Frisch, A. v. James River Ins.

2021 Pa. Super. 212, 265 A.3d 765
Superior Court of Pennsylvania·Decided October 20, 2021·No. 1520 EDA 2020·Published·Cited by 2 cases

Opinion

J-A17009-21

2021 PA Super 212

AARON FRISCH : IN THE SUPERIOR COURT OF : PENNSYLVANIA Appellant : : v. : : JAMES RIVER INSURANCE COMPANY : : Appellee : No. 1520 EDA 2020

Appeal from the Order Entered July 7, 2020 In the Court of Common Pleas of Philadelphia County Civil Division at No(s): No. 180400052

BEFORE: McLAUGHLIN, J., KING, J., and PELLEGRINI, J.*

OPINION BY KING, J.: FILED OCTOBER 20, 2021

Appellant, Aaron Frisch, appeals from the order entered in the

Philadelphia County Court of Common Pleas, which granted a new trial in this

case following a jury verdict in favor of Appellant.1 For the following reasons,

we reverse the order granting a new trial, vacate the order denying Appellant’s

motion for delay damages, and remand for further proceedings.

The relevant facts and procedural history of this case are as follows. On

March 29, 2018, Appellant filed a complaint against Appellee James River

Insurance Company. Appellant alleged that on July 3, 2016, he was a

passenger in a vehicle that was rear-ended. Appellant claimed he suffered

serious, severe, and permanent bodily injuries from the accident. The driver

____________________________________________

* Retired Senior Judge assigned to the Superior Court.

1 See Pa.R.A.P. 311(a)(6) (explaining that appellant can take interlocutory appeal as of right from order in civil case awarding new trial). J-A17009-21

of the vehicle that struck the car in which Appellant was a passenger had

insufficient insurance to compensate Appellant for his injuries. At the time of

the accident, Appellant was the owner of a vehicle insured by Appellee, which

included underinsured motorist coverage. Consequently, Appellant sought

damages from Appellee.

The case proceeded to a two-day jury trial on January 21, 2020. The

jury heard live testimony from Appellant and video deposition testimony from

the parties’ respective expert witnesses. Relevantly, the testimony at trial

made clear that Appellant had undergone various treatments and procedures

in connection with a pre-existing low back injury from a prior fall. Thus, the

parties disputed to what extent the July 3, 2016 car accident caused

Appellant’s alleged injuries (as opposed to the pre-existing condition), as well

as Appellant’s claim for future medical expenses and non-economic damages.

During jury instructions, the court issued the following charge:

7.70, pre-existing condition or injury. Damages should be awarded for all injuries caused by the accident even if: One, the injuries caused by the accident were more severe than could have been foreseen because of the plaintiff’s prior physical condition; or two, a pre-existing medical condition was aggravated by the accident.

If you find that the plaintiff did have a pre-existing condition that was aggravated by the accident, the defendant is responsible for any aggravation caused by the accident. I remind you that the defendant can be held responsible for only those injuries or the aggravation of a prior injury or condition that you find was factually caused by the accident.

* * *

-2- J-A17009-21

Factual cause. In order for the plaintiff to recover in this case, the accident must have been a factual cause in bringing about harm. Conduct is a factual cause of harm when the harm would not have occurred absent the conduct.

To be a factual cause the accident must have been an actual, real factor in causing the harm, even if the result is unusual or unexpected.

A factual cause cannot be an imaginary or fanciful factor having no connection or only an insignificant connection with the harm.

To be a factual cause, the accident need not be the only factual cause. The fact that some other causes concur with the accident in producing an injury does not relieve the defendant from liability, as long as the accident is a factual cause of the injury.

(N.T. Trial, 1/22/20, at 93-94). Following the court’s instructions, the jury

retired for deliberations at 11:45 a.m.

At 12:24 p.m. on the same day, the jury asked: “May we please have a

copy of the law surrounding pre-existing conditions.” (Id. at 102). The

following exchange then took place:

[THE COURT]: Is there any objection to sending back the instruction?

[APPELLANT]: None from plaintiff, Your Honor.

[APPELLEE]: I object, Your Honor.

[THE COURT]: Based on what?

[APPELLEE]: I don’t believe that it’s appropriate to give the jury one section of the charge. So, for a particular reason, like in this one it says “May we please have a copy of the law surrounding pre-existing conditions.”

I don’t believe that that asks for one particular charge, and

-3- J-A17009-21

so the question is does that include the sections on factual cause?

[THE COURT]: No, it doesn’t.

[APPELLEE]: Well—

[THE COURT]: It doesn’t. And “surrounding” is probably the semantics used by a layperson.

[APPELLEE]: Okay.

[THE COURT]: So, let me just take a look at it.

[APPELLEE]: I don’t have an objection, your Honor, to bring the jury back and read it to them again, but I do have an objection if that section of the charge is provided to them to go into the jury room.

[THE COURT]: Okay. Let’s bring them in and if they need further clarification, then I’m going to send it back.

[APPELLEE]: Very well.

[THE COURT]: So, we’re talking 7.70 [regarding pre- existing conditions].

[APPELLEE]: Correct.

[APPELLANT]: Correct.

[THE COURT]: Okay.

[THE COURT]: So, Ladies and Gentleman of the Jury, we received your question through your foreperson. I will read it again for the record.

“May we please have a copy of the law surrounding pre- existing conditions.”

Based upon my conversation with counsel, I am going to read to you again the charge relating to pre-existing

-4- J-A17009-21

condition or injury…

(Id. at 102-04) (emphasis added). The court then re-read the entire

instruction regarding pre-existing conditions. The court did not re-read the

section defining factual cause. After the court re-read the pre-existing

conditions instruction, the court asked if any member of the jury “needs

another reading of the rule of law that I just read[.]” (Id. at 106). No juror

asked for another reading, and neither party raised any objection to the

court’s charge. Thus, the court did not send back to the jury room the

instruction regarding pre-existing conditions.

On January 22, 2020, the court returned a verdict in favor of Appellant

for $255,000.00 in economic damages and $35,000.00 in non-economic

damages. Appellant timely filed a motion for delay damages on January 24,

2020. In response, Appellee claimed that Appellant had caused a 91-day

delay in the case such that he should not be entitled to delay damages for

that period.

On Monday February 3, 2020, Appellee timely filed a post-trial motion,

claiming, inter alia, the court erred when it re-read jury instruction 7.70

relating to pre-existing conditions without also re-reading the charge

pertaining to the definition of factual cause. Appellee alleged that the jury

might have misunderstood and/or confused the instruction, believing that it

could award Appellant damages for aggravation of his pre-existing condition

even if the accident was not a real factor in causing such aggravation.

-5- J-A17009-21

Additionally, Appellee asked the court to reduce the verdict by $25,000.00

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Frisch, A. v. James River Ins., 2021 Pa. Super. 212, 265 A.3d 765 (Pa. Ct. App. 2021).

2021 Pa. Super. 212 (Frisch, A. v. James River Ins.) — published by Counsel Stack Legal Research, free access to 12M+ legal documents.

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