidavit attached to the plaintiff’s application and those that it incorporated by reference contained facts intending to establish probable cause that the plaintiff would prevail in obtaining a foreclosure judgment against the defendants, including a right to recover an amount greater than or equal to the amount of the prejudgment remedy that it sought; moreover, the applicable statute (§ 52-578e) does not require that affidavits in support of a prejudgment remedy be directly attached to the application itself nor does it bar a party from incorporating by reference affidavits that were already a part of the record and were available to the trial court and all parties. 2. The defendants’ claim that, even if the trial court had jurisdiction, it improperly acted on the application without providing the defendants with a prompt postattachment hearing as due process required was moot: subsequent to the filing of this appeal, the trial court granted summary judgment as to the defendants’ liability on the mortgage note and rendered a judgment of strict foreclosure in favor of the plaintiff, establishing that there was probable cause for a prejudgment remedy, that insufficient equity in the property existed to cover the total debt owed by the defendants to the plaintiff, and that the deficiency exceeded the prejudgment remedy in place; accordingly, any remand for a hearing regarding probable cause and any opportunity to be heard regarding the amount of the prejudgment remedy would be meaningless and could provide no practical relief to the defendants. Argued November 17, 2021—officially released July 12, 2022

Procedural History

Action to foreclose a mortgage on certain real prop- erty owned by the named defendant et al., and for other relief, brought to the Superior Court in the judicial dis- trict of Fairfield, where the court, Bellis, J., approved the parties’ stipulated agreement regarding adjudication of the plaintiff’s application for a prejudgment remedy; thereafter, the court, Spader, J., granted the plaintiff’s ex parte amended application for a prejudgment rem- edy, from which the named defendant et al. appealed to this court; subsequently, RMS Series Trust 2020-1 was substituted as the plaintiff; thereafter, the court, Radcliffe, J., rendered judgment of strict foreclosure. Affirmed in part; appeal dismissed in part. Douglas R. Steinmetz, with whom, on the brief, was Maximino Medina, Jr., for the appellants (named defendant et al.). Paul N. Gilmore, for the appellee (substitute plain- tiff). Opinion

PRESCOTT, J. In this residential mortgage foreclo- sure action, the defendants Vito Catale and Maria Catale1 appeal from the trial court’s granting of an amended ‘‘ex parte’’ application for a prejudgment rem- edy (ex parte application)2 filed by the original plaintiff, GMAT Legal Title Trust 2014-1, U.S. Bank, National Association as Legal Title Trustee.3 The defendants claim that the court improperly granted the plaintiff’s ex parte application because (1) certain statutorily required affidavits either were missing or insufficient and, therefore, the court lacked jurisdiction over the ex parte application, and (2) even if the court had juris- diction over the ex parte application, the court deprived the defendants of due process by granting it without providing the defendants with a postattachment hearing at which they would have had an opportunity to chal- lenge both whether probable cause existed to order a prejudgment remedy and in what amount. As to the first claim, we conclude that the court properly exercised jurisdiction over the application for prejudgment remedy. As to the second claim, we con- clude that, even if we agreed with the defendants that they were entitled to an opportunity to be heard at a postattachment hearing despite the challenges posed during the early stages of the COVID-19 pandemic,4 no practical relief can be afforded to them by ordering a hearing at this time because, during the pendency of this appeal, the court rendered a final judgment in the underlying foreclosure action in favor of the plaintiff that conclusively established both probable cause for the granting of a prejudgment remedy and that the plain- tiff likely would be entitled to a deficiency judgment that would far exceed the amount of the prejudgment remedy ordered. In other words, under the unique cir- cumstances present here, the defendants have failed to demonstrate how they would benefit from a postattach- ment hearing and, therefore, the remainder of their arguments on appeal have been rendered moot.

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Cite This Page — Counsel Stack

Bluebook (online)
213 Conn. App. 674, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gmat-legal-title-trust-2014-1-us-bank-national-assn-v-catale-connappct-2022.