Gloor v. United States Fire Insurance Company

457 S.W.2d 925, 1970 Tex. App. LEXIS 2232
CourtCourt of Appeals of Texas
DecidedJuly 16, 1970
Docket7158
StatusPublished
Cited by6 cases

This text of 457 S.W.2d 925 (Gloor v. United States Fire Insurance Company) is published on Counsel Stack Legal Research, covering Court of Appeals of Texas primary law. Counsel Stack provides free access to over 12 million legal documents including statutes, case law, regulations, and constitutions.

Bluebook
Gloor v. United States Fire Insurance Company, 457 S.W.2d 925, 1970 Tex. App. LEXIS 2232 (Tex. Ct. App. 1970).

Opinion

KEITH, Justice.

Plaintiff appeals from a summary judgment entered in her suit for Workmen’s Compensation benefits wherein she claimed to have sustained an injury in the course of her employment with a bank. Plaintiff was employed as a proof teller and alleged that “as a result of excessive physical and mental stress and strain resulting from her work” she sustained a nervous breakdown, resulting in her total and permanent incapacity to obtain and retain employment. Defendant’s motion for summary judgment incorporated the depositions of plaintiff and her husband, their affidavits filed before the Industrial Accident Board, the hospital record, etc., but did not include any medical evidence. Plaintiff filed no counter affidavits, but did assert that there were genuine fact issues present. The parties stipulated that there was a dispute as to the good cause facet of the matter and the court confined the order to a holding that plaintiff “did not sustain an accidental injury * * * while working in the course and scope of her “employment * * * as contemplated by the Texas Workmen’s Compensation Act.”

Able counsel for the parties, by their briefs and oral arguments, have done much to narrow the issue presented on the appeal. Actually, when the record is boiled down to its essentials, the single question before the court is whether or not the defendant insurance company has discharged its burden of showing conclusively that plaintiff did not sustain an accidental injury in the course of her employment. Stated differently, was defendant entitled to a summary judgment simply because plaintiff failed to offer the evidence which would have been required for her to have prevailed in a trial upon the merits ?

Justice Greenhill in Great American Reserve Ins. Co. v. San Antonio Plumbing Supply Company, 391 S.W.2d 41, 47 (Tex.Sup., 1965), set out in precise detail the rules of law governing summary judgments. We had occasion recently to collate the rules so announced in the case of Le-Tulle v. McDonald, 444 S.W.2d 794, 795 (Beaumont Civ.App., 1969, error ref. n. r. e.), to which we refer.

Defendant asserts that plaintiff may not recover because she has failed to show an accidental injury as distinguished from an occupational disease. The distinction between the two has been pointed up in many of the reported decisions, one of the more concise statements being found in Solomon v. Massachusetts Bonding and Insurance Company, 347 S.W.2d 17, 19 (San Antonio Civ.App., 1961, error ref.), wherein the court said:

“An industrial accident or accidental injury is distinguished from an occupational disease by the following characteristics: An industrial accident or accidental injury can always be traced to a definite time, place and cause, whereas an industrial disease is of slow and gradual development, and the time, place and cause thereof are not susceptible of definite ascertainment. [Citations omitted.]”

Plaintiff aptly points out, in the reply brief, that there is no testimony in the record which supports defendant’s assertion that plaintiff’s nervous breakdown suffered on the day in question “constitutes an occupational disease under the provisions of Article 8306, sec. 20, of the Texas Workmen’s Compensation Act [Vernon’s Ann.Civ.St.].”

Plaintiff’s deposition evidence supports her contention that the constantly increasing pressure of the job was increased upon the day in question because the bank was staying open later on that particular Friday, and that the work would have to be com *927 pleted that day rather than carried over until the following Saturday. She agreed with counsel’s statement:

“And so what you are saying is that it was the reality of having to work that night until all of your work was completed, 9:00 or 10:00 o’clock, that you feel was the straw that broke the camel’s back ?”

Defendant’s contention, in essence, is that this and similar testimony from plaintiff fails to establish an accidental injury as defined in the Act. No one contends that an impairment of the nervous system, if caused by an accidental injury, is not com-pensable. Indeed, defendant cites, and seeks to distinguish some of the cases on the subject, viz., Hood v. Texas Indemnity Insurance Company, 146 Tex. 522, 209 S.W.2d 345 (1948), wherein a plaintiff was allowed to recover for a “compensation” neurosis attributed to the accident; Bailey v. American General Insurance Company, 154 Tex. 430, 279 S.W.2d 315 (1955), wherein a recovery was permitted for mental or nervous shock following a relatively minor physical injury, but accompanied by seeing a fellow employee fall to his death; Aetna Insurance Company v. Hart, 315 S.W.2d 169 (Houston Civ.App., 1958, error ref. n. r. e.), wherein a laundry employee, berated by a customer, was allowed to recover.

Although not suggested by the parties, the analogy of the heat exhaustion cases under the compensation act seems justified. In such cases, the question of causation is one calling for opinion evidence. Weicher v. Insurance Company of North America, 434 S.W.2d 104 (Tex.Sup., 1968). Whether or not plaintiff can discharge the burden of introducing sufficient evidence to go to the jury on the question of an accidental injury producing her present disability is not the question which we face here. Just as Mrs. Weicher lost in her trial on the merits in the heat exhaustion case, so may Mrs. Gloor lose upon a trial of her cause. But we do not review the case on a full record as was done in Weicher.

Thus, when defendant moved for the summary judgment in this instance it labored under the burden of establishing, as a matter of law, that plaintiff did not sustain an accidental injury in the course and scope of her employment with the bank. On the other hand, upon the trial of the cause, the burden will be upon the plaintiff to establish, as a fact, that she did receive an accidental injury, as defined in the Act. This quotation from Tigner v. First National Bank of Angleton, 153 Tex. 69, 264 S.W.2d 85, 87 (1954) places our case in focus:

“The question of who carries the burden of proof is not in the case as it comes to us. That would arise only upon a trial of the case upon its merits. The failure of one party in a hearing upon a motion for summary judgment to discharge the burden which would rest on him at a trial on the merits is no ground for a summary judgment in favor of the other party. In order to be entitled to a summary judgment, the burden rests upon the landlord [insurer in our case] to prove that he is entitled thereto as a matter of law.” (Bracketed material inserted.)

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Bluebook (online)
457 S.W.2d 925, 1970 Tex. App. LEXIS 2232, Counsel Stack Legal Research, https://law.counselstack.com/opinion/gloor-v-united-states-fire-insurance-company-texapp-1970.