FUNG v. WELLS FARGO BANK

District Court, D. New Jersey·Decided May 23, 2022·No. 2:20-cv-01099·Unknown

Opinion

NOT FOR PUBLICATION

UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NEW JERSEY

GAIL FUNG, Plaintiff, Case No. 2:20-cv-01099 (BRM) (ESK) v. OPINION WELLS FARGO BANK, et al., Defendants. MARTINOTTI, DISTRICT JUDGE Before the Court are pro se Plaintiff Gail Fung’s (“Fung”) Motion for Reconsideration and Motion for Default Judgment.1 (ECF No. 95.) Defendants Full Spectrum Services, Inc., Licardo Gwira, Esq., and John M. Anello, Esq. filed an opposition (ECF No. 96), and Defendants Phelan Hallinan Diamond & Jones, P.C., Judith T. Romano, Esq., and James DiMaggio, Esq. joined in the opposition (ECF No. 97).2 Defendants Wells Fargo Bank and HSBC Bank’s (“Bank Defendants”) (together with Attorney Defendants, “Defendants”) also filed an opposition to the motion. (ECF No. 98.) Having reviewed the parties’ submissions filed in connection with the motion and having declined to hold oral argument pursuant to Federal Rule of Civil Procedure

1 Fung asserts she is moving for reconsideration pursuant to Federal Rules of Civil Procedure 59 and 60. (ECF No. 95 at 1.) However, the standard for a motion for reconsideration is set forth under the Local Rules of this District. The Court will address all applicable rules for construing a reconsideration motion, including Rules 59 and 60, as explained below, infra § II. 2 For the purposes of this Opinion, Defendants Full Spectrum Services, Inc., Licardo Gwira, Esq., John M. Anello, Esq., Phelan Hallinan Diamond & Jones, P.C., Judith T. Romano, Esq., and James DiMaggio, Esq. will be collectively referred to as the “Attorney Defendants.” Defendants Phelan Hallinan Diamond & Jones, P.C., Judith T. Romano, Esq., and James DiMaggio, Esq. “join in, rely upon, and incorporate by reference” the opposition filed March 15, 2022 to Fung’s motion for reconsideration, docketed at ECF No. 96. (See ECF No. 97.) 78(b), for the reasons set forth below and for good cause shown, Fung’s Motion for Reconsideration is DENIED, and her Motion for Default Judgment is DENIED. I. BACKGROUND The factual and procedural background of this matter are well known to the parties and

were previously recounted by the Court in earlier Opinions dated July 23, 2021 and February 16, 2022. (ECF Nos. 76, 92.) Therefore, the Court includes only the facts and procedural background relevant to this Motion. On January 31, 2020, Fung filed her initial Complaint with this Court. (ECF No. 1.) In the Complaint, Fung requested “the court void the sheriff sale [of her home, which occurred on] December 20, 2019.” (ECF No. 1 at 14.) Fung argues she was the victim of “wrongful termination of [her] loan modification” (ECF No. 1 at 14, 15), “wrongful foreclosure” (id. at 12–14), denial of due process (id. at 12, 14), breach of contract (id. at 11, 18), breach of the covenant of good faith and fair dealing (id. at 10, 12), and forgery (id. at 11–14, 18, 20–21). On April 13, 2020, the Attorney Defendants filed a motion to dismiss Fung’s Complaint.

(ECF No. 16.) On April 14, 2020, Fung requested the Court enter default against two defendants, BEC FNF, LLC and Jason Hong. (ECF No. 19.) The Clerk entered default against those defendants for failure to plead or otherwise defend. (Id.) On April 22, 2020, Defendants Phelan Hallinan Diamond & Jones, P.C., Judith T. Romano, Esq., and James DiMaggio, Esq. filed a Motion to Dismiss. (ECF No. 21.) On May 18, 2020, the Bank Defendants also filed a Motion to Dismiss. (ECF No. 29.) On October 14, 2020, following extension requests, Fung filed an Affidavit in Opposition to all three motions to dismiss. (ECF No. 56.) Then, on October 20, 2020, Fung filed a Motion for Default Judgment against Defendants Jason Hong and BEC FNF, LLC for failure to answer or plead. (ECF No. 57.) On December 16, 2020, this Court ordered Fung to show cause why this matter should not be dismissed for lack of subject matter jurisdiction. (ECF No. 60.) The Court administratively terminated the three motions to dismiss and Fung’s motion for default judgment pending a decision on whether the Court has subject matter jurisdiction over the action. (Id.) On April 27, 2021, Fung

filed her response to the Order. (ECF No. 72.) On July 23, 2021, the Court issued its Opinion and Order (collectively, the “July 2021 Opinion”) dismissing Fung’s Complaint without prejudice for failure to establish subject matter jurisdiction. (ECF Nos. 76, 77.) Specifically, the Court held Fung failed to demonstrate the Court had subject matter jurisdiction in accordance with either 28 U.S.C. § 1331 (federal question jurisdiction) or 28 U.S.C. § 1332 (diversity jurisdiction). (ECF No. 76 at 5–13.) The Court also considered and addressed Fung’s motion for default judgment against Defendants Jason Hong and BEC FNF, LLC in its July 2021 Opinion, finding “because the court does not have subject matter jurisdiction over this action,” Fung’s motion for default judgment is denied. (Id. at 15.) The Court permitted Fung to cure those deficiencies and file an amended complaint. (Id.)

On September 23, 2021, following an order granting Fung’s request for an extension (ECF No. 78), Fung filed her Amended Complaint (ECF No. 80). The Amended Complaint largely mirrored her initial Complaint. Fung alleges Defendants commenced a foreclosure action against her in 2009. (Id at 10 of 164.) Fung alleges she is a “victim of a wrongful foreclosure as a result of Defendants’ individual and/or collective actions.” (Id.) Fung asserts her mortgage was assigned to the Bank Defendants but alleges the assignment of her mortgage was a fraud. (Id. at 23–24 of 164.) Fung further alleges the “entire foreclosure was based on a fraud,” and the Attorney Defendants “forged the assignment of mortgage.” (Id. at 29 of 164.) Fung claims the Court has subject matter jurisdiction under 28 U.S.C. § 1331 for alleged violations of 42 U.S.C. § 1983, the Truth in Lending Act (“TILA”), the Fair Debt Collection Practices Act, the Real Estate Settlement Procedures Act (“RESPA”), the Home Ownership and Equity Protection Act, and the “Mortgage Fraud Act.” (Id. at 10 of 164.) On October 4, 2021, the Attorney Defendants filed a motion to dismiss for lack of subject

matter jurisdiction. (ECF Nos. 81, 82.) On October 7, 2021, the Bank Defendants filed their motion to dismiss for lack of subject matter jurisdiction. (ECF No. 83.) On December 14, 2021, following extensions requested by Fung and granted by the Court (ECF Nos. 84, 85, 86), Fung filed her opposition to the motions to dismiss (ECF No. 87). On February 16, 2022, the Court issued an Opinion (the “February 2022 Opinion”) and Order, granting Defendants’ motions to dismiss and finding Fung failed to establish a sufficient basis to confer subject matter jurisdiction over her claims. Specifically, the Court found it lacked jurisdiction because: (1) Fung’s RESPA and TILA claims are barred by the entire controversy doctrine; (2) Fung’s listing of federal statutes that have no connection with the underlying allegations fails to satisfy the requirements of Federal Rule of Civil Procedure 8, and as a result,

Free access — add to your briefcase to read the full text and ask questions with AI

FUNG v. WELLS FARGO BANK, (D.N.J. 2022).

FUNG v. WELLS FARGO BANK (FUNG v. WELLS FARGO BANK) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

Related

Arbaugh v. Y & H Corp.
546 U.S. 500 (Supreme Court, 2006)
Jeffrey Holland v. Ronnie Holt
409 F. App'x 494 (Third Circuit, 2010)
Tozer v. Charles A. Krause Milling Co.
189 F.2d 242 (Third Circuit, 1951)
Meral Smith v. Melvin H. Evans
853 F.2d 155 (Third Circuit, 1988)
Comdyne I, Inc. v. Corbin
908 F.2d 1142 (Third Circuit, 1990)
Gonzalez v. Crosby
545 U.S. 524 (Supreme Court, 2005)
United States v. Grape
549 F.3d 591 (Third Circuit, 2008)
Zambelli Fireworks Manufacturing Co. v. Wood
592 F.3d 412 (Third Circuit, 2010)
Lazaridis v. Wehmer
591 F.3d 666 (Third Circuit, 2010)
Florham Park Chevron, Inc. v. Chevron U.S.A., Inc.
680 F. Supp. 159 (D. New Jersey, 1988)
P. Schoenfeld Asset Management LLC v. Cendant Corp.
161 F. Supp. 2d 349 (D. New Jersey, 2001)
Fellenz v. Lombard Investment Corp.
400 F. Supp. 2d 681 (D. New Jersey, 2005)
Bowers v. National Collegiate Athletic Ass'n, Act, Inc.
130 F. Supp. 2d 610 (D. New Jersey, 2001)